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Senco Gold Ltd

₹ 35810.72%
07 Jan 11:04 a.m. – close price
🔗sencogoldanddiamonds.com•BSE: 543936•NSE: SENCO
Market Cap₹ 5,867 Cr.
Current Price₹ 358
High / Low₹ 582
Stock P/E23.3
Book Value₹ 130
Dividend Yield0.27 %
ROCE10.4 %
ROE9.83 %
Face Value₹ 5.00
Sales₹ 6,764 Cr.
OPM7.32 %
Mar Cap₹ 5,867 Cr.

ABOUT

Incorporated in 1994, Senco Gold Limited is a Pan-India jewelry retailer and is the largest organized jewelry retail player in the Eastern region of India based on the number of stores[1]

KEY POINTS

Business Profile[1]Senco Gold Ltd. is India’s2nd most trusted jewellery brand(TRA ranking, five years in a row) and the largest organised jewellery retailer in Eastern India. With an 85+ year legacy and four generations of leadership, the company operates on an omni-channel model, offering gold, diamond, silver, platinum, polki and gemstone jewellery, as well as lifestyle products like leather goods, fragrances, and lab-grown diamonds.

Also present in buckets:
Aggressive Growth TriggersExcellent ResultsRevenue GuidanceAsset Base ExpansionCapacity Expansion And ProductsPreferential IssuanceJv Partnerships AcquisitionsCredit Rating UpdatesRed Flags And Poor Performance

Peer Comparision

S.No.NameCurrent Price (Rs.)Price to EarningMarket Capitalization (Rs.Cr.)Dividend yield (%)Net Profit latest quarter (Rs.Cr.)YOY Quarterly profit growth (%)Sales latest quarter (Rs.Cr.)YOY Quarterly sales growth (%)Return on capital employed (%)Sales (Rs.Cr.)OPM (%)Profit after tax (Rs.Cr.)Profit after tax latest quarter (Rs.Cr.)Price to book valueReturn on assets (%)Debt to equity
1.Titan Company4289.4092.22380806.980.261120.0059.0918725.0028.8419.1467904.0010.184129.001120.0029.709.240.97
2.Kalyan Jewellers524.5058.2054163.110.30260.5199.467856.0329.5215.0328584.136.42931.02260.5110.105.131.00
3.Thangamayil Jew.3718.9062.9111559.060.3658.51435.301710.9044.8613.745781.955.76183.8158.519.915.880.96
4.P N Gadgil Jewe.632.7528.958586.970.0079.31127.122177.628.8119.417916.155.48296.6879.315.039.500.76
5.Ethos2954.3083.147905.010.0023.7911.95383.3929.0313.751410.9613.8795.0523.795.517.490.22
6.PC Jeweller10.5412.577724.200.00209.5417.14825.2563.436.552888.6319.47614.21209.541.067.380.22
7.Bluestone Jewel496.95–7525.990.00-49.1141.86513.0937.43-0.571770.004.43-221.19-49.114.51-7.391.12
8.Senco Gold358.3523.325866.820.2753.07215.331554.326.5610.396763.937.32251.7853.072.673.911.13
–Median: 42 Co.239.9326.01253.870.022.1477.0452.7535.0915.791258.687.4655.9920.413.028.780.33

Quarterly Results

Standalone figures in ₹ crores

Dec 2022Dec 2023Dec 2024Jun 2023Jun 2024Jun 2025Mar 2023Mar 2024Mar 2025Sep 2022Sep 2023Sep 2024Sep 2025
Sales
1,3441,6512,0231,3041,4151,8258131,1301,3629111,1441,4591,554
Expenses
1,1821,4681,9441,2361,3051,6427461,0381,2368781,1051,4031,446
Operating Profit
16318379681101826792126333956108
Other Income
10912101218813159111517
Profit before tax
13914845387314036578512142163
Tax %
25%25%27%26%27%26%26%35%27%26%14%20%16%
Net Profit
1041113328531042737629121753
EPS in Rs
9.307.172.032.063.436.322.382.373.780.820.771.083.24

Profit & Loss

Standalone Figures in ₹ Crores / Yearly

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales
2,2152,4842,4202,6603,5354,0765,2306,2596,764
Expenses
2,0752,3182,1972,4793,2473,7464,8355,8756,269
Operating Profit
140166223182287330394384495
Other Income
2899151332435562
Interest
374363738098121148159
Depreciation
191637404245596665
Profit before tax
11211613284178219257224334
Net Profit
72759162130161189165252
EPS in Rs
20.387.028.555.7812.2314.4112.1510.1015.37
Dividend Payout %
0%0%0%13%4%5%8%10%–

