The Bandhan Aggressive Hybrid Fund has delivered a 2.8% return over the past month, outperforming its benchmark index. While this short-term gain is significant, investors should weigh it against the fund's equity-heavy strategy and 'very high' risk profile. It is important to note that this fund primarily invests in equities, which can lead to market-linked volatility.
The Bandhan Aggressive Hybrid Fund has reported a 2.8% return for the one-month period ending in August 2026, positioning it as a top performer in the aggressive hybrid mutual fund category. This performance surpassed the benchmark, the CRISIL Hybrid 35+65 - Aggressive Index, highlighting the impact of the fund's current asset allocation and management strategy.
Investment Strategy and Risk Profile
The fund is classified as an aggressive hybrid scheme, meaning it is designed for capital appreciation through a mix of equity and debt. The mandate typically involves allocating 65% to 80% of assets into equity instruments, with the remainder in debt. Because of this high equity exposure, the fund carries a 'Very High' risk rating. Investors should be aware that while this structure aims for growth, it makes the portfolio sensitive to stock market fluctuations and general economic volatility.
The debt portion of the portfolio offers some diversification, but it also carries its own set of risks. This includes interest rate sensitivity, where bond prices may fall if interest rates rise, and credit risk, which relates to the quality of the debt securities held. As of August 2026, the fund's assets under management were approximately ₹2,184 crore, managed by Harshal Joshi and Prateek Poddar.
Long-Term Consistency vs Short-Term Gains
While monthly returns can fluctuate based on immediate market conditions, mutual fund investors often look at longer performance periods to assess the reliability of a strategy. Available data indicates that the Bandhan Aggressive Hybrid Fund has consistently outperformed its benchmark across one-year, three-year, and five-year timeframes. This historical performance can be a useful reference, though it does not provide a guarantee of future returns.
Investors monitoring this fund should also consider the liquidity terms. An exit load of 1% is applicable if an investor redeems or switches out units exceeding 10% of their investment within 12 months from the date of allotment. This fee is designed to discourage short-term trading and protect the fund from sudden liquidity demands.
The key monitorable for unitholders remains the fund's ability to maintain its performance during periods of market stress, given its aggressive stance. Assessing how the fund managers balance equity volatility with debt-market risks will be essential as the market landscape shifts.