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Bajaj Finserv Ltd

₹ 2,0490.16%
04 Dec – close price
🔗bajajfinserv.inâ€ĸBSE: 532978â€ĸNSE: BAJAJFINSV
Market Cap₹ 3,27,424 Cr.
Current Price₹ 2,049
High / Low₹ 2,195
Stock P/E228
Book Value₹ 62.6
Dividend Yield0.05 %
ROCE27.4 %
ROE20.9 %
Face Value₹ 1.00
Sales₹ 2,042 Cr.
OPM87.0 %
Mar Cap₹ 3,27,424 Cr.

ABOUT

Bajaj Finserv Ltd. is the holding company for the various financial services businesses under the Bajaj group. It serves millions of customers by providing solutions for asset acquisition through financing, asset protection through general insurance, family and income protection in the form of life and health insurance, and retirement and savings solutions.[1]

KEY POINTS

Revenue SplitLife Insurance: 25% in FY22 vs 55% in FY18General Insurance: 28% in FY22 vs 0% in FY18Retail Financing: 45% in FY22 vs 43% in FY18Investment:1% in FY22 vs 2% in FY18.[1][2][3]

Also present in buckets:
Excellent ResultsRevenue GuidanceJv Partnerships Acquisitions

Peer Comparision

S.No.NameCurrent Price (Rs.)Price to EarningMarket Capitalization (Rs.Cr.)Dividend yield (%)Net Profit latest quarter (Rs.Cr.)YOY Quarterly profit growth (%)Sales latest quarter (Rs.Cr.)YOY Quarterly sales growth (%)Return on capital employed (%)Sales (Rs.Cr.)OPM (%)Profit after tax (Rs.Cr.)Profit after tax latest quarter (Rs.Cr.)Price to book valueReturn on assets (%)Debt to equity
1.Bajaj Finserv2049.20228.43327423.890.051085.1819.571472.5120.9827.442042.3486.971433.361085.1832.7620.550.00
2.Bajaj Holdings11118.0017.46123732.220.841689.888.54396.8742.219.82993.1284.197086.771559.021.829.320.00
3.Choice Intl.780.7092.4816768.560.0056.4620.12274.4310.9319.95970.6533.78181.3355.2313.127.360.40
4.JM Financial143.6912.0313741.591.88261.8916.301031.28-13.379.394252.6862.071142.26270.001.332.871.10
5.Edelweiss.Fin.107.8824.0310210.551.39175.4516.491860.87-33.4313.278241.7134.17424.89128.412.311.284.40
6.Kama Holdings2743.1510.738802.931.23390.2890.103672.216.3811.7515404.4821.18820.53197.021.155.720.60
7.Pilani Invest.5158.50197.165711.620.2944.71-42.46129.475.411.75296.7388.1728.9744.710.340.550.13
–Median: 15 Co.284.919.472024.620.0541.8519.57286.8610.939.71975.7533.7882.0539.951.83.640.4

Quarterly Results

Standalone figures in ₹ crores

Dec 2022Dec 2023Dec 2024Jun 2023Jun 2024Jun 2025Mar 2023Mar 2024Mar 2025Sep 2022Sep 2023Sep 2024Sep 2025
Sales
3349715959094343144656711,0111,2171,473
Expenses
43496554596437396146526077
Operating Profit
-1006541850371-6546259591,1571,396
Other Income
17810892020119188109
Profit before tax
67155498573891414126439671,1661,403
Tax %
20%40%27%26%26%15%31%45%35%24%22%22%23%
Net Profit
54114046333309884857549081,085
EPS in Rs
0.030.030.072.533.962.060.060.050.053.054.735.686.79

Profit & Loss

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales
1542092491632524488153926961,1471,7332,2992,042
Expenses
4951556084121130142162170193245266
Operating Profit
1051581941031683276852505359781,5402,0541,776
Other Income
322200-0-03301-148
Interest
1000000000000
Depreciation
1311123543345
Profit before tax
1061581951041673266822455639751,5372,0491,819
Net Profit
84126163701423076671794247331,1701,5591,433
EPS in Rs
0.520.791.030.440.891.934.191.122.674.607.339.768.97
Dividend Payout %
33%22%17%40%20%13%12%27%15%17%14%10%–

Compounded Profit Growth

10 Years:29%
5 Years:19%
3 Years:57%
TTM:-8%

Compounded Sales Growth

10 Years:27%
5 Years:23%
3 Years:49%
TTM:-8%

Return on Equity

10 Years:13%
5 Years:16%
3 Years:19%
Last Year:21%

Stock Price CAGR

10 Years:27%
5 Years:18%
3 Years:8%
1 Year:25%

Balance Sheet

Standalone figures in ₹ crores

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital
808080808080808080159159160160
Reserves
2,3832,4812,6162,6862,8003,0553,4563,7214,2895,0896,4108,2129,836
Borrowings
0000000000000
Other Liabilities
7480514847586568707082153228
Total Liabilities
2,5372,6402,7472,8142,9273,1933,6003,8694,4385,3186,6518,52510,223
Fixed Assets
707575747373158159110115113127126
Gross Block
348.00356.84356.83356.42356.99358.64446.10450.83401.84408.96410.06426.67–
Accumulated Depreciation
277.68281.73281.68282.47283.83285.22287.72292.27291.54293.68297.03299.92–
CWIP
11118330244456
Investments
2,4272,5142,3792,6662,7582,9373,3403,4954,1915,0786,4017,8849,558
Other Assets
40512927387149102213133120132509533
Total Assets
2,5372,6402,7472,8142,9273,1933,6003,8694,4385,3186,6518,52510,223

