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Bank of Baroda is engaged in providing various services, such as personal banking, corporate banking, international banking, small and medium enterprise (SME) banking, rural banking, non-resident Indian (NRI) services and treasury services.(Source : Company Web-site)
Market PositionThe bank is among India’s top five banks by asset size and total deposits with a6% market shareas of FY24.[1]
| S.No. | Name | Current Price (Rs.) | Price to Earning | Market Capitalization (Rs.Cr.) | Dividend yield (%) | Net Profit latest quarter (Rs.Cr.) | YOY Quarterly profit growth (%) | Sales latest quarter (Rs.Cr.) | YOY Quarterly sales growth (%) | Return on capital employed (%) | Sales (Rs.Cr.) | OPM (%) | Profit after tax (Rs.Cr.) | Profit after tax latest quarter (Rs.Cr.) | Price to book value | Return on assets (%) | Debt to equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | SBI | 949.85 | 11.16 | 876770.23 | 1.63 | 21860.59 | -4.25 | 128040.50 | 5.78 | 6.47 | 505419.84 | 46.36 | 78596.36 | 18941.27 | 1.58 | 1.15 | 11.08 |
| 2. | Bank of Baroda | 286.65 | 7.71 | 148237.20 | 2.82 | 4809.39 | -8.18 | 31510.81 | 4.07 | 6.24 | 124626.65 | 70.14 | 19235.82 | 4809.39 | 1.03 | 1.16 | 11.12 |
| 3. | Punjab Natl.Bank | 119.55 | 8.14 | 137398.25 | 2.34 | 5120.59 | 8.72 | 32512.76 | 6.78 | 6.32 | 129502.98 | 73.64 | 17035.45 | 5125.28 | 1.00 | 1.07 | 12.22 |
| 4. | Canara Bank | 145.35 | 6.90 | 131841.88 | 2.71 | 4896.43 | 15.81 | 32071.97 | 6.26 | 6.79 | 125841.25 | 60.85 | 19140.98 | 4850.03 | 1.18 | 1.08 | 14.05 |
| 5. | Union Bank (I) | 150.80 | 6.21 | 115114.79 | 3.23 | 4425.95 | -6.84 | 26664.81 | -0.82 | 6.72 | 109143.51 | 67.32 | 18488.14 | 4425.95 | 0.92 | 1.24 | 10.38 |
| 6. | Indian Bank | 805.70 | 9.22 | 108524.92 | 1.92 | 3108.63 | 11.01 | 16628.28 | 8.19 | 6.38 | 64543.17 | 68.72 | 11785.54 | 3107.97 | 1.47 | 1.35 | 10.65 |
| 7. | I O B | 38.03 | 17.14 | 73232.76 | 0.00 | 1226.42 | 57.81 | 7848.79 | 14.57 | 5.95 | 29979.65 | 61.94 | 4262.19 | 1226.42 | 2.11 | 0.89 | 11.07 |
| – | Median: 12 Co. | 129.5 | 7.93 | 90878.84 | 2.13 | 2842.11 | 9.87 | 17574.88 | 6.68 | 6.21 | 69163.76 | 64.72 | 10902.75 | 2842.33 | 1.17 | 1.08 | 11.07 |
Standalone figures in ₹ crores
| Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 7,597 | 8,542 | 8,339 | 8,441 | 9,143 | 7,563 | 9,180 | 7,937 | 9,662 | 8,604 | 9,649 | 9,840 | 9,125 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 1,826 | 3,552 | 3,466 | 3,322 | 4,171 | 2,810 | 4,191 | 2,487 | 5,166 | 3,769 | 4,735 | 4,675 | 3,515 |
Profit before tax | 4,403 | 5,828 | 6,652 | 5,878 | 5,859 | 6,349 | 6,804 | 6,151 | 7,141 | 6,582 | 6,581 | 6,270 | 6,343 |
Tax % | 25% | 34% | 28% | 31% | 27% | 28% | 28% | 28% | 27% | 27% | 23% | 28% | 24% |
Net Profit | 3,313 | 3,853 | 4,775 | 4,070 | 4,253 | 4,579 | 4,886 | 4,458 | 5,238 | 4,837 | 5,048 | 4,541 | 4,809 |
EPS in Rs | 6.41 | 7.45 | 9.23 | 7.87 | 8.22 | 8.86 | 9.45 | 8.62 | 10.13 | 9.35 | 9.76 | 8.78 | 9.30 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Sales | – | – | – | – | – | – | – | – | – | – | – | – | – |
Expenses | 10,586 | 11,828 | 23,935 | 17,287 | 23,989 | 23,166 | 37,911 | 34,872 | 33,329 | 29,700 | 32,708 | 34,459 | 37,218 |
Operating Profit | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Income | 4,463 | 4,402 | 4,999 | 6,758 | 6,657 | 6,294 | 10,317 | 12,934 | 11,484 | 10,026 | 14,495 | 16,647 | 16,693 |
