Indian Bank is a medium-sized bank which was started in 1907. It offers deposits, loans and services. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations.[1]
Market PositionIndian Bank is the seventh-largest public sector bank in terms of deposits and advances after the announcement of amalgamations for other PSBs.[1]
| S.No. | Name | Current Price (Rs.) | Price to Earning | Market Capitalization (Rs.Cr.) | Dividend yield (%) | Net Profit latest quarter (Rs.Cr.) | YOY Quarterly profit growth (%) | Sales latest quarter (Rs.Cr.) | YOY Quarterly sales growth (%) | Return on capital employed (%) | Sales (Rs.Cr.) | OPM (%) | Profit after tax (Rs.Cr.) | Profit after tax latest quarter (Rs.Cr.) | Price to book value | Return on assets (%) | Debt to equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | SBI | 1007.15 | 11.83 | 929798.54 | 1.58 | 21860.59 | -4.25 | 128040.50 | 5.78 | 6.47 | 505419.84 | 46.36 | 78596.36 | 18941.27 | 1.63 | 1.15 | 11.08 |
| 2. | Bank of Baroda | 308.25 | 8.28 | 159328.89 | 2.71 | 5180.63 | -4.14 | 33318.24 | 4.44 | 6.29 | 131574.32 | 63.64 | 19236.14 | 5133.56 | 1.00 | 1.18 | 10.53 |
| 3. | Punjab Natl.Bank | 125.68 | 8.48 | 144408.78 | 2.31 | 5120.59 | 8.72 | 32512.76 | 6.78 | 6.32 | 129502.98 | 73.64 | 17035.45 | 5125.28 | 1.02 | 1.07 | 12.22 |
| 4. | Canara Bank | 152.96 | 7.25 | 138771.73 | 2.62 | 4896.43 | 15.81 | 32071.97 | 6.26 | 6.79 | 125841.25 | 60.85 | 19140.98 | 4850.03 | 1.20 | 1.08 | 14.05 |
| 5. | Union Bank (I) | 166.33 | 6.87 | 127038.75 | 2.86 | 4425.95 | -6.84 | 26664.81 | -0.82 | 6.72 | 109143.51 | 67.32 | 18488.14 | 4425.95 | 1.01 | 1.24 | 10.38 |
| 6. | Indian Bank | 864.60 | 9.87 | 116444.99 | 1.88 | 3018.22 | 11.52 | 16589.94 | 8.09 | 6.38 | 64488.00 | 69.85 | 11799.47 | 3018.22 | 1.55 | 1.31 | 10.88 |
| 7. | I O B | 36.61 | 16.53 | 70459.92 | 0.00 | 1226.42 | 57.81 | 7848.79 | 14.57 | 5.95 | 29979.65 | 61.94 | 4262.19 | 1226.42 | 2.02 | 0.89 | 11.07 |
| – | Median: 12 Co. | 138.59 | 8.38 | 93452.46 | 2.09 | 2796.9 | 10.12 | 17555.71 | 6.68 | 6.23 | 69136.18 | 64.02 | 10909.71 | 2797.45 | 1.17 | 1.08 | 10.98 |
Standalone figures in ₹ crores
| Dec 2022 | Dec 2023 | Dec 2024 | Jun 2023 | Jun 2024 | Jun 2025 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 5,670 | 4,968 | 4,877 | 5,019 | 4,840 | 4,718 | 6,050 | 5,221 | 4,909 | 4,941 | 4,981 | 4,987 | 4,940 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 1,716 | 1,902 | 2,153 | 1,710 | 1,906 | 2,439 | 1,994 | 2,263 | 2,743 | 1,828 | 1,993 | 2,422 | 2,487 |
Profit before tax | 1,546 | 2,748 | 3,690 | 2,394 | 3,243 | 4,079 | 1,453 | 3,057 | 4,224 | 1,571 | 2,752 | 3,629 | 4,098 |
Tax % | 10% | 23% | 23% | 29% | 26% | 27% | 0% | 26% | 30% | 22% | 28% | 25% | 26% |
Net Profit | 1,396 | 2,119 | 2,852 | 1,709 | 2,403 | 2,973 | 1,447 | 2,247 | 2,956 | 1,225 | 1,988 | 2,706 | 3,018 |
EPS in Rs | 11.21 | 15.73 | 21.18 | 13.72 | 17.84 | 22.07 | 11.62 | 16.68 | 21.95 | 9.84 | 15.96 | 20.09 | 22.41 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 4,152 | 4,218 | 5,122 | 5,433 | 7,357 | 8,358 | 9,233 | 17,778 | 19,842 | 20,925 | 19,665 | 19,081 | 19,443 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 1,372 | 1,363 | 1,781 | 2,211 | 2,406 | 1,883 | 3,312 | 5,650 | 6,915 | 7,143 | 7,867 | 9,223 | 9,821 |
