Sammaan Capital's Credit Rating Boosted by Moody's, Avenir Deal Moves Forward
Sammaan Capital's credit profile has strengthened, with Moody's upgrading its long-term corporate family rating to B1 from B2. The agency also assigned a positive outlook.
This move follows final approval from India's securities regulator, SEBI, for a preferential share and warrant issue to Avenir Investment RSC Ltd. The transaction is expected to inject substantial capital into the Non-Banking Financial Company (NBFC).
The upgrade by Moody's signals improved financial health and a stronger credit standing for Sammaan Capital. This can lead to better borrowing terms and supports the company's plans for ambitious growth.
Sammaan Capital Limited, formerly known as Indiabulls Housing Finance Limited, is an NBFC operating across 22 Indian states. Its business includes mortgage lending, retail lending, and SME loans.
The preferential issue involves Avenir Investment RSC Ltd, an entity linked to International Holding Company (IHC). Avenir is set to become a promoter following the capital infusion, which is designed to significantly bolster Sammaan Capital's balance sheet and operational capacity.
With the enhanced capital and improved credit profile, Sammaan Capital is better positioned to access funding markets and compete effectively. The company aims to use this stronger financial footing to drive asset growth and profitability, and plans to engage rating agencies for further credit enhancements post-transaction.
A key watchpoint for investors remains the finalization of the preferential transaction with Avenir Investment RSC Ltd, which is still ongoing. Going forward, investors will track the completion of this deal, how Sammaan Capital deploys the new capital for asset growth, continued improvements in asset quality, and the strategic impact of Avenir/IHC's entry as a promoter.
Sammaan Capital operates within India's competitive NBFC sector, alongside companies like Cholamandalam Investment and Finance Company, Poonawalla Fincorp, and Manappuram Finance. While many mid-sized Indian NBFCs have B-grade ratings, Sammaan's upgrade and strategic investment highlight a trend toward strengthening credit profiles in the market.