PB Fintech Reports 165% Net Profit Surge in Q2 FY26 Driven by Strong Revenue Growth

PB Fintech, the parent entity behind the well-known online insurance marketplace Policybazaar, has unveiled strong financial results for the second quarter of the fiscal year 2026. The company posted a net profit of INR 134.9 crore, marking a substantial 165% increase compared to the INR 51 crore recorded in the same quarter of the previous fiscal year. This impressive profit growth was underpinned by a strong expansion in its top line and enhanced operational efficiency.

On a sequential basis, the net profit also showed significant momentum, climbing 60% from INR 84.7 crore in the first quarter of FY26.

The company's operating revenue saw a healthy year-on-year jump of 38%, reaching INR 1,613.6 crore for the quarter. On a quarter-on-quarter basis, revenue grew by 20%. Including other income of INR 84.5 crore, PB Fintech's total income for the quarter aggregated to INR 1,698.1 crore.

While total expenses increased by 28% year-on-year to INR 1,558.8 crore, the company managed to improve its profitability margins significantly. Adjusted EBITDA surged by 180% year-on-year to INR 156 crore, and the adjusted EBITDA margin expanded by 500 basis points to 10%.

Impact This robust financial performance is expected to be viewed positively by investors, potentially boosting PB Fintech's stock value. The substantial growth in profit and revenue, coupled with improved margins, signals strong business execution and operational leverage, which could enhance investor confidence. Rating: 8/10.

Definitions Adjusted EBITDA: Earnings Before Interest, Taxes, Depreciation, and Amortization, adjusted for non-recurring or non-operational items to provide a clearer view of the company's core business profitability. Basis Points: A unit of measure used in finance equal to 1/100th of a percentage point (0.01%). A 500 basis point improvement in margin means the margin has increased by 5 percentage points.