SG Finserve has reported a provisional loan book of Rs 5,694 crore for the half-year ending September 30, 2026. This marks a massive 98% growth compared to the previous year and a 25% increase from the June quarter. The digital-first NBFC is scaling rapidly in the MSME and corporate lending space, though these figures remain subject to final audit and board approval before the formal financial results release.
SG Finserve Reports 98% Growth in Loan Book to Rs 5,694 Crore
Loan Book: Rs 5,694 Crore (Provisional) | YoY Growth: ~98%
Reader Takeaway: Robust business scaling signals strong momentum, but asset quality and profitability details await official audit review.
What just happened
SG Finserve Limited has released a provisional performance update for the half-year ended September 30, 2026. The company announced that its loan book has surged to approximately Rs 5,694 crore. This reflects a significant growth of roughly 98% over the same period last year and a 25% increase compared to the quarter ended June 30, 2026.
Why this matters
This update provides investors with an early look at the company’s business momentum. A 98% annual expansion suggests that SG Finserve is aggressively scaling its digital lending and receivable factoring business. As a digital-first NBFC, this level of growth indicates strong demand within its target MSME and corporate segments.
What changes now
The reported figures are currently provisional. Shareholders should note that these numbers are subject to review by the company's statutory auditors and require final sign-off from the Audit Committee and the Board of Directors. The official financial results, which will include comprehensive details on margins, asset quality, and profitability, are expected to follow in the coming weeks.
Context metrics
SG Finserve currently holds credit ratings of AA-/Stable/A1+ from CRISIL and AA(CE)/Stable/A1+ from ICRA. These ratings are often used by the firm to demonstrate its creditworthiness to lenders and investors.
What to track next
Investors should watch for the official financial disclosure to assess how this rapid expansion in the loan book is impacting the company’s net interest margins and credit costs. The actual asset quality data will be the next key metric to determine if the growth has been achieved sustainably.
