Bank of Baroda is engaged in providing various services, such as personal banking, corporate banking, international banking, small and medium enterprise (SME) banking, rural banking, non-resident Indian (NRI) services and treasury services.(Source : Company Web-site)
| S.No. | Name | Current Price (Rs.) | Price to Earning | Market Capitalization (Rs.Cr.) | Dividend yield (%) | Net Profit latest quarter (Rs.Cr.) | YOY Quarterly profit growth (%) | Sales latest quarter (Rs.Cr.) | YOY Quarterly sales growth (%) | Return on capital employed (%) | Sales (Rs.Cr.) | OPM (%) | Profit after tax (Rs.Cr.) | Profit after tax latest quarter (Rs.Cr.) | Price to book value | Return on assets (%) | Debt to equity |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1. | SBI | 1028.35 | 12.08 | 949230.56 | 1.55 | 21860.59 | -4.25 | 128040.50 | 5.78 | 6.47 | 505419.84 | 46.36 | 78596.36 | 18941.27 | 1.67 | 1.15 | 11.08 |
| 2. | Bank of Baroda | 307.70 | 8.27 | 159122.81 | 2.71 | 4809.39 | -8.18 | 31510.81 | 4.07 | 6.24 | 124626.65 | 70.14 | 19235.82 | 4809.39 | 1.08 | 1.16 | 11.12 |
| 3. | Punjab Natl.Bank | 128.68 | 8.68 | 147891.19 | 2.25 | 5120.59 | 8.72 | 32512.76 | 6.78 | 6.32 | 129502.98 | 73.64 | 17035.45 | 5125.28 | 1.04 | 1.07 | 12.22 |
| 4. | Canara Bank | 153.89 | 7.29 | 139588.25 | 2.60 | 4896.43 | 15.81 | 32071.97 | 6.26 | 6.79 | 125841.25 | 60.85 | 19140.98 | 4850.03 | 1.21 | 1.08 | 14.05 |
| 5. | Union Bank (I) | 179.27 | 7.23 | 136847.65 | 2.65 | 5072.69 | 9.73 | 26819.18 | 0.37 | 6.72 | 108368.24 | 67.18 | 18937.80 | 5072.69 | 1.04 | 1.24 | 9.95 |
| 6. | Indian Bank | 846.40 | 9.67 | 114007.03 | 1.92 | 3108.63 | 11.01 | 16628.28 | 8.19 | 6.38 | 64543.17 | 68.72 | 11785.54 | 3107.97 | 1.48 | 1.35 | 10.65 |
| 7. | Bank of India | 152.87 | 6.95 | 69596.63 | 2.65 | 2575.58 | 6.42 | 18521.48 | 6.04 | 6.17 | 73784.35 | 71.83 | 10019.95 | 2576.69 | 0.83 | 0.94 | 11.67 |
Figures in Cr.
| Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Sales
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
YOY Sales Growth %
|
27.34% | 31.05% | 42.28% | 40.23% | 31.09% | 21.52% | 14.41% | 11.57% | 8.67% | 8.05% | 5.18% | 4.94% | 4.07% |
|
Expenses
|
7,597 | 8,542 | 8,339 | 8,441 | 9,143 | 7,563 | 9,180 | 7,937 | 9,662 | 8,604 | 9,649 | 9,840 | 9,125 |
|
Material Cost %
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Employee Cost %
|
14.98% | 14.22% | 14.62% | 14.14% | 13.3% | 13.31% | 15.37% | 13.55% | 13.34% | 13.61% | 13.97% | 13.85% | 12.89% |
|
Operating Profit
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
OPM %
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other Income
|
1,826 | 3,552 | 3,466 | 3,322 | 4,171 | 2,810 | 4,191 | 2,487 | 5,166 | 3,769 | 4,735 | 4,675 | 3,515 |
|
Exceptional items
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other income normal
|
1,826 | 3,552 | 3,466 | 3,322 | 4,171 | 2,810 | 4,191 | 2,487 | 5,166 | 3,769 | 4,735 | 4,675 | 3,515 |
|
Interest
|
11,080 | 12,722 | 14,332 | 15,559 | 17,031 | 17,504 | 17,791 | 18,029 | 18,641 | 19,491 | 19,622 | 19,657 | 19,557 |
|
Depreciation
|
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
|
Profit before tax
|
4,403 | 5,828 | 6,652 | 5,878 | 5,859 | 6,349 | 6,804 | 6,151 | 7,141 | 6,582 | 6,581 | 6,270 | 6,343 |
|
Tax %
|
25% | 34% | 28% | 31% | 27% | 28% | 28% | 28% | 27% | 27% | 23% | 28% | 24% |
|
Net Profit
|
3,313 | 3,853 | 4,775 | 4,070 | 4,253 | 4,579 | 4,886 | 4,458 | 5,238 | 4,837 | 5,048 | 4,541 | 4,809 |
|
EPS in Rs
|
6.41 | 7.45 | 9.23 | 7.87 | 8.22 | 8.86 | 9.45 | 8.62 | 10.13 | 9.35 | 9.76 | 8.78 | 9.3 |
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Sales
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Sales Growth %
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Expenses
|
10,586 | 11,828 | 23,935 | 17,287 | 23,989 | 23,166 | 37,911 | 34,872 | 33,329 | 29,700 | 32,708 | 34,459 | 37,218 |
|
Material Cost %
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Raw material cost
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Change in inventory
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Manufacturing Cost %
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Employee Cost %
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other Cost %
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Operating Profit
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
OPM %
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other Income
|
4,463 | 4,402 | 4,999 | 6,758 | 6,657 | 6,294 | 10,317 | 12,934 | 11,484 | 10,026 | 14,495 | 16,647 | 16,693 |
|
Exceptional items
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other income normal
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Interest
|
26,974 | 29,776 | 31,321 | 28,687 | 28,127 | 31,290 | 48,532 | 41,686 | 37,259 | 48,233 | 67,884 | 75,783 | 78,327 |
|
Depreciation
|
345 | 340 | 501 | 511 | 863 | 910 | 1,660 | 1,315 | 1,390 | 1,955 | 1,620 | 1,393 | 0 |
|
Profit before tax
|
5,497 | 5,421 | -6,698 | 2,473 | -2,673 | 698 | -1,802 | 5,556 | 9,386 | 19,727 | 24,890 | 26,454 | 25,776 |
|
Tax %
|
17% | 37% | -19% | 44% | -9% | 38% | -130% | 85% | 23% | 28% | 29% | 26% | — |
|
Net Profit
|
4,541 | 3,398 | -5,396 | 1,383 | -2,432 | 434 | 546 | 829 | 7,272 | 14,110 | 17,789 | 19,581 | 19,236 |
|
Exceptional items AT
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Profit excl Excep
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Profit for PE
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Profit for EPS
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
