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EPF Post-Retirement: Understand Rules for Interest, Taxes, and Withdrawals

Personal Finance

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Published on 18th November 2025, 8:41 AM

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Author

Akshat Lakshkar | Whalesbook News Team

Overview

Your Employees' Provident Fund (EPF) account stops receiving contributions after retirement. It continues to earn interest for three years, after which it becomes inoperative and any further interest accrued is taxable. Understanding these rules for withdrawal and reinvestment is crucial for managing your post-retirement finances effectively.