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ICICI Bank Ltd

₹ 1,3850.89%
03 Dec 2:05 p.m. – close price
🔗icicibank.comâ€ĸBSE: 532174â€ĸNSE: ICICIBANK
Market Cap₹ 9,90,010 Cr.
Current Price₹ 1,385
High / Low₹ 1,500
Stock P/E20.0
Book Value₹ 433
Dividend Yield0.80 %
ROCE7.61 %
ROE17.8 %
Face Value₹ 2.00
Sales₹ 1,68,435 Cr.
OPM70.7 %
Mar Cap₹ 9,90,010 Cr.

ABOUT

ICICI Bank is the second-largest private sector bank in India offering a diversified portfolio of financial products and services to retail, SME and corporate customers. The Bank has an extensive network of branches, ATMs and other touch-points.The ICICI group has presence in businesses like life and general insurance, housing finance, primary dealership, etc, through its subsidiaries and associates.[1]

KEY POINTS

Ratios 9MFY24Capital Adequacy Ratio - 16.03%[1]Net Interest Margin - 4.57%[2]Gross NPA - 2.30%Net NPA - 0.44%[3]CASA Ratio - 39.4%[4]

Also present in buckets:
Credit Rating Updates

Peer Comparision

S.No.NameCurrent Price (Rs.)Price to EarningMarket Capitalization (Rs.Cr.)Dividend yield (%)Net Profit latest quarter (Rs.Cr.)YOY Quarterly profit growth (%)Sales latest quarter (Rs.Cr.)YOY Quarterly sales growth (%)Return on capital employed (%)Sales (Rs.Cr.)OPM (%)Profit after tax (Rs.Cr.)Profit after tax latest quarter (Rs.Cr.)Price to book valueReturn on assets (%)Debt to equity
1.HDFC Bank992.9021.131527329.491.1120363.7710.0186993.844.817.51346185.2242.6172360.0719610.672.821.746.30
2.ICICI Bank1384.9020.00990009.560.8012358.895.2241757.953.017.61168435.4870.6849549.1012358.893.192.375.58
3.Kotak Mah. Bank2126.9522.71422997.850.124468.27-11.4217198.744.708.1767852.1227.8018574.234468.272.502.683.62
4.Axis Bank1265.5015.21392791.040.085566.56-25.3132309.772.247.11129272.6059.6725988.995527.851.981.787.28
5.IDBI Bank97.4511.34104782.152.143240.7773.567109.01-4.516.7828937.8570.499284.323229.581.561.974.81
6.Yes Bank22.3724.7770189.240.00664.3117.257388.75-4.506.3630449.5759.652836.87664.311.440.597.29
7.IDFC First Bank80.4548.1369131.400.30347.8064.109936.9310.946.2238335.0132.471437.04347.801.290.466.85
–Median: 20 Co.251.5515.2123647.640.76349.594.974430.653.856.9517851.2460.541397.21349.591.361.357.29

Quarterly Results

Standalone figures in ₹ crores

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Sales
–––––––––––––
Expenses
9,80610,47510,54810,81510,43811,10110,42111,86211,73511,77911,67913,20812,721
Operating Profit
–––––––––––––
Other Income
5,0555,0245,0885,4355,7776,0975,6497,0027,1777,0687,2608,5057,576
Profit before tax
10,03611,01412,20712,84713,64713,67414,32014,69315,49015,66016,77416,93116,384
Tax %
25%25%25%25%25%25%25%25%24%25%25%25%25%
Net Profit
7,5588,3129,1229,64810,26110,27210,70811,05911,74611,79212,63012,76812,359
EPS in Rs
10.8511.9113.0613.7914.6514.6415.2515.7216.6716.7017.7317.8917.30