Interest | 26,974 | 29,776 | 31,321 | 28,687 | 28,127 | 31,290 | 48,532 | 41,686 | 37,259 | 48,233 | 67,884 | 75,783 | 78,327 |
Depreciation | 345 | 340 | 501 | 511 | 863 | 910 | 1,660 | 1,315 | 1,390 | 1,955 | 1,620 | 1,393 | 0 |
Profit before tax | 5,497 | 5,421 | -6,698 | 2,473 | -2,673 | 698 | -1,802 | 5,556 | 9,386 | 19,727 | 24,890 | 26,454 | 25,776 |
Net Profit | 4,541 | 3,398 | -5,396 | 1,383 | -2,432 | 434 | 546 | 829 | 7,272 | 14,110 | 17,789 | 19,581 | 19,236 |
EPS in Rs | 21.15 | 15.37 | -23.42 | 6.00 | -9.19 | 1.64 | 1.18 | 1.60 | 14.06 | 27.28 | 34.40 | 37.86 | 37.19 |
Dividend Payout % | 20% | 21% | 0% | 20% | 0% | 0% | 0% | 0% | 20% | 20% | 22% | 22% | – |
Standalone figures in ₹ crores
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Equity Capital | 431 | 444 | 462 | 462 | 530 | 530 | 925 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 |
Reserves | 35,555 | 39,392 | 39,737 | 39,841 | 42,864 | 50,453 | 70,931 | 76,010 | 84,874 | 97,187 | 111,188 | 135,890 | 145,960 |
Borrowings | – | – | – | – | – | – | – | – | – | – | – | – | – |
Other Liabilities | 17,811 | 22,329 | 23,668 | 22,286 | 22,718 | 24,113 | 47,006 | 44,474 | 42,252 | 54,740 | 44,035 | 48,571 | 45,457 |
Total Liabilities | 659,505 | 714,989 | 671,376 | 694,875 | 720,000 | 780,987 | 1,157,916 | 1,155,365 | 1,278,000 | 1,458,562 | 1,585,797 | 1,781,247 | 1,826,400 |
Fixed Assets | 2,734 | 2,875 | 6,254 | 5,758 | 5,367 | 6,990 | 8,889 | 8,016 | 9,922 | 8,707 | 7,913 | 12,376 | 12,072 |
Gross Block | 6,058.07 | 6,541.49 | 10,494.77 | 10,955.25 | 11,401.63 | 13,810.57 | 19,877.48 | 20,031.23 | 23,229.22 | 23,856.24 | 24,495.99 | 29,373.59 | – |
Accumulated Depreciation | 3,323.95 | 3,666.64 | 4,240.99 | 5,196.88 | 6,034.24 | 6,820.27 | 10,988.19 | 12,014.98 | 13,307.32 | 15,149.66 | 16,583.44 | 16,997.33 | – |
CWIP | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments | 116,113 | 116,812 | 120,451 | 129,631 | 163,185 | 182,298 | 274,615 | 261,220 | 315,795 | 362,485 | 369,817 | 385,398 | 387,690 |
Other Assets | 540,658 | 595,301 | 544,672 | 559,487 | 551,448 | 591,699 | 874,412 | 886,128 | 952,283 | 1,087,370 | 1,208,068 | 1,383,473 | 1,426,638 |
Total Assets | 659,505 | 714,989 | 671,376 | 694,875 | 720,000 | 780,987 | 1,157,916 | 1,155,365 | 1,278,000 | 1,458,562 | 1,585,797 | 1,781,247 | 1,826,400 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operating Activity | 41,016 | 18,021 | -9,842 | 17,194 | -61,088 | -4,120 | 17,941 | -4,609 | 7,529 | -19,747 | -5,457 | 28,020 |
Cash from Investing Activity | -689 | -539 | -3,995 | -426 | -563 | -3,957 | 141 | -269 | -3,967 | -1,563 | -574 | -855 |
Cash from Financing Activity | 5,151 | -6 | -616 | -198 | 4,079 | 4,409 | 14,590 | 3,390 | -1,319 | -5,642 | 5,452 | 3,560 |
Net Cash Flow | 45,479 | 17,475 | -14,453 | 16,570 | -57,573 | -3,668 | 32,672 | -1,488 | 2,242 | -26,952 | -579 | 30,725 |
Standalone Figures in ₹ Crores / Yearly
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
Debtor Days | – | – | – | – | – | – | – | – | – | – | – | – |
Inventory Days | – | – | – | – | – | – | – | – | – | – | – | – |
Days Payable | – | – | – | – | – | – | – | – | – | – | – | – |
Cash Conversion Cycle | – | – | – | – | – | – | – | – | – | – | – | – |
Working Capital Days | – | – | – | – | – | – | – | – | – | – | – | – |
ROCE % | – | – | – | – | – | – | – | – | – | – | – | – |
Direct from BSE filings, auto-summarised
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