Coral India Finance & Housing Ltd Holds 32nd AGM September 11, 2026

Coral India Finance & Housing Ltd's revenue from operations fell 27.2% to ₹15.40 crore in FY 2025-26.
Profit After Tax declined 15.5% to ₹14.79 crore.

Reader Takeaway: Dividend payout and AGM scheduled amidst declining revenue and profit.

What just happened

Coral India Finance & Housing Ltd has announced its 32nd Annual General Meeting (AGM) will be held on September 11, 2026. The meeting will cover ordinary business, including the adoption of financial statements. Key dates include a dividend record date of August 28, 2026, and a payout on or before October 9, 2026. Remote e-voting will be open from September 8 to September 10, 2026.

Why this matters

The company's financial report for FY 2025-26 shows a decrease in revenue and profit compared to the previous fiscal year. Revenue from operations dropped by 27.2% to ₹15.40 crore, and Profit After Tax saw a 15.5% decline to ₹14.79 crore. Earnings Per Share (EPS) also decreased by 15.4% to ₹3.67.

The backstory

Coral India Finance & Housing Ltd operates in two segments: Construction and Investments. The company has maintained a debt-free balance sheet. In FY 2025-26, there was no activity in the construction segment, and property sales were nil. The investment segment, however, generated rental income of ₹9.55 crore, a 5.79% increase year-on-year. Income from financial investments, excluding rent, was ₹10.94 crore, down from ₹14.39 crore in the prior year, attributed to market fluctuations.

What changes now

The Board of Directors has recommended a final dividend of ₹0.20 per equity share (10% of face value) for FY 2025-26. This dividend is subject to shareholder approval at the upcoming AGM. Mrs. Meeta Sheth is set to retire by rotation at the AGM but has offered herself for re-appointment as a non-executive director.

Risks to watch

Investors should note the decline in key financial metrics for FY 2025-26. The company's reliance on its investment segment and market-linked income for growth presents a potential risk if market conditions are unfavorable.

Peer comparison

Data on comparable companies within the niche investment and housing finance sector would be needed for a comprehensive peer analysis. However, the reported revenue decline suggests potential headwinds.

Context metrics (time-bound)

• FY 2025-26 Revenue from Operations: ₹15.40 crore (down 27.2% YoY)
• FY 2025-26 Total Income: ₹20.48 crore (down 21.1% YoY)
• FY 2025-26 Profit After Tax: ₹14.79 crore (down 15.5% YoY)
• FY 2025-26 EPS: ₹3.67 (down 15.4% YoY)
• FY 2025-26 Rental Income: ₹9.55 crore (up 5.79% YoY)

What to track next

Shareholders should attend the AGM to understand the management's outlook on future growth strategies, especially concerning the investment segment and any plans to mitigate the decline in revenue and profit.