Can Fin Homes ne H1 FY27 ke liye solid numbers dikhaye hain. Company ka Profit After Tax **14%** badh kar **₹543 Crore** pahunch gaya hai, aur loan book bhi **10%** se expand hui hai.
Results ka breakdown
Is baar Can Fin Homes ne kaafi solid footing dikhayi hai. September quarter tak ke data ke hisaab se, inka Profit Before Tax 13% badh kar ₹686 Crore raha. Saath hi, ₹4,982 Crore ka loan disburse hua hai, jo pichle saal ke muqable 9% zyada hai.
Business portfolio mein dam
Company ka loan book ab ₹43,539 Crore ka ho chuka hai. Inka main focus housing finance par hai, jo total portfolio ka 83% cover karta hai. Net Interest Margin (NIM) mein bhi sudhaar dikh raha hai jo ab 3.88% par hai, matlab management interest costs ko acche se handle kar rahi hai.
TEJAS: Digital revolution ki entry
Company ne ab apna 'TEJAS' digital transformation project poori tarah implement kar diya hai. Isme AI ka use karke loan management aur risk assessment ko streamline kiya gaya hai. Isse aage jaakar operational cost kam hone ke chances hain.
Risk management kitna strong?
Liquidity ke mamle mein company bahut safe hai. Inka Liquidity Coverage Ratio (LCR) 291.24% hai, jo regulator ke 100% requirement se kaafi upar hai. Saath hi, ₹525 Crore ka contingency provision bhi rakha gaya hai taaki koi bhi unforeseen risk handle ho sake.
Aage kya track karein?
Investors ko ab ye dekhna chahiye ki TEJAS platform ke aane se operational efficiency kitni badhti hai aur company volatile interest rates ke daur mein apne margins ko kaise maintain karti hai.