Whalesbook
Yeh Faltu Ka Drop Kahan Se Aaya?
Dekho, overall India mein toh paisa aa raha hai, lekin banking sector mein, khaas kar PSU banks mein, foreign investment ka flow itna kam ho gaya hai. Pichle do saalon mein yeh 86% se zyada gira hai. Yeh thoda chinta wali baat hai, kyunki FDI banks ke liye capital inject karne, naye tech laane aur innovation ke liye bahut zaroori hota hai.
PSU Banks Ka Kya Scene Hai?
Jitne bhi bade Public Sector Banks (PSUs) hain, unme foreign holdings abhi bhi achi khaasi hai. Jaise State Bank of India (SBI) mein 11.07%, Canara Bank mein 10.55%, Bank of Baroda mein 9.43%, Union Bank of India mein 7.48%, aur Punjab National Bank (PNB) mein 5.85% foreign investors ka paisa laga hua hai.
Valuation Aur Investors Ka Mood
Waise toh SBI ka P/E ratio 12-13 ke aaspaas hai aur market cap lagbhag ₹10.57 trillion hai. Canara Bank ka P/E 7 ke aaspaas aur market cap ₹1.34 trillion hai. Bank of Baroda ka P/E 8 aur market cap ₹1.50 trillion hai. Union Bank ka P/E 7 aur market cap ₹1.37 trillion hai, aur PNB ka P/E 8 aur market cap ₹1.41 trillion hai. Yeh numbers dikhate hain ki banks profit mein hain, lekin baaki companies ke comparison mein, PSU banks ko bahari paisa judane mein dikkat ho sakti hai.
Duniya Ka Trend Aur Apna Sector
Global interest rates badh rahi hain, jiski wajah se paisa lagana mehnga ho raha hai. Emerging markets mein bhi risk zyada lag raha hai investors ko. Plus, RBI ke rules bhi hain, jaise kisi ko 5% se zyada share khareedna ho toh pehle approval chahiye. Yeh sab reasons milkar foreign investors ko thoda door rakh rahe hain.
Future Mein Kya Ho Sakta Hai?
Government is problem ko solve karne ki koshish kar rahi hai. Ek proposal chal raha hai jisme PSU banks mein FDI limit ko 20% se badha kar 49% kiya ja sakta hai, jaise private banks mein hai. Agar yeh hua toh paisa aane ke chances badh jayenge. Filhaal toh PSU banks ko apna paisa domestic sources ya sarkari madad se hi jodna padega.