CSL Finance reported robust AUM growth to ₹1,510 crore by June 2026, a 15% YoY increase. The company disbursed ₹320 crore in new loans and raised ₹60 crore via NCDs. It maintains a strong capital adequacy ratio of 44% and a liquidity surplus of ₹175 crore.
CSL Finance Sees Strong Growth, AUM Reaches ₹1,510 Crore
CSL Finance's Assets Under Management (AUM) reached ₹1,510 crore by June 2026, marking a significant 15% year-on-year growth.
New loans disbursed during the period amounted to ₹320 crore, while collections stood at ₹290 crore. The company's financial health is underscored by a strong Capital Adequacy Ratio (CAR) of 44% and a healthy liquidity surplus of ₹175 crore.
Reader Takeaway: Strong AUM growth and robust capital position balanced by active fundraising.
What just happened
CSL Finance reported its financial snapshot for June 2026. The company's AUM grew to ₹1,510 crore, up from ₹1,310 crore in June 2025. Disbursements were ₹320 crore and collections were ₹290 crore.
Why this matters
The growth in AUM and disbursements indicates operational expansion. A CAR of 44% signifies a well-capitalized entity, providing a buffer against potential risks. The liquidity surplus ensures the company can meet its short-term obligations.
The backstory
CSL Finance operates a network of 37 branches and 25 spoke branches, with a team of 455 employees. The portfolio mix has slightly shifted to 70% Wholesale Loan (WSL) and 30% SME, from 69:31 in March 2026, showing a continued focus on its core lending strategy.
What changes now
The company has actively managed its liabilities to fuel growth. It successfully raised ₹60 crore through Non-Convertible Debentures (NCDs) and secured a ₹50 crore sanction from a lender. Furthermore, a term sheet for ₹150 crore NCD issuance has been executed, with ₹60 crore already raised and ₹90 crore planned for future tranches.
Risks to watch
While growth is positive, investors should monitor the utilization of new funds and ensure continued healthy disbursement momentum without compromising capital adequacy.
Peer comparison
CSL Finance's AUM growth of 15% YoY is a key metric to compare against other NBFCs in a similar operational scale.
Context metrics (time-bound)
- AUM as of June 2026: ₹1,510 crore
- AUM growth YoY: 15%
- New loans disbursed: ₹320 crore
- Collections: ₹290 crore
- Capital Adequacy Ratio (CAR): 44%
- Liquidity Surplus: ₹175 crore
What to track next
Investors will be keen to see the progress on raising the remaining ₹90 crore from the executed NCD term sheet and how the company deploys these funds for further AUM expansion.