EPS in Rs
|
21.15 | 15.37 | -23.42 | 6 | -9.19 | 1.64 | 1.18 | 1.6 | 14.06 | 27.28 | 34.4 | 37.86 | 37.19 |
|
Dividend Payout %
|
20% | 21% | 0% | 20% | 0% | 0% | 0% | 0% | 20% | 20% | 22% | 22% | — |
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Sep 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Equity Capital
|
431 | 444 | 462 | 462 | 530 | 530 | 925 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 | 1,036 |
|
Reserves
|
35,555 | 39,392 | 39,737 | 39,841 | 42,864 | 50,453 | 70,931 | 76,010 | 84,874 | 97,187 | 1,11,188 | 1,35,890 | 1,45,960 |
|
Borrowings
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Long term Borrowings
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Short term Borrowings
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Lease Liabilities
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other Borrowings
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other Liabilities
|
17,811 | 22,329 | 23,668 | 22,286 | 22,718 | 24,113 | 47,006 | 44,474 | 42,252 | 54,740 | 44,035 | 48,571 | 45,457 |
|
Trade Payables
|
1,557 | 2,134 | 1,676 | 2,140 | 1,995 | 1,890 | 2,122 | 2,659 | 3,979 | 4,059 | 3,822 | 3,665 | 0 |
|
Advance from Customers
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other liability items
|
16,254 | 20,196 | 21,992 | 20,145 | 20,723 | 22,223 | 44,883 | 41,815 | 38,273 | 50,681 | 40,213 | 44,906 | 45,457 |
|
Total Liabilities
|
6,59,505 | 7,14,989 | 6,71,376 | 6,94,875 | 7,20,000 | 7,80,987 | 11,57,916 | 11,55,365 | 12,78,000 | 14,58,562 | 15,85,797 | 17,81,247 | 18,26,400 |
|
Fixed Assets
|
2,734 | 2,875 | 6,254 | 5,758 | 5,367 | 6,990 | 8,889 | 8,016 | 9,922 | 8,707 | 7,913 | 12,376 | 12,072 |
|
Land
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Building
|
2,804.67 | 2,887.52 | 6,229.4 | 6,294.39 | 6,349.12 | 8,284.72 | 11,970.41 | 11,706.58 | 14,177.86 | 14,153.08 | 14,442.69 | 19,511.29 | — |
|
Plant Machinery
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Equipments
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Furniture & fittings
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Vehicles
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Intangible Assets
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other fixed assets
|
3,253.4 | 3,653.97 | 4,265.37 | 4,660.86 | 5,052.51 | 5,525.85 | 7,907.07 | 8,324.65 | 9,051.36 | 9,703.16 | 10,053.3 | 9,862.3 | — |
|
Gross Block
|
6,058.07 | 6,541.49 | 10,494.77 | 10,955.25 | 11,401.63 | 13,810.57 | 19,877.48 | 20,031.23 | 23,229.22 | 23,856.24 | 24,495.99 | 29,373.59 | — |
|
Accumulated Depreciation
|
3,323.95 | 3,666.64 | 4,240.99 | 5,196.88 | 6,034.24 | 6,820.27 | 10,988.19 | 12,014.98 | 13,307.32 | 15,149.66 | 16,583.44 | 16,997.33 | — |
|
CWIP
|
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
|
Investments
|
1,16,113 | 1,16,812 | 1,20,451 | 1,29,631 | 1,63,185 | 1,82,298 | 2,74,615 | 2,61,220 | 3,15,795 | 3,62,485 | 3,69,817 | 3,85,398 | 3,87,690 |
|
Other Assets
|
5,40,658 | 5,95,301 | 5,44,672 | 5,59,487 | 5,51,448 | 5,91,699 | 8,74,412 | 8,86,128 | 9,52,283 | 10,87,370 | 12,08,068 | 13,83,473 | 14,26,638 |
|
Inventories
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Trade receivables
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Receivables under 6m
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Receivables over 6m
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Prow for Doubtful
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Cash Equivalents
|
16,411 | 19,225 | 17,916 | 19,825 | 19,675 | 23,325 | 27,884 | 34,663 | 66,745 | 51,088 | 50,902 | 52,177 | 49,950 |
|
Loans & Advances
