Real Touch Finance Reports Growth Amidst Rising Leverage

Real Touch Finance Limited's total income rose to ₹40.45 crore in FY26 from ₹28.87 crore in FY25, while its profit after tax increased to ₹5.19 crore from ₹4.61 crore year-on-year. The company also reported a total asset base of ₹321.50 crore as of March 31, 2026. For the quarter ending March 31, 2026, profit stood at ₹0.97 crore.

Reader Takeaway: Profit and revenue grew, but higher leverage needs close investor watch.

What just happened

Real Touch Finance announced its audited financial results for the fiscal year ending March 31, 2026. The company posted an increase in both total income and profit after tax compared to the previous fiscal year. Its financial statements received an unmodified opinion from the statutory auditors. The board also appointed M/s. Prakash Kochar & Co. as the internal auditor for FY 2026-27.

Why this matters

The year-over-year growth in revenue and profit indicates business expansion and improved profitability. However, a significant rise in the debt-equity ratio from 3.5 to 4.91 suggests increased reliance on debt financing, which can heighten financial risk and interest expenses.

The backstory

For the fiscal year ended March 31, 2025, Real Touch Finance reported a total income of ₹28.87 crore and a profit after tax of ₹4.61 crore. The debt-equity ratio stood at 3.5 as of March 31, 2025.

What changes now

Investors will be looking for how the company manages its increased leverage in future financial periods. The appointment of a new internal auditor is a standard governance procedure.

Risks to watch

The primary risk highlighted is the increased leverage, indicated by the climbing debt-equity ratio. Higher debt levels can make the company more vulnerable to economic downturns and increase its interest burden.

Peer comparison

(No verified peer comparison data available in the filing.)

Context metrics (time-bound)

• Total Income (FY26): ₹40.45 crore (₹4,044.85 lakh)
• Total Income (FY25): ₹28.87 crore (₹2,887.27 lakh)
• Profit After Tax (FY26): ₹5.19 crore (₹519.26 lakh)
• Profit After Tax (FY25): ₹4.61 crore (₹461.02 lakh)
• Profit After Tax (Q4 FY26): ₹0.97 crore (₹96.78 lakh)
• Total Assets (FY26): ₹321.50 crore (₹32,150.47 lakh)
• Debt-Equity Ratio (FY26): 4.91
• Debt-Equity Ratio (FY25): 3.5

What to track next

Investors should closely monitor the company's future financial reports, focusing on how it plans to manage its debt levels and sustain profitability.