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PSU Banks Surge to Dominate Home Loans: Are Your Mortgages About to Get Cheaper?

Banking/Finance

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Published on 24th November 2025, 1:15 PM

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Author

Satyam Jha | Whalesbook News Team

Overview

Public sector banks (PSUs) have captured 50% of the home loan market by value, surpassing private lenders as of September. The overall home loan market grew to Rs 42.1 lakh crore, up 11.1% year-on-year. Despite a slowdown in consumer durables, consumption loans rose 15.3%, driven by gold loans, and asset quality improved.