Investors in the Sovereign Gold Bond (SGB) 2020-21 Series-II are eligible for premature redemption starting November 19, 2025. The Reserve Bank of India has fixed the redemption price at Rs 12,330 per unit, a significant increase from the issue price of Rs 4,540. This represents a 171.5% return on investment over five years, in addition to the 2.5% annual interest received semi-annually.