Profit & Loss

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales
–––––––––––––
Expenses
12,36414,74223,65329,20632,23036,97334,71936,70334,20438,21441,11344,90649,387
Operating Profit
–––––––––––––
Other Income
10,42812,17615,32319,50417,42014,51216,44918,96918,51819,83122,95828,50730,409
Interest
27,70330,05231,51532,41931,94036,38641,53140,12938,90847,10368,58582,09983,708
Depreciation
5766596997587817779491,0721,1711,3251,6632,1490
Profit before tax
13,96315,81512,19611,2797,4353,77714,04820,18330,60942,42154,48862,61665,749
Net Profit
9,81011,1759,7269,8016,7773,3637,93116,19323,33931,89640,88847,22749,549
EPS in Rs
15.4417.5215.2115.3010.545.2212.2523.4133.5945.6858.2366.3169.62
Dividend Payout %
27%26%30%15%14%19%0%9%15%18%17%17%–

Compounded Sales Growth

10 Years:13%
5 Years:17%
3 Years:24%
TTM:9%

Compounded Profit Growth

10 Years:16%
5 Years:43%
3 Years:26%
TTM:13%

Stock Price CAGR

10 Years:19%
5 Years:22%
3 Years:14%
1 Year:5%

Return on Equity

10 Years:13%
5 Years:17%
3 Years:18%
Last Year:18%

Balance Sheet

Standalone figures in ₹ crores

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital
1,1551,1601,1631,1651,2861,2891,2951,3831,3901,3971,4051,4251,429
Reserves
72,05879,27088,57298,786103,873107,079115,210146,126169,122199,319236,995290,652307,696
Borrowings
–––––––––––––
Other Liabilities
34,75631,72034,72634,24530,19637,85147,99558,77068,98383,32595,32392,277102,502
Total Liabilities
594,642646,129720,695771,791879,189964,4591,098,3651,230,4331,411,2981,584,2071,871,5152,118,2402,136,271
Fixed Assets
4,6784,7267,5777,8057,9047,9318,4108,8789,3749,60010,86012,83913,273
Gross Block
9,950.6110,404.4213,676.8614,312.8915,022.0815,168.8116,325.7417,548.7418,815.0119,754.9722,282.9125,719.71–
Accumulated Depreciation
5,272.475,678.906,099.946,507.687,118.567,237.397,915.458,671.169,441.2010,155.1311,423.0712,880.97–
CWIP
0000000000000
Investments
177,022158,129160,412161,507202,994207,733249,531281,287310,241362,330461,942504,757499,592
Other Assets
412,942483,275552,706602,480668,291748,795840,423940,2691,091,6831,212,2771,398,7121,600,6441,623,405
Total Assets
594,642646,129720,695771,791879,189964,4591,098,3651,230,4331,411,2981,584,2071,871,5152,118,2402,136,271

Cash Flows

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity
4,669-4,82422,42839,22313,30438,41978,449124,09355,0477,69081,657122,357
Cash from Investing Activity
-11,395-9,406-4,2797,000-38,966-24,041-36,945-54,186-35,221-65,501-62,245-69,425
Cash from Financing Activity
6,83815,006-585-30,37934,118-18,251-2,645-55,93514,8689,4261,076-7,296
Net Cash Flow
11277517,56415,8448,456-3,87338,85913,97334,694-48,38420,48845,636

Ratios

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days
––––––––––––
Inventory Days
––––––––––––
Days Payable
––––––––––––
Cash Conversion Cycle
––––––––––––
Working Capital Days
––––––––––––
ROCE %
––––––––––––

Shareholding Pattern

Numbers in percentages

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Promoters
––––––––––––
FIIs
45.11%44.16%44.53%44.39%43.65%44.77%45.48%46.22%45.70%45.83%46.77%45.56%
DIIs
44.18%45.11%45.00%45.27%46.00%45.10%44.45%44.17%44.95%44.77%43.91%45.06%
Public
10.46%10.48%10.22%10.09%10.09%9.84%9.79%9.34%9.08%9.12%9.06%9.11%

* The classifications might have changed from Sep'2022 onwards.â„šī¸

BSE Announcements AI Summary

Direct from BSE filings, auto-summarised

Moody's Reaffirms ICICI Bank's Baa3 Ratings with Stable Outlook, Cites Strong Solvency and Funding

2nd December 2025, 6:12 PM

ICICI Bank Allots 714,457 Equity Shares Under ESOP Scheme

2nd December 2025, 11:41 AM

RBI Approves ICICI Bank's Acquisition of ICICI Prudential Pension Funds from ICICI Pru Life