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Other Assets items
|
— | — | — | — | — | — | — | — | — | — | — | — | — |
|
Total Assets
|
6,59,505 | 7,14,989 | 6,71,376 | 6,94,875 | 7,20,000 | 7,80,987 | 11,57,916 | 11,55,365 | 12,78,000 | 14,58,562 | 15,85,797 | 17,81,247 | 18,26,400 |
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Cash from Operating Activity
|
41,016 | 18,021 | -9,842 | 17,194 | -61,088 | -4,120 | 17,941 | -4,609 | 7,529 | -19,747 | -5,457 | 28,020 |
|
Profit from operations
|
10,597 | 11,373 | 10,444 | 12,488 | 13,853 | 15,415 | 22,127 | 24,203 | 25,543 | 30,455 | 34,251 | 36,665 |
|
Receivables
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Inventory
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Payables
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Loans Advances
|
-71,788 | -35,056 | 30,529 | -7,169 | -58,384 | -53,579 | -55,142 | -28,716 | -85,671 | -1,68,194 | -1,31,254 | -1,48,947 |
|
Other WC items
|
911 | 4,333 | -3,455 | -4,195 | -5,780 | 4,413 | 4,887 | -1,508 | 7,313 | 12,546 | 1,089 | 4,978 |
|
Working capital changes
|
32,827 | 9,400 | -21,783 | 3,293 | -76,150 | -15,395 | -21,152 | -23,685 | -17,272 | -44,835 | -31,762 | 606 |
|
Direct taxes
|
-2,408 | -2,752 | 1,497 | 1,414 | 1,209 | -4,139 | -45 | -5,127 | -742 | -5,367 | -7,946 | -9,251 |
|
Cash from Investing Activity
|
-689 | -539 | -3,995 | -426 | -563 | -3,957 | 141 | -269 | -3,967 | -1,563 | -574 | -855 |
|
Fixed assets purchased
|
-727 | -608 | -4,017 | -732 | -575 | -2,617 | -3,247 | -2,683 | -3,405 | -903 | -1,039 | -1,145 |
|
Fixed assets sold
|
37 | 68 | 37 | 276 | 172 | 99 | 3,149 | 2,335 | 113 | 174 | 220 | 384 |
|
Investments purchased
|
-40 | -36 | -61 | -21 | -294 | -1,593 | 0 | 0 | 0 | 0 | 0 | 0 |
|
Investments sold
|
0 | 0 | 0 | 0 | 0 | 0 | 141 | 0 | 0 | 0 | 0 | 0 |
|
Interest received
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Redeemp Cnce of Shares
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Acquisition of companies
|
0 | 0 | 0 | 0 | 0 | 0 | 0 | -53 | -865 | -1,122 | 0 | -342 |
|
Other investing items
|
0 | 0 | 0 | 0 | 0 | 0 | -2 | 0 | 0 | 0 | 0 | 0 |
|
Cash from Financing Activity
|
5,151 | -6 | -616 | -198 | 4,079 | 4,409 | 14,590 | 3,390 | -1,319 | -5,642 | 5,452 | 3,560 |
|
Redemption of debentures
|
0 | 0 | 0 | 0 | 0 | 0 | 0 | -1,915 | -1,958 | -1,852 | -1,754 | -2,691 |
|
Proceeds from borrowings
|
0 | 0 | 0 | 0 | 0 | 554 | 8,110 | 819 | 639 | 0 | 10,051 | 10,181 |
|
Repayment of borrowings
|
0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -2,324 | 0 | 0 |
|
Interest paid fin
|
-1,002 | -1,154 | -1,174 | -1,131 | -1,187 | -1,187 | -1,674 | 0 | 0 | 0 | 0 | 0 |
|
Dividends paid
|
-1,060 | -1,084 | -852 | 0 | 0 | 0 | 0 | 0 | 0 | -1,466 | -2,844 | -3,930 |
|
Financial liabilities
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Other financing items
|
0 | 971 | -376 | 932 | -109 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
|
Net Cash Flow
|
45,479 | 17,475 | -14,453 | 16,570 | -57,573 | -3,668 | 32,672 | -1,488 | 2,242 | -26,952 | -579 | 30,725 |
| Mar 2014 | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
|
Debtor Days
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Inventory Days
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Days Payable
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Cash Conversion Cycle
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
Working Capital Days
|
— | — | — | — | — | — | — | — | — | — | — | — |
|
ROCE %
|
— | — | — | — | — | — | — | — | — | — | — | — |
Direct from BSE filings, AI summarised
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Editorial & research coverage