Centrum Capital Achieves Profitability in FY26

Centrum Capital announced strong financial results for the fiscal year ending March 31, 2026. The company achieved a standalone Profit After Tax (PAT) of Rs 101 crore, a significant recovery from a net loss of Rs 69 crore in the prior fiscal year. Standalone Earnings Per Share (EPS) turned positive at Rs 2.27 for FY26, compared to a loss of Rs (1.65) in FY25.

Consolidated revenue for the year reached Rs 4,127 crore, an increase of 13% year-over-year. Consolidated EBITDA also grew by 12% to Rs 1,662 crore. The company finalized the sale of Centrum Housing Finance Limited and secured approximately Rs 650 crore in new capital to help repay debt.

Financial Highlights for FY26

Centrum Capital's audited financial results for the fiscal year ended March 31, 2026, show a return to standalone profitability with Rs 101 crore PAT and positive EPS of Rs 2.27. Consolidated revenue climbed 13% to Rs 4,127 crore, and EBITDA increased 12% to Rs 1,662 crore. The company also divested Centrum Housing Finance Limited and raised Rs 650 crore for debt reduction.

Impact of Financial Performance

The improvement in standalone profitability demonstrates enhanced operational efficiency and financial health, a positive development for shareholders. The growth in consolidated revenue and EBITDA signals expanding business activities. The capital raised and the divestment are strategic moves to strengthen the company's balance sheet, reduce its debt levels, and potentially lower interest expenses.

Business Background

Last fiscal year, FY25, Centrum Capital reported a net loss of Rs 69 crore on a standalone basis. The current fiscal year marks a notable shift toward profitability. The company has been actively managing its various business segments, including its subsidiary, Unity Small Finance Bank.

Future Focus

The positive standalone results and the recent capital raise are expected to boost investor confidence. The company's focus will now be on maintaining consistent profitability across all its operations and effectively using the new capital to reduce debt and drive business growth. The performance of subsidiaries, such as Unity Small Finance Bank, remains a key factor.

Potential Risks

A key concern is the consolidated net loss reported for the quarter ended March 31, 2026, which was Rs 3,127.42 lakhs. The year-ended consolidated net loss after tax, before associate profit/loss, was also substantial at Rs 28,134.65 lakhs. Forward-looking statements included in performance summaries also carry inherent risks and uncertainties.

Key Metrics (FY26)

• Standalone PAT: Rs 101 crore (vs. Rs -69 crore in FY25)
• Standalone EPS: Rs 2.27 (vs. Rs -1.65 in FY25)
• Consolidated Revenue: Rs 4,127 crore (up 13% YoY)
• Consolidated EBITDA: Rs 1,662 crore (up 12% YoY)
• Capital Raised: Approx. Rs 650 crore
• Unity Small Finance Bank Net Profit: Rs 154 crore

Investor Watchlist

Investors will closely track Centrum Capital's ability to sustain its standalone profitability, improve its consolidated net results, and effectively manage the newly raised capital for debt reduction and expansion. The performance of Unity Small Finance Bank and Modulus Alternatives' private credit fund will also be important indicators.