Poonawalla Fincorp Sees Profit Turnaround, Assets Grow Substantially
Poonawalla Fincorp Ltd has reported a profit of ₹287.02 crore for the nine months ended December 31, 2025. This represents a strong turnaround from a loss of ₹160.67 crore recorded in the same period last year.
The company's total consolidated assets showed significant growth, reaching ₹54,183.17 crore as of December 31, 2025. This is an increase from ₹35,029.94 crore as of March 31, 2025.
Financial Results Filing
Poonawalla Fincorp Limited announced the approval of its financial results for the nine-month periods ending December 31, 2025, and December 31, 2024. The company's Committee of Directors approved these results on April 9, 2026.
The reported profit of ₹287.02 crore for the nine months ending December 31, 2025, signifies a substantial shift from the ₹160.67 crore loss in the corresponding period of the previous year.
The consolidated balance sheet also reflects strong asset expansion. Total assets stood at ₹54,183.17 crore by December 31, 2025, compared to ₹35,029.94 crore on March 31, 2025. These results will be submitted to regulatory authorities.
Company Background
Poonawalla Fincorp, formerly known as Magma Fincorp, was acquired by the Adar Poonawalla-led Rising Sun Holdings in May 2021 and subsequently rebranded. Under new management, the company underwent a strategic overhaul. This involved a shift towards a digital-first approach and a focus on consumer and MSME lending. The company has received capital infusions from its promoters and is planning a significant equity raise to support further expansion.
Regulatory Note
In August 2024, the Reserve Bank of India (RBI) imposed a ₹10 lakh penalty on Poonawalla Fincorp. The penalty was for charging interest on loans from dates prior to their disbursal, identified during an inspection for the financial year 2021-2022.
Key Metrics
- As of December 31, 2025, Assets Under Management (AUM) stood at ₹55,017 crore (Consolidated).
- By March 31, 2026, AUM grew to ₹60,325 crore (Consolidated).
- The Gross Non-Performing Assets (GNPA) Ratio was 1.51% as of October 1, 2024 (Standalone).