Interest | 10,889 | 11,392 | 11,798 | 10,894 | 10,850 | 12,167 | 13,799 | 23,440 | 22,128 | 24,717 | 32,342 | 36,826 | 38,774 |
Depreciation | 105 | 138 | 151 | 166 | 236 | 259 | 314 | 633 | 598 | 529 | 524 | 532 | 0 |
Profit before tax | 1,476 | 1,469 | 955 | 1,758 | 1,076 | 284 | 1,373 | 2,906 | 3,204 | 5,914 | 10,951 | 14,787 | 16,092 |
Net Profit | 1,159 | 1,005 | 711 | 1,406 | 1,259 | 322 | 753 | 3,005 | 3,945 | 5,282 | 8,063 | 10,918 | 11,799 |
EPS in Rs | 24.93 | 20.93 | 14.81 | 29.27 | 26.21 | 6.70 | 12.37 | 26.61 | 31.67 | 42.41 | 59.86 | 81.06 | 87.61 |
Dividend Payout % | 19% | 20% | 10% | 20% | 0% | 0% | 0% | 8% | 21% | 20% | 20% | 20% | – |
Standalone figures in ₹ crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 465 | 480 | 480 | 480 | 480 | 480 | 609 | 1,129 | 1,245 | 1,245 | 1,347 | 1,347 | 1,347 |
Reserves | 13,406 | 14,615 | 15,779 | 16,682 | 17,968 | 18,908 | 21,480 | 37,283 | 42,463 | 46,727 | 57,041 | 67,963 | 73,943 |
Borrowings | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Liabilities | 6,116 | 5,869 | 5,655 | 5,925 | 6,213 | 6,463 | 6,323 | 22,209 | 17,132 | 19,289 | 23,100 | 25,439 | 27,028 |
Total Liabilities | 187,226 | 192,836 | 203,710 | 218,233 | 252,716 | 280,065 | 309,468 | 623,427 | 671,668 | 710,501 | 792,619 | 873,411 | 921,470 |
Fixed Assets | 2,929 | 2,963 | 3,503 | 3,432 | 3,418 | 3,961 | 3,895 | 7,375 | 7,680 | 7,455 | 7,499 | 8,796 | 8,722 |
Gross Block | 4,083.34 | 4,253.45 | 4,981.61 | 5,122.55 | 5,331.55 | 6,063.94 | 6,271.43 | 12,016.04 | 12,849.94 | 13,079.09 | 13,585.67 | 15,359.05 | – |
Accumulated Depreciation | 1,153.94 | 1,289.96 | 1,478.44 | 1,690.59 | 1,913.81 | 2,103.30 | 2,376.47 | 4,640.79 | 5,169.93 | 5,623.85 | 6,086.49 | 6,563.09 | – |
CWIP | 3 | 5 | 8 | 11 | 1 | 1 | 1 | 1 | 4 | 4 | 16 | 31 | 0 |
Investments | 46,810 | 45,728 | 53,089 | 67,552 | 71,398 | 64,992 | 81,242 | 176,537 | 174,559 | 185,988 | 212,554 | 225,303 | 235,991 |
Other Assets | 137,484 | 144,139 | 147,110 | 147,239 | 177,900 | 211,112 | 224,331 | 439,513 | 489,426 | 517,053 | 572,549 | 639,281 | 676,758 |
Total Assets | 187,226 | 192,836 | 203,710 | 218,233 | 252,716 | 280,065 | 309,468 | 623,427 | 671,668 | 710,501 | 792,619 | 873,411 | 921,470 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operating Activity | -728 | 5,139 | -931 | -10,819 | -3,676 | 6,268 | -8,401 | 38,979 | 28,732 | -27,943 | -8,613 | 17,351 |
Cash from Investing Activity | -147 | -236 | -772 | -179 | -214 | -176 | -247 | -543 | -299 | -297 | -605 | -329 |
Cash from Financing Activity | 1,727 | -2,312 | 620 | 9,041 | 6,776 | 1,000 | 2,552 | 1,866 | 19 | -1,543 | 1,195 | -4,264 |
Net Cash Flow | 852 | 2,591 | -1,082 | -1,958 | 2,886 | 7,093 | -6,096 | 40,302 | 28,452 | -29,783 | -8,023 | 12,759 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | – | – | – | – | – | – | – | – | – | – | – | – |
Inventory Days | – | – | – | – | – | – | – | – | – | – | – | – |
Days Payable | – | – | – | – | – | – | – | – | – | – | – | – |
Cash Conversion Cycle | – | – | – | – | – | – | – | – | – | – | – | – |
Working Capital Days | – | – | – | – | – | – | – | – | – | – | – | – |
ROCE % | – | – | – | – | – | – | – | – | – | – | – | – |
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