Whalesbook
India's NBFC sector is projected to see robust growth, with assets under management (AUM) expected to rise 18-19% annually for the next two fiscal years, according to Crisil. This surge is fueled by government policies, lower interest rates, and healthy monsoons, boosting segments like Loan Against Property (LAP) and gold loans. However, experts warn of emerging asset quality concerns, particularly in unsecured loans and smaller LAP segments due to potential customer over-leveraging.