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Oracle Financial Services Software Ltd

₹ 7,8323.15%
07 Jan – close price
🔗oracle.com/financialservices•BSE: 532466•NSE: OFSS
Market Cap₹ 68,171 Cr.
Current Price₹ 7,832
High / Low₹ 12,119
Stock P/E20.2
Book Value₹ 732
Dividend Yield3.38 %
ROCE62.5 %
ROE48.8 %
Face Value₹ 5.00
Sales₹ 5,293 Cr.
OPM50.0 %
Mar Cap₹ 68,171 Cr.

ABOUT

Oracle Financial Services Software Ltd provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. The company was incorporated in 1989 and is based in Mumbai, India. Oracle Financial Services Software Limited is a subsidiary of Oracle Global (Mauritius) Limited.[1]

KEY POINTS

Business Segments1) Product Licenses (91% in Q2 FY25 vs 90% in FY22):[1][2]The company provides IT solutions tailored for the financial services industry, featuring over 1,800 ready-to-deploy business and foundational banking APIs. The product suite includes Oracle FLEXCUBE Universal Banking, Oracle Banking Accounts, Oracle Banking Origination, Enterprise Limits and Collateral Management, Virtual Accounts Management, Oracle Banking Treasury Management, Oracle Banking Payments, etc.[3]The segment revenue grew by 23% between FY22 and FY24, driven by a 30% growth in the license and cloud signings from US $105 million in FY22 to US $137 million in FY24.[4][5][6]

Also present in buckets:
Aggressive Growth TriggersAsset Base ExpansionRed Flags And Poor Performance

Peer Comparision

S.No.NameCurrent Price (Rs.)Price to EarningMarket Capitalization (Rs.Cr.)Dividend yield (%)Net Profit latest quarter (Rs.Cr.)YOY Quarterly profit growth (%)Sales latest quarter (Rs.Cr.)YOY Quarterly sales growth (%)Return on capital employed (%)Sales (Rs.Cr.)OPM (%)Profit after tax (Rs.Cr.)Profit after tax latest quarter (Rs.Cr.)Price to book valueReturn on assets (%)Debt to equity
1.Oracle Fin.Serv.7832.5020.2468170.803.38462.60-6.941300.907.6262.475292.6050.033367.40462.6010.7044.040.00
2.C.E. Info System1697.4063.669271.480.2118.52-38.97113.779.7424.13493.4735.90145.6318.5111.1514.740.01
3.Tanla Platforms527.5514.606996.912.27125.05-3.961078.487.7729.194143.9316.13479.30125.053.0915.990.03
4.Capillary Tech.661.30370.555243.320.001.03–359.22–2.88598.2610.8614.151.03–1.660.17
5.Technvision Ven.7350.003634.494615.800.000.71127.5271.2329.309.81248.162.381.270.71413.270.070.87
6.Nucleus Soft.914.0514.922405.081.3726.29-20.48213.515.5922.60865.8919.07161.2326.292.8411.810.01
7.Ramco Systems531.15228.851984.170.0012.59229.26175.7823.35-5.40648.9519.118.6712.596.12-5.090.15
–Median: 28 Co.217.2334.79489.360.03.5829.3152.8520.289.89147.0817.668.042.653.256.790.07

Quarterly Results

Standalone figures in ₹ crores

Dec 2022Dec 2023Dec 2024Jun 2023Jun 2024Jun 2025Mar 2023Mar 2024Mar 2025Sep 2022Sep 2023Sep 2024Sep 2025
Sales
1,0831,3751,3051,1171,2951,3971,1121,2131,2901,0011,0801,2091,301
Expenses
550589652564578661540594612525579606719
Operating Profit
533786654553717736573618677476501602582
Other Income
518034762071140471,58030368855
Profit before tax
5688506736147217916976502,242491522674622
Tax %
24%18%28%26%26%26%22%26%18%27%25%26%26%
Net Profit
4307004824555365875434791,836360394497463
EPS in Rs
49.8380.8155.5352.6161.8167.5762.8655.29211.3141.6545.4657.3153.21

