Unifinz Capital India Ltd, an NBFC, announced a robust FY2025-26 performance with operating revenue jumping to ₹511.57 crore and Profit After Tax reaching ₹87.14 crore. The company also proposed increasing its borrowing limit to ₹2,000 crore.

Unifinz Capital India Ltd Reports Significant FY2025-26 Growth

Unifinz Capital India's revenue from operations soared to ₹511.57 crore in FY 2025-26, a substantial increase from ₹121.35 crore in the previous fiscal year. Profit After Tax (PAT) also saw a significant jump, reaching ₹87.14 crore compared to ₹20.06 crore in FY 2024-25.

Reader Takeaway: Stellar revenue and profit growth; monitor credit risk management closely.

What just happened

Unifinz Capital India Ltd has released its annual report for the fiscal year 2025-26, showcasing impressive financial performance. The Non-Banking Financial Company (NBFC) reported a four-fold increase in revenue from operations and more than a four-fold increase in Profit After Tax.

Why this matters

This strong financial performance indicates a company in a significant growth phase. The substantial increase in revenue and profit suggests successful business expansion and operational efficiency. The proposed increase in borrowing limits signals management's confidence and plans for further scaling.

The backstory

The company has been focusing on digital transformation initiatives to support its lending operations. In December 2025, Unifinz Capital India had already rewarded shareholders with a 4:1 bonus share issue and paid an interim dividend.

What changes now

Shareholders will vote on the proposal to increase borrowing limits to ₹2,000 crore at the upcoming 43rd Annual General Meeting (AGM) on July 2, 2026. This move, if approved, would provide the company with greater financial flexibility for future expansion.

Risks to watch

The company acknowledges credit risk, with ₹91.71 crore in delinquencies noted. While a past penalty from BSE for a regulatory lapse was paid and waived, ongoing compliance remains crucial.

Peer comparison

As an NBFC, Unifinz Capital operates in a competitive lending landscape. Its recent performance places it on a strong growth trajectory, but its ability to manage credit risk will be key against industry peers.

Context metrics (time-bound)

• Revenue from Operations: FY 2025-26: ₹511.57 crore vs. FY 2024-25: ₹121.35 crore.
• Profit After Tax: FY 2025-26: ₹87.14 crore vs. FY 2024-25: ₹20.06 crore.
• Total Assets: ₹479.28 crore as of March 31, 2026.

What to track next

Investors will be watching the outcome of the AGM regarding the borrowing limit increase and the company's continued management of its loan portfolio and credit risks.