Home First Finance to Unveil FY26 Audited Results May 7

Home First Finance Company India Ltd has scheduled an analyst and institutional investor call for Thursday, May 7, 2026, at 4:00 PM IST. The company's management will discuss its audited financial results for the quarter and full fiscal year ending March 31, 2026.

The call will feature the Managing Director & CEO and the Chief Financial Officer (CFO), who will present key financial metrics, address queries, and provide insights into the company's performance.

An investor presentation detailing these audited financials will be submitted to the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE). It will also be made available on the company's website.

Why Investors Are Watching

This event is crucial as it marks the official disclosure of Home First Finance's complete financial performance for the 2025-26 fiscal year. Investors and analysts will closely examine the reported numbers to assess the company's growth trajectory, profitability, asset quality, and overall financial health. Management's commentary will offer insights into the key drivers behind the results, the company's strategic direction, and its future prospects, potentially influencing investor sentiment and stock valuation.

Company Background

Home First Finance Company India Ltd (HFFC) is a technology-driven housing finance company established in 2010, focusing on the affordable housing segment. It provides home loans, mortgage loans, and construction financing across India.

The company has strengthened its capital base, raising ₹1,250 crore through a Qualified Institutional Placement (QIP) in April 2025. Its Assets Under Management (AUM) grew from approximately ₹12,713 crore in March 2025 to ₹14,925 crore by December 31, 2025. Strategic co-lending agreements with Axis Bank (2025) and Central Bank of India (September 2022), along with ₹280 crore funding from the International Finance Corporation (IFC) for green affordable housing projects (December 2022), highlight its expansion efforts.

Key Financial Indicators

As of December 31, 2025, Home First Finance reported:

• Assets Under Management (AUM) of ₹14,925 crore (Standalone).
• A Capital Adequacy Ratio (CAR) of 49.0% (Standalone), significantly above regulatory requirements.
• Gross Stage 3 (GS3) assets at 2.0% (Standalone), indicating asset quality trends.

Competitive Landscape

Home First Finance operates in the housing finance sector, competing with established firms like LIC Housing Finance Ltd. and PNB Housing Finance Ltd. It also faces rivals such as Aavas Financiers Ltd. and Aptus Value Housing Finance India Ltd. in the affordable housing niche. HFFC distinguishes itself through its technology-centric approach and focus on first-time homebuyers in low-to-middle-income segments.

Risk Assessment

No specific regulatory actions or major past negative events were identified concerning Home First Finance within the relevant timeframe. The company's ESG rating is considered low risk.

Looking Ahead

Investors will monitor:

• The detailed financial figures for Q4 FY26 and the full FY26, focusing on revenue growth, net profit, and margins.
• Trends in asset quality, specifically Gross Stage 3 (GS3) and Net Stage 3 (NS3) asset ratios.
• Management's outlook on future growth, disbursement trends, and market expansion strategies.
• Guidance on borrowing costs and net interest margins (NIMs).
• Any developments regarding strategic initiatives like co-lending partnerships or product diversification.
• Market reaction and subsequent analyst reports following the call.