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Q3 Results Announcement Looms
Bandhan Bank Ltd. is set to disclose its financial performance for the third quarter and nine months ended December 31, 2025, on Thursday, January 22. A board meeting has been convened to approve the unaudited results, which investors will parse for signs of recovery.
Trading Window Restrictions
In compliance with SEBI regulations, the bank has implemented a trading window closure for designated persons and related parties. This restriction began on January 1 and will continue until 48 hours post-results declaration, a standard practice to prevent insider trading.
Analyst Earnings Call Scheduled
The lender has also scheduled an earnings conference call for analysts and institutional investors on the same day, January 22, at 5:00 PM IST. This session offers a platform to directly engage with management regarding the quarterly performance, revenue streams, and profit drivers.
Q2FY26 Performance Snapshot
The upcoming results follow a challenging second quarter. Bandhan Bank's net interest income for Q2FY26 declined 11.8% year-on-year to ₹2,590 crore. Operating profit saw a steeper fall of 29.4% to ₹1,310 crore. Most critically, profit after tax plunged 88% to ₹1,100 crore from ₹9,400 crore in Q2FY25. The Net Interest Margin (NIM) contracted to 5.8% from 7.4%, while the Gross Non-Performing Assets (GNPA) ratio edged up to 5.0% by 34 basis points. Gross advances, however, registered a modest 7.2% year-on-year increase to ₹1.4 lakh crore.
Stock Under Pressure
Bandhan Bank's share price has mirrored these financial concerns. The stock is down 3.36% over the past five sessions and has fallen 6.14% in the last month on the NSE. Year-to-date, it is down 3.02%, and over the past year, its value has eroded by 6.96%. The shares trade near their 52-week low of ₹128.16, hit in February 2025, significantly below the June 2025 high of ₹192.48. As of Wednesday morning, the stock showed a marginal uptick, trading at ₹139.82, with the benchmark Nifty 50 trading flat. Investors will be listening intently for management commentary on asset quality improvement and future growth strategies.