Toh scene yeh hai ki Bajaj Finance ka board February 3rd ko ek meeting karne wala hai jisme Q3 FY2026 ke results approve honge. Sabse zyada focus rahega Net Profit, Net Interest Income (NII) aur loan quality yaani asset quality par, kyunki yehi sab financial companies ke liye main metrics hote hain.
Stock Ka Kya Chal Raha Hai?
Company ka stock pichle 5 dinon mein lagbhag 2.19% gira hai, aur February 2nd, 2026 tak ₹902-₹904 ke aas-paas trade ho raha hai. Lekin agar lambi picture dekho toh, pichle 6 mahine mein stock 1.75% badha tha. Yaad hai na, October 2025 mein toh yeh ₹1,102.50 tak pahunch gaya tha. Toh filhaal market mein thoda caution dikh raha hai, jahan log results ka intezaar kar rahe hain.
NBFC Sector Ka Mood
Waise, overall Indian NBFC sector kaafi solid lag raha hai. Analysts predict kar rahe hain ki FY2027 tak retail AUM ₹30 lakh crore cross kar jayega, aur Q3 FY2026 ke results sector ke liye last nine quarters mein sabse acche ho sakte hain. Loan growth aur margins dono achhe chal rahe hain.
Bade Players Ne Kya Kiya?
Apne competitors ki baat karein toh, HDFC Bank ka profit 11.5% badha hai, woh bhi ₹18,654 crore tak. ICICI Bank ka profit thoda 4% gira zaroor, par unka Net Interest Income 7.7% badha. Toh market mein numbers mix aa rahe hain.
Valuation Aur Growth
Bajaj Finance ka Price-to-Earnings (P/E) ratio lagbhag 30-36x ke aas-paas hai, jo Shriram Finance ya Muthoot Finance jaise kuch competitors se thoda zyada hai. Iska matlab market isse premium valuation de raha hai. Company ka customer base 101.82 million se zyada ho gaya hai aur AUM 22% badh kar lagbhag ₹4,85,900 crore ho gaya hai December 2025 tak.
Aage Kya Dekhna Hai?
Ab sabki nazar Bajaj Finance ke Q3 numbers par hai. Dekhna hoga ki woh credit cost kaise manage karte hain, margins kaise rakhte hain, aur customer base badha paate hain ya nahi. NBFC sector ki growth to achhi hai, but Bajaj Finance khud kaise perform karta hai, woh pata chalega February 3rd ko jab management bhi update dega.