28th November 2025, 10:03 PM

ICICI Bank Allots ₹39,450 Million Tier 2 Bonds with 'AAA' Ratings

28th November 2025, 7:24 PM

ICICI Bank Receives RBI Approval to Acquire 100% Stake in ICICI Pension Funds Management

28th November 2025, 4:39 PM

Published by Other Websites

External media mentions & references

Corporates usually wait for RBI rate decision before bond offers. Not this time

5th December 2025, 12:34 AM

Stock Market Highlights, Dec 4: Sensex halts 4-day losing streak, jumps 158 pts; Nifty at 26033 - Top gainers, losers

4th December 2025, 1:10 PM

Sensex, Nifty recover to end higher as IT stocks lift markets

4th December 2025, 11:31 AM

Top travel credit cards with zero or low forex markup for your winter holidays

4th December 2025, 6:30 AM

Stock markets drop for 4th session amid FII outflows

4th December 2025, 2:13 AM

News Articles

Editorial & research coverage

Corporates usually wait for RBI rate decision before bond offers. Not this time
Corporates usually wait for RBI rate decision before bond offers. Not this time

5th December 2025, 12:34 AM

Sensex, Nifty recover to end higher as IT stocks lift markets
Sensex, Nifty recover to end higher as IT stocks lift markets

4th December 2025, 11:31 AM

Hindujas looking for strategic partner in IndusInd Bank, but will not dilute stake
Hindujas looking for strategic partner in IndusInd Bank, but will not dilute stake

3rd December 2025, 7:07 PM

Sensex, Nifty extend losses for fourth day amid FII selling and profit booking
Sensex, Nifty extend losses for fourth day amid FII selling and profit booking

3rd December 2025, 10:53 AM

Top Gainers and Losers Today, 03 December 2025: Wipro Ltd, Tata Consultancy Services Ltd lead gains; Tata Consumer Products Ltd, Max Healthcare Institute Ltd among top losers
Top Gainers and Losers Today, 03 December 2025: Wipro Ltd, Tata Consultancy Services Ltd lead gains; Tata Consumer Products Ltd, Max Healthcare Institute Ltd among top losers

3rd December 2025, 8:42 AM

Documents

Announcements

Announcement under Regulation 30 (LODR)-Credit Rating

17h - Moody's affirms ICICI Bank's Baa3 ratings with stable outlook on Dec 2, 2025.

Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPS

24h - Allotment of 714,457 equity shares of FV Rs. 2 each under ICICI Bank Employees Stock Option Scheme 2000.

Disclosure Under Regulation 30 Read With Para A Of Part A Of Schedule III Of The SEBI (LODR) Regulations, 2015

28 Nov - Allotted ₹39,450 million Tier-2 Basel III bonds (15-year, 7.40% coupon), deemed allotment Nov 28, 2025.

Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations, 2015

28 Nov - RBI approved ICICI Bank's 100% acquisition of ICICI PFM on Nov 27, 2025; subject to PFRDA clearance.

Disclosure Under Regulation 30 Read With Para A Of Schedule III And Regulation 46(2) Of The SEBI (LODR) Regulations, 2015

26 Nov - ICICI Bank: Macquarie foreign investor trip on Dec 02, 2025 (in-person).

Annual Reports

Financial Year 2025

(from bse)

Financial Year 2024

(from bse)

Financial Year 2023

(from bse)

Financial Year 2022

(from bse)

Financial Year 2021

(from bse)

Financial Year 2020

(from bse)

Financial Year 2019

(from bse)

Financial Year 2018

(from bse)

Financial Year 2017

(from bse)

Financial Year 2016

(from bse)

Financial Year 2015

(from bse)

Financial Year 2014

(from bse)

Financial Year 2013

(from bse)

Financial Year 2012

(from bse)

Financial Year 2011

(from bse)

Credit Ratings

Rating update

19 Nov from crisil

Rating update

30 Oct from icra

Rating update

24 Oct from care

Rating update

19 Nov 2024 from crisil

Rating update

30 Oct 2024 from icra

Rating update

25 Oct 2024 from care

Concalls

Oct 2025

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