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Stock Analysis

Description

Can Fin Homes Limited is a housing finance company registered with NHB, with Canara Bank holding a 29.99% stake. It focuses on providing smaller ticket housing loans to salaried and self-employed individuals.

Key Growth Triggers

Strong performance driven by a 25% YoY increase in net profit to ₹265 Cr and a 10% YoY growth in loan assets to ₹40,693 Cr. Key metrics like NIM (4.14%) and spread (2.93%) have improved, supported by robust liquidity (LCR 332.60%).

Order Book

Currently no data available for Order Book.

Key Red Flags

High Debt-to-Equity ratio of 6.55, although it has shown improvement from previous periods.

Key Dates To Watch

Board meeting held on January 17, 2026, to approve Q3 FY26 results.
Chairman K Satyanarayana Raju stepped down on December 31, 2025.
MD & CEO Suresh S Iyer re-appointed effective March 18, 2026.
Interim dividend of ₹7 per share for FY25-26 declared.

Corporate Announcements

16th Apr 26

Impact Rating: 1

No description available.

15th Apr 26

Impact Rating: 6

Can Fin Homes Limited announced the resignation of its Deputy Managing Director, Shri Vikram Saha, effective April 15, 2026. The reason cited is his transfer by the parent bank, Canara Bank.

7th Apr 26

Impact Rating: -

No description available.

6th Apr 26

Impact Rating: 5

Can Fin Homes Limited has received and submitted a confirmation certificate from its Registrar and Transfer Agent, Integrated Registry Management Services Private Limited, for the quarter ended March 31, 2026.

6th Apr 26

Impact Rating: 6

Can Fin Homes Ltd submitted its Q4 FY26 Commercial Paper utilization certificate. Proceeds were used for working capital needs (onward lending), with total issuance reaching ₹1,000 Crore for the year.

Peer Comparision

S.No.	Name	Current Price (Rs.)	Price to Earning	Market Capitalization (Rs.Cr.)	Dividend yield (%)	Net Profit latest quarter (Rs.Cr.)	YOY Quarterly profit growth (%)	Sales latest quarter (Rs.Cr.)	YOY Quarterly sales growth (%)	Return on capital employed (%)	Sales (Rs.Cr.)	OPM (%)	Profit after tax (Rs.Cr.)	Profit after tax latest quarter (Rs.Cr.)	Price to book value	Return on assets (%)	Debt to equity
1.	Bajaj Housing	92.39	32.60	76957.75	0.00	642.96	17.84	2754.85	14.30	9.55	10327.38	90.96	2360.96	642.96	3.63	2.35	4.44
2.	Piramal Finance.	1901.00	69.46	43113.82	0.00	326.99	150.22	2871.55	21.42	7.73	10150.20	58.14	620.66	407.79	1.57	0.60	2.61
3.	LIC Housing Fin.	533.65	5.31	29334.93	1.87	1349.37	1.62	7179.25	3.48	8.93	28804.92	93.85	5521.36	1349.25	0.76	1.80	7.08
4.	PNB Housing	961.50	11.40	25033.77	0.52	626.49	32.82	2167.91	16.08	9.46	8184.49	93.96	2196.76	626.49	1.39	2.52	3.62
5.	Aadhar Hsg. Fin.	473.10	20.75	20497.14	0.00	266.47	17.12	897.13	17.38	11.42	3375.53	76.35	987.93	266.47	2.97	4.31	2.55
6.	Aptus Value Hou.	270.00	16.04	13524.79	1.67	226.55	24.50	544.04	29.11	15.05	1998.39	84.25	843.33	226.55	2.90	7.42	1.57
7.	Can Fin Homes	919.40	13.29	12242.20	1.31	251.43	18.89	1049.45	9.04	9.34	4054.47	91.95	921.34	251.43	2.24	2.20	6.61
–	Median: 15 Co.	473.1	16.03	11605.48	0.34	226.55	25.0	667.02	15.17	9.55	2527.53	79.6	620.66	226.55	1.91	2.52	2.84

Quarterly Results

Standalone figures in ₹ crores

	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Sales	–	–	–	–	–	–	–	–	–	–	–	–	–
Expenses	50	49	72	54	122	77	70	71	70	78	82	91	75
Operating Profit	–	–	–	–	–	–	–	–	–	–	–	–	–
Other Income	0	0	1	0	0	1	1	0	0	0	1	0	0
Profit before tax	203	205	198	234	198	256	270	255	274	269	279	278	332
Tax %	30%	26%	16%	22%	20%	22%	23%	22%	23%	21%	16%	19%	24%
Net Profit	142	151	166	183	158	200	209	200	211	212	234	224	251
EPS in Rs	10.64	11.38	12.45	13.78	11.87	15.03	15.70	14.99	15.88	15.93	17.57	16.81	18.88

