Supra Pacific Financial Services reported a robust FY26 with profits rising 591% to Rs 7.88 crore. AUM grew 42% to Rs 351.67 crore, backed by strong gold loan performance. The company has announced its 40th AGM for September 21, 2026, where it will seek shareholder approval to increase borrowing limits to Rs 1,500 crore to fuel its three-year expansion strategy.
Supra Pacific Financial Services Reports Strong FY26 Growth
Profit After Tax rose to Rs 7.88 crore from Rs 1.14 crore; AUM reached Rs 351.67 crore.
Reader Takeaway: Exceptional profit growth and strong capital adequacy, though aggressive borrowing plans signal high future leverage requirements.
What just happened
Supra Pacific Financial Services Ltd has published its annual results for FY 2025-26, highlighting a period of significant expansion. The company’s revenue from operations soared to Rs 87.86 crore, an 85.29% increase over the previous fiscal year. Net profit saw a massive jump of 591.2%, reaching Rs 7.88 crore. The company also announced its 40th Annual General Meeting (AGM) scheduled for September 21, 2026, via video conference.
Why this matters
The company is signaling an aggressive growth phase. With a current AUM of Rs 351.67 crore, the management has set an ambitious target to reach Rs 2,000 crore in AUM and expand its physical footprint to over 300 branches within three years. To support this capital-intensive plan, the company is seeking shareholder approval to increase its borrowing power limit to Rs 1,500 crore.
Portfolio and Financial Health
Gold loans remain the primary growth driver, contributing Rs 225.86 crore to the AUM. The firm maintains a strong capital position with a Capital to Risk-Weighted Assets Ratio (CRAR) of 38.89%, comfortably exceeding the RBI’s 15% threshold. Asset quality remains stable, with Gross NPA at 1.22% and Net NPA at 0.73%.
Corporate Actions
At the upcoming AGM, the company will seek approval for the issuance of Non-Convertible Debentures (NCDs) and unsecured subordinated debts (Tier II), each up to Rs 500 crore. These instruments are expected to provide the liquidity required for the company’s planned branch network and loan book expansion.
Risks to watch
The primary risk lies in the execution of the aggressive three-year expansion plan. Scaling from current levels to a Rs 2,000 crore AUM requires strict cost control and the ability to maintain current asset quality standards while rapidly increasing the loan book across newer geographies.