Compounded Profit Growth

10 Years:%
5 Years:13%
3 Years:8%
TTM:15%

Compounded Sales Growth

10 Years:%
5 Years:21%
3 Years:21%
TTM:20%

Return on Equity

10 Years:%
5 Years:14%
3 Years:14%
Last Year:10%

Stock Price CAGR

10 Years:%
5 Years:%
3 Years:%
1 Year:-44%

Balance Sheet

Standalone figures in ₹ crores

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital
186653535356788282
Reserves
3764034855496748801,2991,9022,044
Borrowings
5885635896801,0261,4021,7562,0462,408
Other Liabilities
1911453952773485655827061,291
Total Liabilities
1,1731,1771,5221,5592,1012,9033,7154,7365,824
Fixed Assets
8681202212219276354388397
Gross Block
120.75132.19285.26338.33387.59482.42614.33708.87–
Accumulated Depreciation
34.4250.7083.04126.49168.33206.80260.58320.56–
CWIP
4542713012
Investments
000224133232
Other Assets
1,0821,0911,3161,3431,8732,6103,3484,3155,395
Total Assets
1,1731,1771,5221,5592,1012,9033,7154,7365,824

Cash Flows

Standalone Figures in ₹ Crores / Yearly

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity
-4848–182-72-79-19-206
Cash from Investing Activity
-35-56–-56-156-199-123-45
Cash from Financing Activity
113-59–-122231276150264
Net Cash Flow
30-66–33-2813

Ratios

Standalone Figures in ₹ Crores / Yearly

Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days
73444446
Inventory Days
161150199166170200201220
Days Payable
1210231014171610
Cash Conversion Cycle
156143180160160188189217
Working Capital Days
11832494431294467
ROCE %
–16%18%13%17%15%14%10%

Shareholding Pattern

Numbers in percentages

Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Promoters
68.48%68.46%68.46%68.46%67.47%64.10%64.33%64.38%64.39%
FIIs
14.45%14.48%14.02%7.72%8.58%8.88%7.18%6.76%8.81%
DIIs
8.48%7.00%7.52%10.46%9.58%13.31%12.55%12.77%11.58%
Public
8.60%10.07%10.00%13.35%14.36%13.69%15.93%16.09%15.21%

* The classifications might have changed from Sep'2022 onwards.ℹ️

BSE Announcements AI Summary

Direct from BSE filings, auto-summarised

Senco Gold: Chief Sales & Business Officer Resigns

11th April 2026, 1:06 am

Senco Gold Reports Strong Q4 FY26 Revenue Growth, Expands Network, Receives Credit Upgrade

4th April 2026, 9:14 pm

Senco Gold Limited Confirms SEBI Compliance for Q4 FY26 Dematerialization

2nd April 2026, 5:42 pm

Senco Gold Extends Marketing Tie-up with August Jewellery (Melorra) by Three Months

31st March 2026, 9:13 pm

Senco Gold Announces Trading Window Closure from April 1, 2026

27th March 2026, 9:10 pm

Published by Other Websites

External media mentions & references

Akshaya Tritiya Gold Prices Surge Amid Geopolitical Tensions

16th April 2026, 11:30 am

5 Jewellery IPOs Worth ₹3,840 Crore Postponed on Valuation Gap

14th April 2026, 8:05 pm

Jewellery Demand Surges, Sector Eyes Q1FY27 Growth Amidst Gold Volatility

9th April 2026, 8:57 am

Jewellery Demand Surges: Q4 Sales Shine, Future Outlook Bright

9th April 2026, 8:49 am

Railway Stocks Soar, Wipro Lands $1B Deal; Jubilant FoodWorks Slumps

7th April 2026, 10:01 pm

News Articles

Editorial & research coverage

Corporate Action Surge: 50+ Firms Eye Shareholder Payouts Amid Market Wobble
Corporate Action Surge: 50+ Firms Eye Shareholder Payouts Amid Market Wobble

13th February 2026, 1:31 pm

AI Fears Trigger IT Sell-off Amidst Mixed Q3 Earnings
AI Fears Trigger IT Sell-off Amidst Mixed Q3 Earnings

