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Supreme Court Spurs India Motor Insurance Shake-Up: Owner-Drivers Finally Set for Protection?

Insurance

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Published on 24th November 2025, 1:11 PM

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Author

Abhay Singh | Whalesbook News Team

Overview

The Supreme Court of India has called for a significant reform of the compulsory motor insurance system, highlighting that vehicle owners and authorized drivers are currently excluded from coverage if they are involved in an accident as victims. The court has urged the Insurance Regulatory and Development Authority of India (IRDAI) and the General Insurance Council to develop a uniform and more inclusive motor insurance model to address this long-standing gap and enhance protection for all road users.