Profit & Loss

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales
3,1593,3413,5283,7363,8623,5813,5263,6453,8964,2564,7845,0995,293
Expenses
1,9852,0402,2232,3672,4061,6831,5951,4891,7052,1032,3262,4492,644
Operating Profit
1,1741,3011,3051,3691,4561,8981,9312,1562,1912,1522,4582,6502,648
Other Income
621376213380891391691162562532401,7211,740
Interest
0000008533212
Depreciation
64635067575083806858606058
Profit before tax
1,7311,6141,4681,6831,4871,9862,0092,1882,3762,3432,6364,3104,327
Net Profit
1,1481,0588981,2881,0061,2821,5831,6391,8111,7732,0283,3513,367
EPS in Rs
136.48125.04105.80151.35117.77149.51184.29190.48210.00205.16233.97385.74387.62
Dividend Payout %
0%532%95%112%110%0%98%105%90%110%102%69%–

Compounded Profit Growth

10 Years:12%
5 Years:16%
3 Years:23%
TTM:52%

Compounded Sales Growth

10 Years:4%
5 Years:8%
3 Years:9%
TTM:4%

Return on Equity

10 Years:34%
5 Years:35%
3 Years:38%
Last Year:49%

Stock Price CAGR

10 Years:8%
5 Years:19%
3 Years:38%
1 Year:-36%

Balance Sheet

Standalone figures in ₹ crores

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital
42424243434343434343434344
Reserves
8,4132,9483,9152,6333,7643,8375,4655,6035,7595,9626,1417,5196,322
Borrowings
00000055305239233324
Other Liabilities
1,3142,8131,0652,426844565503511587594679733809
Total Liabilities
9,7695,8035,0225,1024,6514,4456,0676,1886,4416,6386,8878,3287,199
Fixed Assets
338297251253221249294232227209176174186
Gross Block
706.92713.04637.86679.71687.78755.47868.58848.86883.87911.72909.70918.20–
Accumulated Depreciation
368.79415.77386.47426.69466.60506.70574.73617.01656.95703.17733.40744.10–
CWIP
120212000402912
Investments
728728759755778765768773790791791792792
Other Assets
8,6904,7774,0104,0943,6493,4315,0055,1835,4215,6395,9177,3536,208
Total Assets
9,7695,8035,0225,1024,6514,4456,0676,1886,4416,6386,8878,3287,199

Cash Flows

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity
6289747377051,0671,0531,4851,5451,5981,5061,6441,961
Cash from Investing Activity
-6563,7331,0872,184-1,287274-1,5235191671,525-1,020
Cash from Financing Activity
14-4,690-1,779-925-1,668-1,267-33-1,570-1,713-1,651-1,943-2,087
Net Cash Flow
-1418451,963-1,88860-7225-106221,226-1,146

Ratios

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days
1347683506050434652546362
Inventory Days
––––––––––––
Days Payable
––––––––––––
Cash Conversion Cycle
1347683506050434652546362
Working Capital Days
67-18915-1452138334143497461
ROCE %
22%28%42%44%46%52%43%39%41%39%43%62%

Shareholding Pattern

Numbers in percentages

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Promoters
72.99%72.98%72.90%72.81%72.78%72.75%72.71%72.69%72.62%72.59%72.56%72.53%
FIIs
6.75%7.44%7.79%7.74%6.89%6.13%5.10%7.73%8.48%8.74%8.55%8.66%
DIIs
9.17%8.53%8.46%8.57%9.48%10.26%11.49%9.91%9.36%8.69%8.50%8.45%
Public
11.09%11.06%10.84%10.89%10.85%10.85%10.69%9.67%9.51%9.97%10.39%10.38%

* The classifications might have changed from Sep'2022 onwards.ℹ️

BSE Announcements AI Summary

Direct from BSE filings, auto-summarised

Oracle Financial Services Software Limited to Review Annual Financial Results and Dividend on April 22, 2026

14th April 2026, 9:00 pm

Oracle Financial Services Shareholders Approve Director Appointment with Overwhelming Majority

7th April 2026, 12:56 am

Oracle Financial Services Software Files SEBI Compliance Certificate for March 2026 Quarter

6th April 2026, 10:49 pm

Oracle Financial Services Software Ltd. Announces Trading Window Closure

31st March 2026, 8:35 pm

OFSS Signs Landmark Deal with US Global Bank Valued at ₹940 Crore

26th March 2026, 9:37 pm

Published by Other Websites

External media mentions & references

IT Stocks Rebound: Nifty IT Surges 2.84% as TCS Profit Jumps

15th April 2026, 5:09 pm

Nifty IT Surges 3% on Global Peace Hopes and ADR Rally

15th April 2026, 11:50 am

Nifty IT Tanks 3% as TCS, Infosys Lead Sectoral Sell-off

10th April 2026, 1:28 pm

IT Stocks Crash 3% as AI Fears, Rupee Surge Hit Nifty

10th April 2026, 10:54 am

AI Leap Sparks IT Stock Sell-Off: Nifty IT Dips 1%

9th April 2026, 11:38 am

News Articles

Editorial & research coverage

Indian IT Stocks Tumble Amid AI Disruption Fears
Indian IT Stocks Tumble Amid AI Disruption Fears