Cash Flows

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity
843996421423126391696117881,3441,724
Cash from Investing Activity
-55-15179-264-104-237-575-149-565-805-1,304-1,723
Cash from Financing Activity
-24-28-55-1-28-28-119-0-483-25-4
Net Cash Flow
5-4221-2231148-5620-3-1414-3

Ratios

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days
2712160001000
Inventory Days
––––––––––––
Days Payable
––––––––––––
Cash Conversion Cycle
2712160001000
Working Capital Days
-126-80117231811252315754
ROCE %
4%6%7%4%6%11%20%7%13%20%26%27%

Shareholding Pattern

Numbers in percentages

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Promoters
60.75%60.78%60.79%60.69%60.69%60.69%60.64%60.64%60.64%60.64%58.81%58.81%
FIIs
7.81%7.03%7.17%7.66%7.91%8.42%8.39%8.24%7.40%7.53%8.40%8.11%
DIIs
6.91%7.10%7.30%7.09%7.48%7.33%7.60%8.13%8.91%8.99%10.09%10.49%
Public
24.39%24.95%24.66%24.31%23.70%23.38%23.18%22.84%22.93%22.71%22.60%22.52%

* The classifications might have changed from Sep'2022 onwards.â„šī¸

BSE Announcements AI Summary

Direct from BSE filings, auto-summarised

Bajaj Finserv Announces Investor Meetings in December 2025

2nd December 2025, 7:58 PM

Bajaj Finserv Announces Schedule for Analyst/Institutional Investor Meetings on December 5, 2025

1st December 2025, 6:14 PM

Bajaj Finserv Submits FY2026 Half-Yearly Report Detailing Financial Performance and Significant Events

18th November 2025, 7:43 PM

Bajaj Finserv Q2 FY26 Earnings Transcript Released: Focus on Profitability, Growth Drivers, and Allianz Deal

17th November 2025, 1:14 PM

Bajaj Finserv Schedules Investor Meetings in Mumbai on November 19, 2025, Following Q2 FY26 Results

14th November 2025, 6:45 PM

Published by Other Websites

External media mentions & references

Stock markets drop for 4th session amid FII outflows

4th December 2025, 2:13 AM

What will drive Bajaj Finance's growth in the next three years?

4th December 2025, 1:37 AM

Rupee at 90 not a concern if decline is stable, says Sanjiv Bajaj

3rd December 2025, 12:31 PM

Stock Market closing on December 3: Sensex and Nifty close flat - What's influencing the market?

3rd December 2025, 11:58 AM

Sensex, Nifty extend losses for fourth day amid FII selling and profit booking

3rd December 2025, 10:53 AM

News Articles

Editorial & research coverage

What will drive Bajaj Finance's growth in the next three years?
What will drive Bajaj Finance's growth in the next three years?

4th December 2025, 1:37 AM

Rupee at 90 not a concern if decline is stable, says Sanjiv Bajaj
Rupee at 90 not a concern if decline is stable, says Sanjiv Bajaj

3rd December 2025, 12:31 PM

Sensex, Nifty extend losses for fourth day amid FII selling and profit booking
Sensex, Nifty extend losses for fourth day amid FII selling and profit booking

3rd December 2025, 10:53 AM

Markets muted: Nifty is struggling around 26,100 and the Sensex is down 130 points; Financials under pressure
Markets muted: Nifty is struggling around 26,100 and the Sensex is down 130 points; Financials under pressure

2nd December 2025, 3:59 AM

Markets lose momentum after hitting lifetime highs: Nifty closes below 26,200; Bajaj Finance, Sun Pharma see sharp cut
Markets lose momentum after hitting lifetime highs: Nifty closes below 26,200; Bajaj Finance, Sun Pharma see sharp cut

1st December 2025, 10:36 AM

Documents

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Submission Of Half-Yearly Report For FY2026

18 Nov - Bajaj Finserv filed Half Yearly Report for FY2026 for half-year ended 30 Sept 2025 on 18 Nov 2025.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome

17 Nov - Transcript posted; Q2 FY26 consolidated results; Allianz stake acquisition approvals received, closing in next few months.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

Annual Reports

Financial Year 2025

(from bse)

Financial Year 2024

(from bse)

Financial Year 2023

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Financial Year 2022

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Financial Year 2021

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Financial Year 2020

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Financial Year 2019

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Financial Year 2018

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Financial Year 2017

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Financial Year 2016

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Financial Year 2015

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Financial Year 2014

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Financial Year 2013

(from bse)

Financial Year 2012

(from bse)

Financial Year 2011

(from nse)

Credit Ratings

No credit ratings.

Concalls

Nov 2025

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