AU Small Finance Bank reported a 23.5% year-on-year rise in total deposits to ₹1.57 lakh crore for the quarter ending June 30, 2026. Gross advances grew 25.8%.
AU Small Finance Bank Posts Strong Provisional Growth
AU Small Finance Bank's provisional figures for the quarter ending June 30, 2026, indicate robust growth in its key financial metrics. Total deposits reached ₹1,57,730 crore, marking a significant 23.5% increase year-on-year and a 3.3% rise quarter-on-quarter from March 2026.
What just happened
The bank announced provisional financial highlights for the quarter ending June 30, 2026. Total deposits grew to ₹1,57,730 crore. Gross advances saw a substantial 25.8% year-on-year increase, reaching ₹1,40,460 crore. The gross loan portfolio stood at ₹1,44,250 crore. CASA deposits were reported at ₹45,400 crore, with a CASA ratio of 28.8%.
Why this matters
This provisional data suggests AU Small Finance Bank is maintaining strong momentum in attracting deposits and expanding its lending book, crucial for profitability and market share growth. The consistent year-on-year growth highlights operational scaling. Investors will look for the final audited numbers to confirm asset quality and profitability.
The backstory
AU Small Finance Bank has been focused on expanding its balance sheet and customer base since its banking license. The bank has consistently reported double-digit growth in its deposit and loan books over the past few fiscal years.
What changes now
This release provides an early look at the bank's performance ahead of its official audited results. Investors can use this data to gauge the bank's trajectory and compare its performance against peers while awaiting the final financial statements.
Risks to watch
These figures are provisional and subject to final review and audit. Any adjustments by the Audit Committee, Board of Directors, or Statutory Auditors could lead to changes in the final reported numbers. Asset quality and net interest margins in the final report will be key.
Peer comparison
AU Small Finance Bank's growth rates in deposits and advances will be benchmarked against other small finance banks and comparable universal banks in the upcoming official results. Competitors like Equitas Small Finance Bank and Ujjivan Small Finance Bank also focus on similar growth strategies.
Context metrics (time-bound)
- Total Deposits: ₹1,57,730 crore (Jun'26) vs. ₹1,27,696 crore (Jun'25) - up 23.5% YoY.
- Gross Advances: ₹1,40,460 crore (Jun'26) vs. ₹1,11,614 crore (Jun'25) - up 25.8% YoY.
- CASA Deposits: ₹45,400 crore (Jun'26) vs. ₹37,241 crore (Jun'25) - up 21.9% YoY.
- CASA Ratio: 28.8% (Jun'26) vs. 28.4% (Mar'26) - slight sequential improvement.
What to track next
Investors should closely monitor the official release of AU Small Finance Bank's audited financial results for the quarter ended June 30, 2026. Key areas to watch will include Net Interest Margins (NIMs), asset quality (NPA levels), and the bank's profitability ratios (like ROA and ROE).