Whalesbook
Financial experts warn that traditional retirement planning, heavily relying on fixed deposits and debt funds, can actually erode purchasing power due to inflation. CEO N. ArunaGiri of TrustLine Holdings suggests retirees keep only 3-4 years of essential expenses in low-risk assets, investing the rest in growth-oriented assets like equities. This strategy aims to protect near-term needs while allowing long-term compounding, making retirement savings more resilient.