Whalesbook
India's lending market showed strong growth in Q2 FY26, led by secured loans like gold, home, and auto, according to CRIF High Mark. Despite stricter borrower filters, retail and consumption loans grew 18% year-on-year. Home and personal loans saw a shift towards higher ticket sizes, with PSU banks dominating disbursements. Gold loans continued their rapid expansion, signaling a resilient credit cycle with stable demand.