Union Bank of India is engaged in the Business of Banking Services, Government Business ,Merchant Banking, Agency Business Insurance, Mutual Funds, Wealth Management etc.[1]
Segments Revenue FY24
| S.No. | Name | Current Price (Rs.) | Price to Earning | Market Capitalization (Rs.Cr.) | Dividend yield (%) | Net Profit latest quarter (Rs.Cr.) | YOY Quarterly profit growth (%) | Sales latest quarter (Rs.Cr.) | YOY Quarterly sales growth (%) | Return on capital employed (%) | Sales (Rs.Cr.) | OPM (%) | Profit after tax (Rs.Cr.) | Profit after tax latest quarter (Rs.Cr.) | Price to book value | Return on assets (%) | Debt to equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | SBI | 1007.15 | 11.83 | 929798.54 | 1.58 | 21860.59 | -4.25 | 128040.50 | 5.78 | 6.47 | 505419.84 | 46.36 | 78596.36 | 18941.27 | 1.63 | 1.15 | 11.08 |
| 2. | Bank of Baroda | 308.25 | 8.28 | 159328.89 | 2.71 | 5180.63 | -4.14 | 33318.24 | 4.44 | 6.29 | 131574.32 | 63.64 | 19236.14 | 5133.56 | 1.00 | 1.18 | 10.53 |
| 3. | Punjab Natl.Bank | 125.68 | 8.48 | 144408.78 | 2.31 | 5120.59 | 8.72 | 32512.76 | 6.78 | 6.32 | 129502.98 | 73.64 | 17035.45 | 5125.28 | 1.02 | 1.07 | 12.22 |
| 4. | Canara Bank | 152.96 | 7.25 | 138771.73 | 2.62 | 4896.43 | 15.81 | 32071.97 | 6.26 | 6.79 | 125841.25 | 60.85 | 19140.98 | 4850.03 | 1.20 | 1.08 | 14.05 |
| 5. | Union Bank (I) | 166.33 | 7.08 | 127038.75 | 2.86 | 4249.08 | -9.97 | 26650.24 | -0.22 | 6.72 | 108598.95 | 69.22 | 17953.16 | 4249.08 | 1.05 | 1.24 | 10.75 |
| 6. | Indian Bank | 864.60 | 9.88 | 116444.99 | 1.88 | 3108.63 | 11.01 | 16628.28 | 8.19 | 6.38 | 64543.17 | 68.72 | 11785.54 | 3107.97 | 1.51 | 1.35 | 10.65 |
| 7. | I O B | 36.61 | 16.53 | 70459.92 | 0.00 | 1226.42 | 57.81 | 7848.79 | 14.57 | 5.95 | 29979.65 | 61.94 | 4262.19 | 1226.42 | 2.02 | 0.89 | 11.07 |
| – | Median: 12 Co. | 138.59 | 8.38 | 93452.46 | 2.09 | 2842.11 | 9.87 | 17574.88 | 6.68 | 6.23 | 69163.76 | 64.02 | 10902.75 | 2842.33 | 1.17 | 1.08 | 10.97 |
Standalone figures in ₹ crores
| Dec 2022 | Dec 2023 | Dec 2024 | Jun 2023 | Jun 2024 | Jun 2025 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2022 | Sep 2023 | Sep 2024 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 8,316 | 7,413 | 7,764 | 7,569 | 8,892 | 8,354 | 9,632 | 8,871 | 8,917 | 9,081 | 7,368 | 7,975 | 8,391 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 3,271 | 3,774 | 4,417 | 3,903 | 4,509 | 4,486 | 5,269 | 4,707 | 5,559 | 3,276 | 3,695 | 5,328 | 4,996 |
Profit before tax | 3,583 | 5,530 | 5,893 | 5,174 | 5,030 | 5,244 | 3,888 | 5,273 | 6,156 | 2,500 | 5,453 | 6,401 | 5,417 |
Tax % | 37% | 35% | 22% | 37% | 27% | 22% | 28% | 37% | 19% | 26% | 36% | 26% | 22% |
Net Profit | 2,245 | 3,590 | 4,604 | 3,236 | 3,679 | 4,116 | 2,782 | 3,311 | 4,985 | 1,848 | 3,511 | 4,720 | 4,249 |
EPS in Rs | 3.28 | 4.84 | 6.03 | 4.74 | 4.82 | 5.39 | 4.07 | 4.34 | 6.53 | 2.70 | 4.74 | 6.18 | 5.57 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 8,440 | 8,963 | 9,935 | 13,290 | 20,573 | 18,247 | 20,314 | 33,138 | 30,994 | 34,524 | 30,329 | 32,476 | 33,426 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 2,822 | 3,523 | 3,632 | 4,965 | 4,990 | 4,474 | 5,261 | 11,744 | 12,525 | 14,633 | 16,080 | 19,813 | 19,457 |
