Capri Global Capital Hits 1,000 Gold Loan Branches, AUM Reaches ₹16,960 Cr

Capri Global Capital Ltd (CGCL) announced it has surpassed 1,000 Gold Loan branches nationwide. The Non-Banking Financial Company (NBFC) also reported its Gold Loan Assets Under Management (AUM) now exceed ₹16,960 crore, with total AUM surpassing ₹36,000 crore as of March 31, 2026.

Driving Growth

This extensive branch network underscores the company's strategic focus on its Gold Loan segment as a key growth driver. It signifies enhanced accessibility for customers seeking quick and transparent gold-backed financing.

Financial Inclusion

The expansion strengthens CGCL's position in this crucial market, supporting financial inclusion by catering to credit needs across urban, semi-urban, and rural areas.

Growth Strategy

CGCL has been actively pursuing an aggressive strategy to expand its gold loan business over the past 24 months. This approach aims to capture significant market share by enhancing geographical reach, particularly in tier 2 and tier 3 cities.

Business Impact

The expansion is expected to broaden CGCL's customer base for gold loans, potentially driving revenue growth. This increased market presence is poised to bolster the company's share in the gold finance segment, while enhanced last-mile credit delivery reinforces its financial inclusion goals.

Competitive Landscape

With over 1,000 gold loan branches and ₹16,960 Cr AUM, Capri Global Capital is establishing itself as a growing contender. However, the competitive landscape features established players like Muthoot Finance, operating over 4,500 branches, and Manappuram Finance, with over 4,000 branches, highlighting significant scale advantages for peers.

Key Metrics

• Gold Loan AUM: ₹16,960 crore (as of Q4 FY26, Consolidated)
• Total AUM: ₹36,000 crore (as of Q4 FY26, Consolidated)
• Gold Loan Branch Network: Crossed 1,000+ locations (as of May 14, 2026)

What to Watch Next

• Gold Loan Segment Growth: Monitor the trajectory of the Gold Loan segment in upcoming quarters.
• Branch Performance: Evaluate the performance of newly established branches regarding AUM generation and profitability.
• Competitive Landscape: Observe competitive responses from larger players in the gold loan market.
• Overall AUM: Track CGCL's total AUM growth across its lending portfolio.