Updated Fixed Deposit Rates

The company is enhancing its fixed deposit rates by up to 45 basis points on select tenures. General customers will now receive 7.40% per annum for the 31-60 month tenure, a 45 basis point increase. Senior citizens benefit from an even higher rate of 7.75% for the same period, making Bajaj Finance's fixed deposits highly competitive for long-term savings.

Rate increases of up to 10 basis points have also been applied to other select tenures, alongside a restructuring of maturity slabs to offer greater depositor flexibility.

Non-senior citizens can now expect 6.60% for 12-17 months, 6.85% for 18-30 months, and the top rate of 7.40% for 31-60 months. Correspondingly, senior citizens will receive 6.95%, 7.20%, and 7.75% for these durations.

Investor Safety and Flexibility Features

Bajaj Finance offers flexibility with both cumulative and non-cumulative interest payout options. Depositors can choose from monthly, quarterly, half-yearly, and annual payout frequencies to suit their financial planning. The company also provides a loan-against-FD facility, allowing depositors to access liquidity without breaking their investments.

These fixed deposits maintain a strong safety profile, backed by CRISIL and ICRA ratings of AAA/Stable, indicating a robust capacity to meet financial obligations. As of March 2026, Bajaj Finance served over 119.33 million customers and managed assets under management (AUM) nearing ₹5,10,000 crore.