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Karnataka Bank is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business.[1]
Services OfferingsRetail and Personal Banking- Loans for houses, vehicles, gold, LAP, Personal loans, and Education Loan.MSME- Working capital finance, Term loans & infrastructure finance, Business development loans, Corporate loans, Professional & self-employed loans.Agriculture Banking- Agriculture & allied activities, Farm development, Agricultural land purchase, Farm mechanization, etc.[1]
| S.No. | Name | Current Price (Rs.) | Price to Earning | Market Capitalization (Rs.Cr.) | Dividend yield (%) | Net Profit latest quarter (Rs.Cr.) | YOY Quarterly profit growth (%) | Sales latest quarter (Rs.Cr.) | YOY Quarterly sales growth (%) | Return on capital employed (%) | Sales (Rs.Cr.) | OPM (%) | Profit after tax (Rs.Cr.) | Profit after tax latest quarter (Rs.Cr.) | Price to book value | Return on assets (%) | Debt to equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | HDFC Bank | 997.20 | 21.20 | 1534020.62 | 1.10 | 20363.77 | 10.01 | 86993.84 | 4.81 | 7.51 | 346185.22 | 42.61 | 72360.07 | 19610.67 | 2.84 | 1.74 | 6.30 |
| 2. | ICICI Bank | 1386.70 | 18.60 | 991466.57 | 0.79 | 14318.15 | 3.16 | 48180.91 | 4.00 | 7.87 | 192684.91 | 28.30 | 53300.25 | 13357.06 | 2.97 | 2.18 | 5.58 |
| 3. | Kotak Mah. Bank | 2135.40 | 22.87 | 424806.98 | 0.12 | 4468.27 | -11.42 | 17198.74 | 4.70 | 8.17 | 67852.12 | 27.80 | 18574.23 | 4468.27 | 2.53 | 2.68 | 3.62 |
| 4. | Axis Bank | 1280.00 | 15.28 | 397229.21 | 0.08 | 5566.56 | -25.31 | 32309.77 | 2.24 | 7.11 | 129272.60 | 59.67 | 25988.99 | 5527.85 | 2.00 | 1.78 | 7.28 |
| 5. | IDBI Bank | 97.64 | 11.31 | 105040.24 | 2.15 | 3240.77 | 73.56 | 7109.01 | -4.51 | 6.78 | 28937.85 | 70.49 | 9284.32 | 3229.58 | 1.54 | 1.97 | 4.81 |
| 6. | Yes Bank | 22.76 | 25.18 | 71444.69 | 0.00 | 664.31 | 17.25 | 7388.75 | -4.50 | 6.36 | 30449.57 | 59.65 | 2836.87 | 664.31 | 1.45 | 0.59 | 7.29 |
| 7. | IDFC First Bank | 79.88 | 47.78 | 68658.65 | 0.31 | 347.80 | 64.10 | 9936.93 | 10.94 | 6.22 | 38335.01 | 32.47 | 1437.04 | 347.80 | 1.27 | 0.46 | 6.85 |
| 8. | Karnataka Bank | 212.49 | 7.00 | 8029.40 | 2.35 | 319.12 | -5.04 | 2179.18 | -2.46 | 6.33 | 8941.94 | 66.34 | 1147.49 | 319.12 | 0.64 | 1.07 | 8.27 |
| – | Median: 20 Co. | 252.84 | 15.28 | 23702.3 | 0.76 | 349.59 | 3.95 | 4430.65 | 4.35 | 6.95 | 17851.24 | 59.66 | 1397.21 | 349.59 | 1.35 | 1.35 | 7.29 |
Standalone figures in ₹ crores
| Dec 2022 | Dec 2023 | Dec 2024 | Jun 2023 | Jun 2024 | Jun 2025 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 672 | 758 | 736 | 689 | 664 | 757 | 823 | 938 | 865 | 471 | 670 | 674 | 652 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 205 | 326 | 292 | 324 | 279 | 358 | 395 | 419 | 428 | 260 | 250 | 270 | 343 |
Profit before tax | 367 | 396 | 349 | 450 | 518 | 356 | 432 | 315 | 344 | 592 | 402 | 429 | 420 |
Tax % | 18% | 16% | 19% | 18% | 23% | 18% | 18% | 13% | 27% | 30% | 18% | 22% | 24% |
Net Profit | 301 | 331 | 284 | 371 | 400 | 292 | 354 | 274 | 252 | 412 | 330 | 336 | 319 |
