Whalesbook
UPI transaction fraud is rising in India, driven by social engineering and user mistakes rather than system flaws. Scammers use fake requests, malicious QR codes, and impersonation. The National Payments Corporation of India will soon require users to see the beneficiary name before confirming payments. The article advises five key habits to protect yourself: verify names, update apps, be cautious with QR codes/links, secure your device, and never share PINs or OTPs.