QGO Finance Ltd: AGM, FY26 Results, and Future Plans

FY26 Revenue: Rs 18.26 crore | FY26 Profit After Tax: Rs 3.37 crore

Reader Takeaway: Steady growth in revenue and profit, with zero NPAs maintained; co-lending partnership expands reach.

What just happened

QGO Finance Limited announced its 33rd Annual General Meeting (AGM) will take place on September 11, 2026. The company also disclosed its financial results for the fiscal year ended March 31, 2026, showing an 11.15% increase in total revenue to Rs 18.26 crore and a 10% rise in profit after tax to Rs 3.37 crore. The net loan book expanded by 16.70% to Rs 116.46 crore.

Why this matters

The financial performance indicates continued growth for QGO Finance, with a significant expansion in its loan portfolio. The zero NPA record for six consecutive years highlights strong asset quality management. The co-lending partnership with Choice Finserv Private Limited is a strategic move to increase lending capacity and reach.

The backstory

QGO Finance has been focused on disciplined underwriting and leveraging digital platforms. The company has maintained a strong asset quality record. This fiscal year saw the commencement of a co-lending arrangement, a significant step in scaling operations beyond its balance sheet.

What changes now

The AGM on September 11, 2026, will see shareholders approve the financial statements and vote on the re-appointment of directors, including Mrs. Seema Pathak and Mrs. Rachana Singi. Mrs. Singi's re-appointment as Managing Director for a five-year term, with a remuneration of Rs 30 lakh annually, signals continuity in leadership.

Risks to watch

While the company reports zero NPAs, the expansion of the loan book and co-lending activities require continued vigilance on credit quality. Diversifying the funding profile is also crucial for sustained growth.

Peer comparison

(Information not available in the filing)

Context metrics (time-bound)

• Total Revenue: Rs 18.26 crore in FY26, up from Rs 16.42 crore in FY25.
• Profit After Tax: Rs 3.37 crore in FY26, up from Rs 3.07 crore in FY25.
• Net Loan Book: Rs 116.46 crore as of March 31, 2026, up from Rs 99.80 crore a year prior.
• NPA Record: Zero Gross and Net NPAs for six consecutive years.
• NCDs Outstanding: Rs 102.33 crore as of March 31, 2026.

What to track next

Investors will be keen to monitor the performance of the co-lending partnership, the growth in the direct book, and the company's ability to further diversify its funding sources in the upcoming fiscal year.