Interest | 21,470 | 23,640 | 23,886 | 23,757 | 23,443 | 23,852 | 25,794 | 44,079 | 40,157 | 47,978 | 63,208 | 70,512 | 71,920 |
Depreciation | 194 | 221 | 244 | 236 | 363 | 368 | 411 | 895 | 738 | 737 | 891 | 1,071 | 0 |
Profit before tax | 2,067 | 2,783 | 1,765 | 342 | -6,641 | -3,927 | -4,028 | 2,399 | 8,579 | 12,138 | 21,430 | 23,479 | 22,710 |
Net Profit | 1,696 | 1,782 | 1,352 | 555 | -5,247 | -2,947 | -2,898 | 2,906 | 5,232 | 8,433 | 13,648 | 17,987 | 17,953 |
EPS in Rs | 26.91 | 28.02 | 19.66 | 8.08 | -44.90 | -16.72 | -8.47 | 4.54 | 7.66 | 12.34 | 17.88 | 23.56 | 23.52 |
Dividend Payout % | 15% | 21% | 10% | 0% | 0% | 0% | 0% | 0% | 25% | 24% | 20% | 20% | – |
Standalone figures in ₹ crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 630 | 636 | 687 | 687 | 1,169 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 | 7,634 | 7,634 |
Reserves | 17,734 | 19,125 | 22,204 | 23,289 | 23,928 | 24,724 | 30,363 | 58,070 | 63,741 | 71,499 | 89,335 | 105,342 | 113,565 |
Borrowings | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Liabilities | 8,313 | 9,625 | 8,127 | 11,603 | 8,101 | 8,773 | 13,743 | 31,587 | 33,443 | 41,564 | 46,512 | 49,789 | 49,429 |
Total Liabilities | 353,781 | 381,616 | 404,696 | 452,704 | 487,380 | 494,039 | 550,683 | 1,071,706 | 1,187,591 | 1,280,752 | 1,391,958 | 1,499,856 | 1,473,845 |
Fixed Assets | 2,608 | 2,678 | 3,928 | 3,873 | 3,800 | 3,719 | 4,709 | 7,282 | 7,155 | 8,805 | 9,188 | 9,724 | 9,949 |
Gross Block | 4,466.59 | 4,755.94 | 6,266.55 | 6,517.94 | 6,729.20 | 6,983.80 | 8,356.34 | 15,887.34 | 16,439.34 | 18,589.73 | 19,542.14 | 20,855.90 | – |
Accumulated Depreciation | 1,858.98 | 2,078.12 | 2,338.46 | 2,644.46 | 2,929.36 | 3,265.08 | 3,647.22 | 8,605.75 | 9,284.14 | 9,784.67 | 10,354.06 | 11,131.66 | – |
CWIP | 1 | 4 | 12 | 21 | 33 | 44 | 53 | 62 | 36 | 21 | 35 | 58 | 0 |
Investments | 93,723 | 84,462 | 89,208 | 112,149 | 123,754 | 126,047 | 152,414 | 331,512 | 348,507 | 339,299 | 337,904 | 354,381 | 345,696 |
Other Assets | 257,449 | 294,472 | 311,548 | 336,661 | 359,793 | 364,230 | 393,507 | 732,850 | 831,892 | 932,628 | 1,044,831 | 1,135,692 | 1,118,200 |
Total Assets | 353,781 | 381,616 | 404,696 | 452,704 | 487,380 | 494,039 | 550,683 | 1,071,706 | 1,187,591 | 1,280,752 | 1,391,958 | 1,499,856 | 1,473,845 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operating Activity | 2,318 | -3,799 | 88 | -5,804 | 6,170 | -7,246 | -7,542 | 20,443 | 36,214 | 5,984 | 20,329 | 17,437 |
Cash from Investing Activity | -357 | -255 | -17 | -523 | -343 | -363 | -726 | 27,538 | -357 | -2,408 | -1,261 | -1,600 |
Cash from Financing Activity | 4,902 | 3,359 | -2 | 9,873 | 10,792 | 1,214 | 20,328 | -18,676 | -767 | -10,926 | -11,916 | -3,806 |
Net Cash Flow | 6,862 | -695 | 69 | 3,546 | 16,619 | -6,395 | 12,060 | 29,304 | 35,090 | -7,350 | 7,152 | 12,031 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | – | – | – | – | – | – | – | – | – | – | – | – |
Inventory Days | – | – | – | – | – | – | – | – | – | – | – | – |
Days Payable | – | – | – | – | – | – | – | – | – | – | – | – |
Cash Conversion Cycle | – | – | – | – | – | – | – | – | – | – | – | – |
Working Capital Days | – | – | – | – | – | – | – | – | – | – | – | – |
ROCE % | – | – | – | – | – | – | – | – | – | – | – | – |
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