Capri Global Capital reported a strong Q1 FY27 with Profit After Tax (PAT) surging 102% year-on-year to ₹353 crore. Consolidated Assets Under Management (AUM) grew 62% to ₹40,112 crore, driven by significant expansion in gold loans.
Capri Global Capital Q1 FY27 Results
Capri Global Capital Ltd. reported a stellar performance for the first quarter of FY27. Profit After Tax (PAT) more than doubled, rising 102% year-on-year to ₹353 crore. The company's consolidated Assets Under Management (AUM) also saw robust growth, increasing by 62% to ₹40,112 crore.
What just happened
Capri Global Capital's Profit After Tax (PAT) soared 102% YoY to ₹353 crore in Q1 FY27. Consolidated AUM reached ₹40,112 crore, up 62% YoY. Net Interest Income (NII) grew 79% YoY to ₹736 crore. Cost-to-Income Ratio stood at 44.2% and ROAE at 19.1%.
Why this matters
This strong performance indicates significant business expansion and improved profitability. The substantial PAT growth and rising AUM signal positive momentum, while a healthy ROAE suggests efficient capital utilization.
The backstory
In Q1 FY27, Capri Global Capital has shown strong financial results. The company's gold loan portfolio grew by 111% year-on-year, contributing significantly to its AUM. Housing loans grew 42% and MSME loans grew 24%. The company is also focusing on digital transformation, collaborating with OpenAI for generative AI applications.
What changes now
Capri Global Capital plans to expand its branch network by adding 400 branches in FY27. The company has also established a $1 billion GMTN program to diversify its funding. The revised FY28 AUM target is now set at ₹65,000 crore.
Risks to watch
Gross Stage 2 assets increased by ₹385 crore, mainly in the gold loan segment, attributed to a sequential 4% decline in gold prices. However, Gross Stage 3 remains low at 1.1% with robust provisioning.
Peer comparison
Capri Global Capital's AUM growth of 62% YoY in Q1 FY27 outpaces many peers in the NBFC sector, particularly its rapid expansion in the gold loan segment (111% YoY growth).
Context metrics (time-bound)
- PAT: ₹353 crore (Up 102% YoY)
- Consolidated AUM: ₹40,112 crore (Up 62% YoY)
- Net Interest Income: ₹736 crore (Up 79% YoY)
- Gold Loan AUM: ₹19,179 crore (Up 111% YoY)
- Housing Loan AUM: ₹7,815 crore (Up 42% YoY)
- MSME AUM: ₹6,779 crore (Up 24% YoY)
- Construction Finance AUM: ₹6,332 crore
- Gross Stage 3 Ratio: 1.1%
What to track next
Investors will monitor the company's branch expansion drive, the impact of AI integration, and progress towards the FY28 AUM target of ₹65,000 crore.