Whalesbook
Retail Investor Surge Fuels Crypto SIP Boom
Systematic Investment Plans (SIPs) in cryptocurrencies have surged by over 60 percent year-on-year across major Indian exchanges during 2025. This dramatic increase reflects a significant influx of first-time retail participants entering the digital asset market. Maturing global markets and perceived easing of regulations in key international jurisdictions are cited as major catalysts for this renewed investor interest. Platforms like CoinSwitch, CoinDCX, and Mudrex have all reported substantial growth in SIP offerings.
Exchanges Report Record Inflows
Exchanges are detailing impressive figures. CoinDCX, for instance, saw over 572,000 SIPs created in 2025 alone, representing a 600 percent jump in participation since its SIP feature launched. The average monthly ticket size across platforms remains remarkably low, often starting around Rs 100 to Rs 500, making crypto investments accessible. Mudrex recorded over 220 percent growth in SIP openings, while CoinSwitch reported a 59 percent increase in new SIPs for the year.
Bitcoin has solidified its position as the most preferred asset for SIP investments on platforms like CoinDCX, demonstrating its role as a foundational long-term holding. Ethereum and Solana also feature prominently among investors' choices, indicating a preference for established, high-conviction digital assets.
Shift Towards Long-Term Wealth Creation
Industry leaders note a significant behavioral shift among Indian crypto investors. Co-founders from CoinDCX and CoinSwitch highlight that the surge in SIPs signifies a move away from price-led, short-term trading towards disciplined, long-term wealth creation. This approach allows investors to navigate market volatility through rupee-cost averaging, making the asset class less intimidating and fostering a more mature investment outlook.
Global Players Tap Indian Market
Global exchanges are also recognizing and capitalizing on this trend in India. Bybit India reported a 25-30 percent increase in users adopting its Dollar Cost Averaging (DCA) Bot product, designed for automated crypto SIPs. Similarly, Binance offers a 'Recurring Buy' feature that automates virtual digital asset purchases. These platforms are seeing consistent investment in large-cap assets like Bitcoin and Ethereum, with average monthly contributions ranging from $80 to $100. This adoption by global players further validates India's growing importance as a crypto market.
Institutional Confidence Grows
The overall maturation of India's crypto market is closely linked to global developments, including the launch of crypto-backed ETFs and regulatory advancements in countries like the US. Consequently, institutional participation in India's crypto markets has also seen an uptick. Investments on major Indian exchanges rose by 30-50 percent year-on-year in 2025, contributing significantly to trading volumes and indicating growing confidence in the sector among larger investors.