Aditya Birla Capital Limited, the holding company for the financial services businesses of the Aditya Birla Group, is a universal financial solutions group catering to the diverse financial needs of its customers across their life stages.[1]
Business Segments1) Life Insurance (44% in 9M FY25 vs 52% in FY22):[1][2]The company’s subsidiary, Aditya Birla Sun Life Insurance Ltd, isone of the leading private life insurers, offering protection solutions, children’s future solutions, wealth with protection solutions, retirement solutions, etc, through 11 Banca Tie-ups, 360+ own branches, 26,300+ bank branches, and 60,000 agents across 4,700+ cities.[3][4]
| S.No. | Name | Current Price (Rs.) | Price to Earning | Market Capitalization (Rs.Cr.) | Dividend yield (%) | Net Profit latest quarter (Rs.Cr.) | YOY Quarterly profit growth (%) | Sales latest quarter (Rs.Cr.) | YOY Quarterly sales growth (%) | Return on capital employed (%) | Sales (Rs.Cr.) | OPM (%) | Profit after tax (Rs.Cr.) | Profit after tax latest quarter (Rs.Cr.) | Price to book value | Return on assets (%) | Debt to equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | Jio Financial | 298.55 | 117.92 | 189673.04 | 0.17 | 695.04 | 0.87 | 981.39 | 41.51 | 1.47 | 2525.44 | 71.14 | 1608.45 | 695.04 | 1.41 | 1.16 | 0.08 |
| 2. | Aditya Birla Cap | 360.65 | 33.02 | 94391.67 | 0.00 | 916.28 | -11.19 | 4507.22 | 8.41 | 9.48 | 16162.86 | 76.67 | 2858.99 | 916.28 | 3.50 | 2.30 | 4.56 |
| 3. | Chola Financial | 1925.80 | 16.23 | 36162.18 | 0.07 | 1214.27 | 4.64 | 9461.41 | 16.95 | 10.57 | 36160.19 | 55.80 | 2228.18 | 549.92 | 2.65 | 2.36 | 13.68 |
| 4. | Tata Inv.Corpn. | 691.20 | 99.41 | 34971.47 | 0.39 | 148.16 | 19.78 | 153.98 | 8.07 | 1.21 | 319.58 | 87.61 | 351.79 | 148.16 | 1.10 | 0.92 | 0.00 |
| 5. | TVS Holdings | 14707.00 | 20.66 | 29755.36 | 0.63 | 880.08 | 59.15 | 14549.15 | 25.92 | 15.21 | 50450.82 | 15.80 | 1440.16 | 442.87 | 5.39 | 4.78 | 6.25 |
| 6. | JSW Holdings | 19270.00 | 181.65 | 21389.70 | 0.00 | 59.61 | -49.60 | 83.57 | -48.47 | 0.85 | 172.32 | 91.61 | 117.75 | 59.61 | 0.66 | 0.56 | 0.00 |
| 7. | Mah. Scooters | 14181.00 | 52.32 | 16206.85 | 1.13 | 267.07 | 76.68 | 271.02 | 66.10 | 0.59 | 312.73 | 98.11 | 309.75 | 267.07 | 0.49 | 0.55 | 0.00 |
| – | Median: 40 Co. | 455.5 | 37.48 | 922.59 | 0.0 | 11.91 | -7.44 | 18.17 | 4.29 | 1.98 | 53.62 | 55.19 | 29.41 | 11.41 | 0.78 | 1.05 | 0.0 |
Standalone figures in ₹ crores
| Dec 2022 | Dec 2023 | Dec 2024 | Jun 2023 | Jun 2024 | Jun 2025 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | 8 | 48 | 3,792 | 9 | 61 | 4,010 | 110 | 4,139 | 3,853 | 93 | 134 | 4,158 | 4,507 |
Expenses | 9 | 15 | 908 | 9 | 14 | 926 | 13 | 894 | 885 | 9 | 13 | 858 | 1,052 |
Operating Profit | -1 | 34 | 2,884 | 1 | 47 | 3,084 | 97 | 3,244 | 2,968 | 84 | 121 | 3,299 | 3,455 |
Other Income | 2 | 0 | 16 | 0 | 0 | 31 | 2 | 27 | 26 | 1 | 0 | 43 | 17 |
Profit before tax | 1 | 34 | 825 | 1 | 47 | 908 | 99 | 1,434 | 879 | 85 | 121 | 1,343 | 1,227 |
Tax % | 201% | 24% | 26% | 25% | 19% | 26% | 22% | 18% | 26% | 25% | 25% | 23% | 25% |
Net Profit | -1 | 26 | 613 | 1 | 38 | 676 | 77 | 1,182 | 654 | 64 | 91 | 1,032 | 916 |
EPS in Rs | -0.00 | 0.10 | 2.35 | 0.00 | 0.14 | 2.59 | 0.32 | 4.55 | 2.51 | 0.26 | 0.35 | 3.96 | 3.51 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | 4 | 4 | 7 | 35 | 165 | 178 | 201 | 108 | 455 | 222 | 13,577 | 15,459 | 16,163 |
Expenses | 2 | 9 | 6 | 30 | 103 | 70 | 66 | 35 | 35 | 37 | 3,252 | 3,511 | 3,771 |
Operating Profit | 2 | -5 | 1 | 5 | 62 | 108 | 135 | 73 | 419 | 185 | 10,325 | 11,948 | 12,392 |
Other Income | -56 | -43 | 0 | 0 | 0 | -30 | -29 | 1 | 1 | 0 | 48 | 94 | 90 |
Interest | 0 | 0 | 0 | 1 | 25 | 89 | 77 | 0 | 0 | 0 | 6,469 | 7,981 | 8,502 |
Depreciation | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 122 | 134 | 141 |