EPS in Rs | 9.64 | 9.55 | 7.50 | 11.87 | 10.61 | 7.74 | 11.33 | 7.27 | 6.68 | 13.22 | 10.56 | 8.90 | 8.44 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 1,127 | 1,131 | 1,275 | 1,782 | 2,452 | 2,245 | 2,706 | 2,902 | 2,677 | 2,650 | 2,983 | 2,854 | 3,010 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 506 | 507 | 543 | 809 | 954 | 1,002 | 1,262 | 1,404 | 954 | 993 | 1,319 | 1,270 | 1,422 |
Interest | 3,133 | 3,530 | 3,689 | 3,695 | 3,566 | 4,001 | 4,444 | 4,049 | 3,731 | 4,035 | 5,000 | 5,703 | 5,885 |
Depreciation | 26 | -14 | 42 | 50 | 50 | 54 | 64 | 74 | 74 | 86 | 72 | 85 | 0 |
Profit before tax | 409 | 559 | 528 | 468 | 310 | 608 | 522 | 612 | 695 | 1,441 | 1,563 | 1,641 | 1,470 |
Net Profit | 311 | 451 | 415 | 452 | 326 | 477 | 432 | 483 | 509 | 1,180 | 1,306 | 1,272 | 1,147 |
EPS in Rs | 10.01 | 14.52 | 13.35 | 14.55 | 10.47 | 15.35 | 13.89 | 15.52 | 16.35 | 37.79 | 34.63 | 33.67 | 30.36 |
Dividend Payout % | 24% | 21% | 23% | 25% | 26% | 21% | 0% | 12% | 24% | 13% | 16% | 15% | – |
Standalone figures in ₹ crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 188 | 188 | 188 | 283 | 283 | 283 | 311 | 311 | 311 | 312 | 377 | 378 | 378 |
Reserves | 2,864 | 3,201 | 3,502 | 4,860 | 5,128 | 5,503 | 5,660 | 6,331 | 6,784 | 7,901 | 10,471 | 11,707 | 12,211 |
Borrowings | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Liabilities | 1,479 | 1,401 | 1,270 | 1,330 | 1,276 | 1,483 | 1,493 | 1,553 | 1,789 | 1,914 | 2,848 | 2,128 | 1,971 |
Total Liabilities | 47,029 | 51,837 | 56,500 | 64,039 | 70,374 | 79,046 | 83,313 | 85,615 | 91,584 | 99,058 | 116,085 | 120,962 | 118,686 |
Fixed Assets | 197 | 292 | 307 | 721 | 762 | 775 | 826 | 838 | 805 | 846 | 915 | 976 | 1,069 |
Gross Block | 418.92 | 495.18 | 548.77 | 1,006.72 | 1,096.79 | 1,160.24 | 1,260.31 | 1,335.60 | 1,369.13 | 1,456.06 | 1,578.34 | 1,696.84 | – |
Accumulated Depreciation | 221.44 | 203.33 | 242.14 | 286.15 | 335.18 | 385.24 | 433.89 | 497.75 | 564.13 | 609.99 | 663.71 | 720.67 | – |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 13 | 29 | 13 | 14 | 0 |
Investments | 15,227 | 14,032 | 16,257 | 20,220 | 15,444 | 16,185 | 17,545 | 21,635 | 22,041 | 23,326 | 24,302 | 24,537 | 26,599 |
Other Assets | 31,605 | 37,513 | 39,937 | 43,098 | 54,168 | 62,086 | 64,942 | 63,142 | 68,725 | 74,857 | 90,855 | 95,435 | 91,018 |
Total Assets | 47,029 | 51,837 | 56,500 | 64,039 | 70,374 | 79,046 | 83,313 | 85,615 | 91,584 | 99,058 | 116,085 | 120,962 | 118,686 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operating Activity | 404 | 648 | 636 | -184 | 721 | -2,231 | -90 | 3,369 | -467 | 1,830 | 681 | 210 |
Cash from Investing Activity | -54 | -80 | -58 | -40 | -91 | -68 | -56 | -87 | -56 | -87 | -369 | -691 |
Cash from Financing Activity | 34 | -291 | -147 | 453 | -303 | 2,307 | -545 | -885 | -355 | -20 | 1,582 | 412 |
Net Cash Flow | 384 | 277 | 431 | 229 | 327 | 9 | -690 | 2,396 | -879 | 1,723 | 1,894 | -69 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | – | – | – | – | – | – | – | – | – | – | – | – |
Inventory Days | – | – | – | – | – | – | – | – | – | – | – | – |
Days Payable | – | – | – | – | – | – | – | – | – | – | – | – |
Cash Conversion Cycle | – | – | – | – | – | – | – | – | – | – | – | – |
Working Capital Days | – | – | – | – | – | – | – | – | – | – | – | – |
ROCE % | – | – | – | – | – | – | – | – | – | – | – | – |
Direct from BSE filings, auto-summarised
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