Capri Global Capital Raises ₹67 Crore Via NCD Issuance
Capri Global Capital Limited announced on March 25, 2026, that it has raised ₹67 crore by issuing Non-Convertible Debentures (NCDs). These instruments were allotted under Series 17, comprising Tranche I of ₹47 crore with a 9.25% annual coupon rate maturing on March 10, 2036, and Tranche II of ₹20 crore with an 8.90% coupon rate maturing on September 30, 2029. The NCDs are senior, secured, listed, and redeemable.
Funding for Operations and Growth
The capital infusion is vital for Non-Banking Financial Companies (NBFCs) like Capri Global, enabling them to manage funding needs and support growth. Such borrowings are essential for funding their loan portfolios, and successful issuances at competitive rates help maintain profitability and expansion plans.
Building on a Diversified Funding Strategy
This NCD issuance is part of Capri Global Capital's ongoing strategy to strengthen its funding base. The diversified NBFC has a history of accessing capital markets, including raising funds through rights issues and Qualified Institutional Placements (QIPs), such as a ₹2,000 crore QIP in June 2025. Private placements are commonly used by NBFCs for debt securities due to their efficiency.
Impact of the New Capital
The ₹67 crore raised will directly augment Capri Global's capital resources, enhancing its lending capacity. This issuance also further diversifies the company's mix of debt instruments, reducing reliance on single funding sources, and is intended to support ongoing operations and future growth initiatives across its various lending segments.
Monitoring Potential Risks
Investors should monitor potential risks associated with debt instruments. Capri Global Capital's NCD terms stipulate an additional 2% annual interest for any period of default on coupon or principal payments. Additionally, the company has faced regulatory attention; in September 2023, SEBI penalized 25 individuals for share price manipulation related to Capri Global Capital's stock.
Market Context and Competitors
Capri Global Capital operates in the competitive NBFC sector alongside peers like Bajaj Finance and Cholamandalam Investment and Finance. These companies also regularly use debt markets for funding. For comparison, Unifinz Capital, another NBFC, recently issued NCDs at a higher coupon rate of 13%, suggesting Capri Global's 8.90%-9.25% rates are competitive. In the first quarter of FY26, Capri Global Capital's average cost of borrowings stood at 9.7%.
Outlook for Investors
Going forward, investors will watch how effectively Capri Global deploys the new capital to drive business growth and maintain asset quality. The company's future funding plans and overall financial performance will also be key areas of focus, alongside the management of its loan book and non-performing assets.