ICICI Bank Reports ₹54,208 Cr FY26 Profit, Recommends ₹12 Dividend

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AuthorAnanya Iyer|Published at:
ICICI Bank Reports ₹54,208 Cr FY26 Profit, Recommends ₹12 Dividend
Overview

ICICI Bank announced its FY2026 results, reporting a consolidated profit after tax of ₹54,208 crore, a 6.2% year-on-year increase. The Board recommended a dividend of ₹12 per share. The bank also saw robust growth in its loan portfolio (up 15.8%) and total deposits (up 11.4%), maintaining healthy asset quality with a Net NPA ratio of 0.33%.

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Financial Results

ICICI Bank's Board of Directors, meeting on April 18, 2026, approved the financial results for the fiscal year ended March 31, 2026. The bank reported a consolidated profit after tax of ₹54,208 crore for FY2026, a 6.2% increase year-on-year. Standalone profit after tax reached ₹50,147 crore, also up 6.2% YoY.

For the fourth quarter of FY2026, consolidated profit after tax grew to ₹14,755 crore (up 9.3% YoY). Total deposits surged 11.4% year-on-year to ₹17,94,625 crore. The bank's loan portfolio expanded by 15.8% year-on-year to ₹15,53,893 crore. The Net Non-Performing Asset (NPA) ratio remained strong at 0.33%.

Shareholder Returns

The Board recommended a dividend of ₹12 per equity share for FY2026. Shareholders will vote on this proposal at the upcoming Annual General Meeting. This recommendation aims to reward investors for their continued support.

Previous Performance

ICICI Bank demonstrated strong performance in the previous fiscal year, FY2025. Consolidated profit after tax reached ₹47,227 crore (a 15.5% increase), and total deposits grew 14% to ₹16,10,348 crore. In the third quarter of FY2026, the bank's net interest income grew by 7.7% to ₹14,957 crore, despite a 4% year-on-year dip in standalone net profit due to higher provisions.

Peer Comparison

ICICI Bank's key competitors include HDFC Bank, State Bank of India, and Axis Bank. These institutions are major players in the Indian banking sector, competing for market share in deposits, loans, and fee-based income.

Key Figures

  • Consolidated Profit After Tax (FY2026): ₹54,208 crore
  • Total Deposits (FY2026): ₹17,94,625 crore (11.4% YoY increase)
  • Loan Portfolio (FY2026): ₹15,53,893 crore (15.8% YoY increase)
  • Net NPA Ratio (FY2026): 0.33%

Looking Ahead

Investors will monitor several factors: shareholder approval for the proposed ₹12 dividend, management's commentary on margin trends and cost management for FY2027, the continued trajectory of loan and deposit growth, asset quality performance, and developments in the regulatory and competitive landscape.

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Disclaimer:This content is for educational and informational purposes only and does not constitute investment, financial, or trading advice, nor a recommendation to buy or sell any securities. Readers should consult a SEBI-registered advisor before making investment decisions, as markets involve risk and past performance does not guarantee future results. The publisher and authors accept no liability for any losses. Some content may be AI-generated and may contain errors; accuracy and completeness are not guaranteed. Views expressed do not reflect the publication’s editorial stance.