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Upsurge Investment & Finance Ltd

₹ 71.8-2.91%
14 Jan – close price
🔗upsurgeinvestment.com•BSE: 531390•NSE:
Market Cap₹ 144 Cr.
Current Price₹ 71.8
High / Low₹ 162
Stock P/E13.5
Book Value₹ 56.0
Dividend Yield0.70 %
ROCE25.6 %
ROE20.4 %
Face Value₹ 10.0
Sales₹ 99.7 Cr.
OPM12.7 %
Mar Cap₹ 144 Cr.

ABOUT

Incorporated in 1996, Upsurge Investment and Finance Ltd is in the business segment of fund based financing activity[1]

KEY POINTS

Business Overview:[1][2]UIFL is a Non Systematically Important non Deposit Taking Non Banking Finance Company which provides corporate financing and funding advisory, capital-growing and managerial services from seed funding to initial public offerings (IPOs) to small and mid-size enterprises

Also present in buckets:
Red Flags And Poor Performance

Peer Comparision

S.No.NameCurrent Price (Rs.)Price to EarningMarket Capitalization (Rs.Cr.)Dividend yield (%)Net Profit latest quarter (Rs.Cr.)YOY Quarterly profit growth (%)Sales latest quarter (Rs.Cr.)YOY Quarterly sales growth (%)Return on capital employed (%)Sales (Rs.Cr.)OPM (%)Profit after tax (Rs.Cr.)Profit after tax latest quarter (Rs.Cr.)Price to book valueReturn on assets (%)Debt to equity
1.Bajaj Finance945.9532.16588615.670.474947.7621.8920178.9018.0611.3576194.7468.4818301.084875.365.703.993.85
2.Shriram Finance981.1021.07184592.821.012314.1612.2211912.4418.0710.9545601.3072.598760.032314.223.053.043.87
3.Muthoot Finance3938.1021.65158102.300.662411.6590.367282.7947.7613.1924544.4075.967303.692420.634.824.673.76
4.Tata Capital354.9040.94150650.400.001118.972.017737.187.699.5828323.8571.643658.331097.32–1.725.88
5.Cholaman.Inv.&Fn1689.5030.70142596.700.121159.6119.827491.3819.7610.3428536.7369.184645.191159.615.482.387.23
6.SBI Cards846.5041.9980551.030.30444.779.984960.9812.2110.4019130.5427.491918.14444.775.453.103.33
7.L&T Finance Ltd295.8027.4474038.060.93734.885.644335.757.878.7116715.8260.772698.51734.842.812.373.72
8.Upsurge Invest.71.8213.48144.150.700.94-89.9922.88-41.9325.5899.6612.7410.690.941.2819.530.23
–Median: 95 Co.129.621.52504.730.07.3411.9245.0712.799.02168.0857.6418.086.371.973.040.78

Quarterly Results

Standalone figures in ₹ crores

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Sales
11.816.144.4311.009.7016.8320.5419.4839.4017.7036.5922.4922.88
Expenses
9.066.847.857.256.4913.7717.2213.7327.5215.5936.4413.2221.71
Operating Profit
2.75-0.70-3.423.753.213.063.325.7511.882.110.159.271.17
Other Income
0.000.000.000.000.000.000.000.000.000.000.511.690.00
Profit before tax
2.72-0.75-3.503.713.173.023.285.6911.811.760.4710.900.93
Tax %
20.22%16.00%-20.00%7.82%17.35%17.88%16.46%21.09%20.49%0.00%34.04%29.63%0.00%
Net Profit
2.17-0.87-2.803.422.622.492.744.499.391.760.317.680.94
EPS in Rs
1.43-0.57-1.852.261.731.641.812.964.680.880.153.830.47

Profit & Loss

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales
1028141340262328383358113100
Expenses
9281413362427192732459387
Operating Profit
000142-410111132013
Other Income
0000000000012
Interest
0000000000011
Depreciation
0000000000000
Profit before tax
000141-410111132014
Net Profit
000131-4990111611
EPS in Rs
0.070.090.130.342.010.76-2.685.996.160.337.437.955.33
Dividend Payout %
0%0%0%0%25%0%0%0%8%152%7%6%–

Compounded Sales Growth

10 Years:15%
5 Years:38%
3 Years:44%
TTM:4%

Compounded Profit Growth

10 Years:61%
5 Years:42%
3 Years:19%
TTM:-44%

Stock Price CAGR

10 Years:9%
5 Years:29%
3 Years:15%
1 Year:-54%

Return on Equity

10 Years:14%
5 Years:21%
3 Years:18%
Last Year:20%

Balance Sheet

Standalone figures in ₹ crores

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital
15151515151515151515152020
Reserves
66671095142222338592
Borrowings
04015134223026
Other Liabilities
0000000002221
Total Liabilities
2125222330242233394252107140
Fixed Assets
0000000000000
Gross Block
0.340.380.380.380.330.200.200.210.370.370.370.38–
Accumulated Depreciation
0.130.160.200.230.250.150.170.180.140.170.200.23–
CWIP
00000000007510
Investments
222257611312143235
Other Assets
19232021251716223630327094
Total Assets
2125222330242233394252107140

Cash Flows

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity
0-3-264-442-1510-2-26
Cash from Investing Activity
0-000-3-3-2318-91-16
Cash from Financing Activity
000-0-0-100-1-1-141
Net Cash Flow
0-3-262-82530-2-1