13th February 2026, 8:51 am

Trade Deal Sparks Gems Rally; Earnings Shine
Trade Deal Sparks Gems Rally; Earnings Shine

9th February 2026, 11:31 am

India-EU Pact: Long-Term Hope vs. Near-Term Hurdles
India-EU Pact: Long-Term Hope vs. Near-Term Hurdles

28th January 2026, 9:14 am

Senco Gold Buys 68% of Melorra Parent for ₹68 Crore
Senco Gold Buys 68% of Melorra Parent for ₹68 Crore

21st January 2026, 8:40 pm

Documents

Announcements

Business Update - Q3 & 9M FY26

6h - Q3 sales +51% YoY; 9M +31%; TTM ~₹8,000 crore; 4 Q3 franchise openings; targeting 200 stores.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

9h - Disclosure w.r.t. the Investor and analyst meet scheduled on 9th January 2026.

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

2 Jan - Senco Gold: compliance certificate under Reg 74(5) for quarter ended 31-Dec-2025.

Announcement under Regulation 30 (LODR)-Memorandum of Understanding /Agreements

29 Dec - Senco Gold extends marketing tie-up with August Jewellery (Melorra) from 31 Dec 2025 to 31 Mar 2026.

Closure of Trading Window

Annual Reports

Financial Year 2025

(from bse)

Financial Year 2024

(from bse)

Credit Ratings

Rating update

30 Jun 2025 from icra

Rating update

28 Jun 2024 from icra

Rating update

13 Jun 2023 from icra

Rating update

2 Sep 2022 from crisil

Rating update

2 Sep 2022 from icra

Rating update

16 Aug 2022 from icra

Concalls

Nov 2025

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Oct 2025

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Jun 2025

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Feb 2025

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Nov 2024

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Aug 2024

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May 2024

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Nov 2023

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Jul 2023

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Stock Analysis

Description

  1. Senco Gold Limited is a prominent Indian jewellery retailer, recognized as the largest organized player in Eastern India with a strong brand legacy and an expanding pan-India presence.

Key Growth Triggers

  1. Assignment of 'CARE A1' rating for short-term facilities by CARE Edge.
  2. Recognition of strong brand image, satisfactory capital structure, and robust liquidity.
  3. Acknowledgement of consistent operational performance, financial discipline, and improved working capital management.
  4. Company's expansion strategy and strengthening of its capital base through fundraising (PE, IPO, QIP).

Order Book

  1. Currently no data available for Order Book.

Key Red Flags

  1. Working capital intensive operations with high inventory days.
  2. Geographical concentration risk, with significant revenue from the Eastern region.
  3. Exposure to gold price volatility, though partially mitigated by hedging policies.
  4. Intense competition from both organised and unorganised players in the jewellery market.
  5. Susceptibility to regulatory changes inherent in the gems and jewellery sector.

Key Dates To Watch

  1. January 12, 2026: Date of credit rating assignment by CARE Edge.

Corporate Announcements

10th Apr 26
Impact Rating: 6
Senco Gold Limited has informed exchanges about the resignation of Mr. Dhaval Jeetendra Raja from his role as Chief Sales & Business Officer and Senior Management Personnel. His resignation is effective April 10, 2026.
4th Apr 26
Impact Rating: 8
Senco Gold reported robust Q4 FY26 revenue growth of ~46% YoY, boosted by a strong wedding season and new product launches. The company expanded its network and plans to open 20-25 stores in FY27, targeting 20-25% value growth.
2nd Apr 26
Impact Rating: 5
Senco Gold Limited's compliance with SEBI (Depositories and Participants) Regulations, 2018, regarding securities dematerialization for the quarter ended March 31, 2026, has been certified by Registrar and Share Transfer Agent KFin Technologies.
31st Mar 26
Impact Rating: 7
Senco Gold Limited has extended its strategic and marketing tie-up with August Jewellery Private Limited ("AJPL"), known for its "Melorra" omnichannel brand. This extension pushes the partnership's end date from March 31, 2026, to June 30, 2026, maintaining all previous terms and conditions.
27th Mar 26
Impact Rating: 5
Senco Gold Limited is closing its trading window for designated persons and immediate relatives from April 1, 2026. The closure will last until 48 hours post the declaration of audited financial results for Q4 FY26.