India's Reserve Bank of India (RBI) is rolling out the Digital Rupee (e₹), a digital version of the Indian rupee, in phases. Citizens with accounts at participating banks like State Bank of India, IndusInd Bank, PNB, and Federal Bank can apply. The process involves checking your bank's app for an e₹ wallet option, ensuring KYC is complete, registering the wallet, and then linking your bank account to load funds for transactions. This offers a regulated, stable digital cash alternative.