Airtel Payments Bank Skyrockets: Record Revenue & Profit Surge Revealed!

Airtel Payments Bank has announced its financial results for the second quarter of the fiscal year 2025-26 (Q2 FY26). The bank's consolidated profit reached INR 11.8 crore, marking a modest increase from INR 11.2 crore in the corresponding quarter of the previous year. More significantly, profits saw a sequential jump of 13.5% from INR 10.4 crore in the preceding quarter.

The bank's top line also performed exceptionally well, with revenue hitting a new record of INR 804 crore, representing a 19% year-on-year growth. Earnings Before Interest, Taxes, Depreciation, and Amortisation (EBITDA) improved by 17.4% year-on-year to INR 89.3 crore during the quarter.

According to MD and CEO Anubrata Biswas, this consistent growth is a testament to their digital-first strategy and the trust customers place in them, with the 'Safe Second Account' being a key driver.

Operationally, the annualised Gross Merchandise Value (GMV) stood at INR 4.56 lakh crore by the end of September 2025. Customer balances on the platform grew by 35% year-on-year to INR 3,987 crore. Airtel Payments Bank also emerged as the leading National Common Mobility Card (NCMC) acquiring bank, with its 4 million users accounting for nearly 65% of the total transaction volumes in this category.

Impact This positive financial performance reinforces confidence in Airtel Payments Bank's business model and its digital capabilities. It indicates strong operational execution and market acceptance, which is beneficial for its parent company, Bharti Airtel. For investors, these results suggest continued growth and stability in the digital payments sector. Impact Rating: 7/10

Difficult Terms: Consolidated Profit: The total profit of a parent company and all its subsidiaries, combined. Fiscal Year (FY): A 12-month period for financial reporting, which may not align with the calendar year. FY26 refers to the financial year starting April 1, 2025, and ending March 31, 2026. Year-on-year (YoY): A comparison of financial data from one period to the same period in the previous year. Sequentially: A comparison of financial data from one quarter to the previous quarter. Revenue: The total income generated from sales of goods or services related to the company's primary operations. EBITDA: Earnings Before Interest, Taxes, Depreciation, and Amortisation. A measure of a company's operating performance. Gross Merchandise Value (GMV): The total value of merchandise sold through a marketplace or platform over a given period. National Common Mobility Card (NCMC): An inter-operable transport card that can be used for various modes of transport and retail payments.