Profit before tax | -54 | -49 | 1 | 4 | 36 | -12 | 28 | 72 | 419 | 184 | 3,782 | 3,927 | 3,839 |
Net Profit | -54 | -49 | -0 | 4 | 36 | -10 | 30 | 73 | 345 | 141 | 2,935 | 2,957 | 2,859 |
EPS in Rs | -0.76 | -0.64 | -0.01 | 0.03 | 0.16 | -0.04 | 0.12 | 0.30 | 1.43 | 0.58 | 11.29 | 11.34 | 10.96 |
Dividend Payout % | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | 0% | – |
Standalone figures in ₹ crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 717 | 757 | 796 | 1,232 | 2,201 | 2,201 | 2,414 | 2,415 | 2,416 | 2,418 | 2,600 | 2,607 | 2,613 |
Reserves | -66 | 246 | 596 | 3,379 | 5,010 | 5,094 | 7,043 | 7,136 | 7,492 | 7,680 | 19,434 | 22,587 | 24,281 |
Borrowings | 876 | 1,158 | 1,738 | 493 | 675 | 1,440 | 1 | 11 | 8 | 6 | 92,595 | 111,402 | 122,613 |
Other Liabilities | 1 | 31 | 17 | 52 | 197 | 172 | 168 | 173 | 161 | 178 | 3,440 | 2,704 | 3,747 |
Total Liabilities | 1,529 | 2,192 | 3,146 | 5,155 | 8,084 | 8,907 | 9,626 | 9,735 | 10,078 | 10,282 | 118,069 | 139,300 | 153,253 |
Fixed Assets | 0 | 0 | 1 | 4 | 34 | 28 | 25 | 31 | 27 | 25 | 504 | 502 | 484 |
Gross Block | 1 | 1 | 2 | 6 | 37 | 37 | 42 | 55 | 57 | 47 | 872 | 981 | – |
Accumulated Depreciation | 1 | 1 | 1 | 2 | 3 | 9 | 17 | 25 | 30 | 22 | 367 | 479 | – |
CWIP | 0 | 0 | 0 | 5 | 0 | 0 | 0 | 0 | 0 | 0 | 11 | 15 | 0 |
Investments | 1,527 | 2,159 | 3,116 | 5,084 | 7,923 | 8,709 | 9,528 | 9,555 | 9,846 | 10,214 | 11,635 | 12,829 | 14,562 |
Other Assets | 2 | 32 | 29 | 63 | 127 | 169 | 73 | 150 | 205 | 43 | 105,919 | 125,953 | 138,208 |
Total Assets | 1,529 | 2,192 | 3,146 | 5,155 | 8,084 | 8,907 | 9,626 | 9,735 | 10,078 | 10,282 | 118,069 | 139,300 | 153,253 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operating Activity | 0 | -5 | -21 | 3 | 57 | -9 | 81 | -83 | -151 | 343 | -20,824 | -16,647 |
Cash from Investing Activity | -607 | -670 | -951 | -1,974 | -867 | -666 | -658 | 79 | 151 | -350 | -3,633 | 370 |
Cash from Financing Activity | 607 | 681 | 970 | 1,970 | 810 | 677 | 579 | -0 | -1 | 7 | 24,267 | 18,455 |
Net Cash Flow | -0 | 5 | -2 | -1 | -1 | 3 | 2 | -4 | -1 | 0 | -190 | 2,177 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
Inventory Days | – | – | – | – | – | – | – | – | – | – | – | – |
Days Payable | – | – | – | – | – | – | – | – | – | – | – | – |
Cash Conversion Cycle | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 |
Working Capital Days | 69 | -772 | 189 | -4,986 | -1,625 | -2,996 | -37 | -113 | -14 | -108 | -82 | -46 |
ROCE % | 0% | -0% | 0% | 0% | 1% | 1% | 1% | 1% | 4% | 2% | 16% | 9% |
Direct from BSE filings, auto-summarised
External media mentions & references
Editorial & research coverage
Nov 2025
Aug 2025
May 2025
Feb 2025
Oct 2024
Sep 2024
Aug 2024
May 2024
Mar 2024
Mar 2024
Feb 2024
Feb 2024
Nov 2023
Aug 2023
May 2023
May 2023
Feb 2023
Feb 2023
Nov 2022
Aug 2022
May 2022
Feb 2022
Nov 2021
Aug 2021
May 2021
Feb 2021
Feb 2021
Nov 2020
Aug 2020
Jun 2020
Jan 2020
Nov 2019
Aug 2019
May 2019
Feb 2019
Jan 2019
Nov 2018
Aug 2018
Aug 2018
May 2018
Feb 2018
Nov 2017
Stock Analysis
Aditya Birla Capital Limited is the holding company for the financial services businesses of the Aditya Birla Group, catering to diverse customer financial needs across life stages.
Growth drivers include ABCL's diversified financial services portfolio, with recent Q2 FY26 results showing significant AUM growth in NBFC (22% YoY) and Housing Finance (65% YoY). Life Insurance (19% YoY FYP growth) and Health Insurance (31% YoY GWP growth) also performed strongly. Strategic focus on AI-first initiatives and digital reinvention further supports growth.
Currently no data available for Order Book.
Historically, concerns have been raised regarding the company's low interest coverage ratio and a relatively low return on equity over the past three years.
Corporate Announcements