Ratios

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days
2133052405000
Inventory Days
32912823816771998411412517211286
Days Payable
00070000030120
Cash Conversion Cycle
331141240160771018811413014310085
Working Capital Days
43418241230589855773821297470
ROCE %
0%1%2%3%15%6%-17%35%30%3%29%26%

Shareholding Pattern

Numbers in percentages

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters
49.86%54.40%54.40%54.40%57.15%59.01%59.01%50.62%50.62%50.62%50.62%50.62%50.62%
FIIs
–––––––––––––
DIIs
0.01%0.01%0.01%0.01%0.01%0.01%0.01%0.00%0.00%0.00%0.00%0.00%0.00%
Public
50.13%45.59%45.60%45.59%42.85%40.97%40.98%49.37%49.37%49.36%49.37%49.37%49.37%

* The classifications might have changed from Sep'2022 onwards.ℹ️

BSE Announcements AI Summary

Direct from BSE filings, auto-summarised

Upsurge Investment & Finance Ltd. Submits SEBI Compliance Certificate for March 2026 Quarter

6th April 2026, 7:37 pm

Upsurge Investment & Finance Closes Trading Window Ahead of Q4 Results

27th March 2026, 11:05 pm

Pratibha Goyal Boosts Promoter Stake in Upsurge Investment & Finance to 14.99% via Warrant Conversion

26th February 2026, 4:24 pm

Dayakrishna Goyal increases stake in Upsurge Investment & Finance to 8.21% via warrant conversion

26th February 2026, 2:55 pm

D.K. Goyal HUF Increases Stake in Upsurge Investment & Finance Ltd via Warrant Conversion

26th February 2026, 2:53 pm

Published by Other Websites

External media mentions & references

Upsurge Investment: Goyal Boosts Stake to 8.21% via Warrant Conversion
Upsurge Investment & Finance: Promoter Ups Stake Via 10 Lakh Warrant Conversion
Upsurge Investment & Finance Ltd. Raises ₹10.13 Cr Via Warrant Conversion
Upsurge Investment & Finance raises ₹10.13 crore via warrant conversion
Upsurge Investment & Finance: HUF Ups Stake to 8.75% Via Warrant Conversion

Documents

Announcements

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018
Closure of Trading Window

26 Dec - Trading window closed from 01 Jan 2026 until 48 hours after audited results for quarter ended 31 Dec 2025.

Announcement under Regulation 30 (LODR)-Resignation of Company Secretary / Compliance Officer

24 Dec - Jitendra Kumar Gupta resigns as Company Secretary and Compliance Officer, effective 31 December 2025.

Announcement under Regulation 30 (LODR)-Newspaper Publication

12 Nov 2025 - Newspaper Cutting of Unaudited Standalone Financial Result for the Quarter ended 30th September 2025

Pursuant To SEBI LODR Regulations 2015,The Board Of The Company At Their Meeting Held Today I.E. 11.11.2025, Inter Alia, Considered And Approved Standalone Unaudited Financial Results Of The Company Of The Quarter Ended 30Th September, 2025 Along With Limited Review Report Thereon (Attached)

11 Nov 2025 - Unaudited standalone financial results for quarter ended 30 Sep 2025, approved by board with limited review report.

Annual Reports

Financial Year 2025

(from bse)

Financial Year 2024

(from bse)

Financial Year 2023

(from bse)

Financial Year 2022

(from bse)

Financial Year 2021

(from bse)

Financial Year 2020

(from bse)

Financial Year 2019

(from bse)

Financial Year 2018

(from bse)

Financial Year 2017

(from bse)

Financial Year 2016

(from bse)

Financial Year 2015

(from bse)

Financial Year 2014

(from bse)

Financial Year 2013

(from bse)

Financial Year 2012

(from bse)

Financial Year 2011

(from bse)

Credit Ratings

No credit ratings.

Concalls

No concalls.

Stock Analysis

Description

  1. Incorporated in 1996, Upsurge Investment and Finance Ltd is in the business segment of fund based financing activity.

Corporate Announcements

6th Apr 26
Impact Rating: 5
Upsurge Investment & Finance Ltd. submitted a SEBI Regulation 74(5) certificate for the March 31, 2026 period. Its Registrar confirmed dematerialization compliance, including cancellation of old share certificates.
27th Mar 26
Impact Rating: 6
Upsurge Investment & Finance Ltd. will close its trading window for 'Connected/Designated Persons' from April 1, 2026, until 48 hours after the declaration of its audited financial results for the quarter and year ended March 31, 2026.
26th Feb 26
Impact Rating: 9
Promoter Pratibha Goyal's holding in Upsurge Investment & Finance Limited rose to 14.99% from 14.06% via warrant conversion, increasing company's equity capital to Rs 21.92 crore.
26th Feb 26
Impact Rating: 7
SEBI disclosure details Dayakrishna Goyal's conversion of 4,00,000 warrants into shares at Upsurge Investment & Finance Ltd. His stake now stands at 18,00,000 shares, representing 8.21% of the applicable voting capital.
26th Feb 26
Impact Rating: 9
D.K. Goyal HUF raised its voting shareholding in Upsurge Investment & Finance Ltd to 8.75% from 7.57% by converting warrants on February 23, 2026, increasing the company's total capital.