RBL Bank Hits ₹2.5 Lakh Crore Business Mark in FY26

BANKINGFINANCE

Overview

RBL Bank has reached a major financial milestone, crossing ₹2.5 lakh crore in total business by the end of FY26. This represents a 24% growth year-over-year. The bank saw deposits climb 25% to ₹1.39 lakh crore and advances grow 22% to ₹1.15 lakh crore, with key liquidity and collection metrics remaining strong.

RBL Bank Hits ₹2.5 Lakh Crore Business Milestone

RBL Bank closed the fiscal year ending March 31, 2026, with its total business surpassing ₹2.5 lakh crore. This marks a substantial 24% year-on-year expansion, highlighting strong operational growth for the private lender.

Deposit and Lending Growth Fuels Expansion

Strong core banking activity fueled this expansion. Deposits surged 25% year-on-year to ₹1.39 lakh crore. Advances, representing the bank's loans, also saw a healthy increase of 22% to ₹1.15 lakh crore. This balanced growth in liabilities and assets indicates a strengthening balance sheet.

Strong Liquidity and Collection Metrics

The bank maintained strong liquidity, with its Liquidity Coverage Ratio (LCR) at 130%. Joint Liability Group (JLG) collection efficiency remained exceptionally high at 99.7%. These figures, particularly strong in microfinance segments, signal effective risk management and operational discipline, indicating the bank's resilience and financial stability.

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