13th February 2026, 12:52 pm

AI Fears Trigger IT Sell-off; Valuations Near Historic Lows
AI Fears Trigger IT Sell-off; Valuations Near Historic Lows

13th February 2026, 12:21 pm

IT Stocks Plunge: AI Disruption Triggers Valuation Reset
IT Stocks Plunge: AI Disruption Triggers Valuation Reset

13th February 2026, 10:25 am

AI Disruption Fears Spark Global Tech Sell-off, Indian IT Stocks Hit
AI Disruption Fears Spark Global Tech Sell-off, Indian IT Stocks Hit

12th February 2026, 8:35 am

AI Fears Spark IT Stock Sell-Off; Sector Faces Adaptation Test
AI Fears Spark IT Stock Sell-Off; Sector Faces Adaptation Test

6th February 2026, 12:34 pm

Documents

Announcements

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

4h - Certificate As per Regulation 74(5) of SEBI (Depositories and Participants) Regulations, 2018 for the quarter ended December 31, 2025.

Announcement under Regulation 30 (LODR)-Resignation of Director

2d - Harinderjit Singh resigns as Non-Executive Non-Independent Director effective January 22, 2026; leaves Nomination & CSR Committees.

Closure of Trading Window

31 Dec - Trading window closed from Jan 1, 2026; reopens 48 hours after Dec 31, 2025 quarter/nine-month results.

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

17 Dec - Allotment of 5,669 equity shares pursuant to the OFSS Stock Plan, 2014.

Grant Of Options Under OFSS Stock Plan 2014

8 Dec - Granted 366 OFSS Stock Units under Stock Plan 2014 on Dec 8, 2025.

Annual Reports

Financial Year 2025

(from bse)

Financial Year 2024

(from bse)

Financial Year 2023

(from bse)

Financial Year 2022

(from bse)

Financial Year 2021

(from bse)

Financial Year 2020

(from bse)

Financial Year 2019

(from bse)

Financial Year 2018

(from bse)

Financial Year 2017

(from bse)

Financial Year 2016

(from bse)

Financial Year 2015

(from bse)

Financial Year 2014

(from bse)

Financial Year 2013

(from bse)

Financial Year 2012

(from bse)

Financial Year 2012

(from nse)

Credit Ratings

No credit ratings.

Concalls

No concalls.

Stock Analysis

Description

  1. Oracle Financial Services Software Ltd (OFSS) provides financial software, custom application development, consulting, IT infrastructure management, and outsourced business processing services to the financial services industry. It is a subsidiary of Oracle Global (Mauritius) Limited.

Key Growth Triggers

  1. The company's product suite includes Oracle FLEXCUBE Universal Banking and other banking APIs.
  2. Segment revenue grew by 23% between FY22 and FY24, driven by license and cloud signings.

Order Book

  1. Currently no data available for Order Book.

Key Red Flags

  1. Profitability showed a decline in Q2 FY26 (consolidated PAT down 5.47% YoY), despite revenue growth.
  2. Historical data indicates poor sales growth over a five-year period and earnings have included significant other income.

Key Dates To Watch

  1. January 21, 2026: Board Meeting to consider Q3 FY26 financial results.

Corporate Announcements

14th Apr 26
Impact Rating: 2
No description available.
6th Apr 26
Impact Rating: 5
Shareholders of Oracle Financial Services Software Limited have approved the appointment of Mr. Simon de Montfort Walker as a Non-Executive, Non-Independent Director through a postal ballot. The resolution received a strong endorsement with 99.67% of votes cast in favour.
6th Apr 26
Impact Rating: 4
Oracle Financial Services Software confirmed its compliance with SEBI regulations by filing dematerialization details for the quarter ended March 31, 2026, with stock exchanges.
31st Mar 26
Impact Rating: 4
Oracle Financial Services Software Ltd. announced a trading window closure starting April 1, 2026, as per its code of conduct, to be lifted 48 hours after declaring Q4FY26 results.
26th Mar 26
Impact Rating: 9
OFSS has finalized a definitive agreement with a US-based global bank for perpetual software licensing and transition services, valued at approximately ₹940 crore. The deal is subject to conditions due by May 29, 2026.