Whalesbook
Agri-Finance Mein Naya Khiladi: ONO,
Agri-finance duniya mein ONO naam ka startup kaafi dhamaal macha raha hai. Company ne $1.2 Million ki pre-Series A funding raise ki hai, jisme Aeravti Ventures ne sabse bada haath dala hai. Iske saath hi Tremis Capital aur kuch angel investors bhi shaamil hain. Ye funding ONO ke liye ek bada step hai kyunki ab woh sirf tech platform nahi rahega, balki NBFC mein stake lekar seedha farmers aur agri-SMEs ko loan dega. Isse underserved agri businesses ko credit access milega.
AI Se Risk Management, NPA Zero Ke Paas
ONO ka magic hai uska data aur AI-powered platform, jo India ke post-harvest agri supply chain mein transparency laata hai. Ye platform real-time market data provide karta hai. Company ne ab tak ₹100 Crore se zyada co-lending facilitate kiya hai. Sabse impress karne wali baat hai inka NPA ratio, jo sirf 0.05% hai! Compare karein toh India mein agri lending ka NPA typically 5% se 10% ya usse bhi zyada hota hai. Iska matlab ONO ka data-driven risk assessment bahut solid hai.
Agri-Fintech Market Mein Alag Pehchan
DeHaat, AgNext jaise players ke beech, ONO ka NBFC stake ke through direct lending ka approach use ek alag position deta hai. Farmers aur agri-traders ko abhi bhi structured data, reliable buyer-seller networks aur formal credit ki zaroorat hai. ONO ka platform tezi se payment, better price realization aur transaction risks kam karke ye gaps fill karne ki koshish kar raha hai.
Aage Kya Hai?
ONO 12 states mein aur 125 districts mein kaam kar raha hai, jahan 1.3 lakh se zyada log jude hain. Ab tak ₹200 Crore se zyada payouts aur 25,000 metric tonnes se zyada produce handle kiya hai. Ye funding Series A se pehle ka ek crucial step hai, jisse woh apni lending aur market infrastructure ko national level par scale kar sakein.