Profit & Loss

Standalone Figures in ₹ Crores / Yearly

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	–	–	–	–	–	–	–	–	–	–	–	–	–
Expenses	46	65	83	95	107	89	158	182	189	205	323	301	326
Operating Profit	–	–	–	–	–	–	–	–	–	–	–	–	–
Other Income	0	1	1	1	4	4	0	0	1	1	1	1	1
Interest	423	611	744	884	981	1,170	1,345	1,209	1,155	1,702	2,232	2,488	2,557
Depreciation	2	4	3	4	3	3	9	10	10	12	13	13	15
Profit before tax	107	137	254	370	431	470	518	618	635	824	958	1,077	1,157
Net Profit	76	86	157	235	286	297	376	456	471	621	751	857	921
EPS in Rs	5.69	6.48	11.80	17.68	21.49	22.29	28.25	34.25	35.38	46.65	56.38	64.37	69.19
Dividend Payout %	18%	22%	17%	11%	9%	9%	7%	6%	8%	8%	11%	19%	–

Balance Sheet

Standalone figures in ₹ crores

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	20	27	27	27	27	27	27	27	27	27	27	27	27
Reserves	432	745	852	1,050	1,460	1,756	2,123	2,583	3,040	3,621	4,317	5,041	5,436
Borrowings	–	–	–	–	–	–	–	–	–	–	–	–	–
Other Liabilities	191	188	433	430	322	67	145	171	230	355	807	849	186
Total Liabilities	5,912	8,334	10,756	13,379	15,730	18,729	21,044	22,074	27,944	33,070	37,014	40,967	41,755
Fixed Assets	8	9	9	10	10	10	38	38	35	45	53	49	48
Gross Block	14.66	19.49	21.99	26.11	28.36	31.19	68.36	75.71	78.39	95.47	109.44	112.85	–
Accumulated Depreciation	6.84	10.21	13.10	15.94	18.79	21.34	30.46	37.89	43.77	50.07	56.82	63.60	–
CWIP	0	0	0	0	0	0	0	0	0	0	0	1	0
Investments	15	15	15	16	16	16	24	50	1,126	1,459	1,459	2,374	2,145
Other Assets	5,889	8,310	10,732	13,352	15,704	18,703	20,981	21,986	26,784	31,566	35,502	38,543	39,562
Total Assets	5,912	8,334	10,756	13,379	15,730	18,729	21,044	22,074	27,944	33,070	37,014	40,967	41,755

Cash Flows

Standalone Figures in ₹ Crores / Yearly

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	114	53	382	-2,356	-2,018	-2,335	-1,842	-851	-3,916	-4,044	225	933
Cash from Investing Activity	-1	-4	-11	-7	-2	-4	-13	-28	-1,380	-327	-170	-785
Cash from Financing Activity	-112	-55	-371	2,363	2,019	2,739	1,826	508	5,299	4,370	-56	-149
Net Cash Flow	1	-6	-0	0	-1	401	-29	-372	2	-1	-1	0

Ratios

Standalone Figures in ₹ Crores / Yearly

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	–	–	–	–	–	–	–	–	–	–	–	–
Inventory Days	–	–	–	–	–	–	–	–	–	–	–	–
Days Payable	–	–	–	–	–	–	–	–	–	–	–	–
Cash Conversion Cycle	–	–	–	–	–	–	–	–	–	–	–	–
Working Capital Days	–	–	–	–	–	–	–	–	–	–	–	–
ROCE %	–	–	–	–	–	–	–	–	–	–	–	–

Shareholding Pattern

Numbers in percentages

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%	29.99%
FIIs	9.95%	10.35%	10.72%	11.36%	11.06%	11.51%	11.53%	11.68%	11.41%	12.14%	12.10%	12.52%	13.24%
DIIs	23.52%	24.97%	27.97%	27.41%	28.46%	27.88%	27.78%	27.51%	28.14%	24.66%	24.53%	23.88%	24.70%
Public	36.53%	34.68%	31.32%	31.23%	30.48%	30.60%	30.71%	30.82%	30.46%	33.20%	33.37%	33.61%	32.07%

BSE Announcements AI Summary

Direct from BSE filings, auto-summarised

Can Fin Homes Board Meeting Scheduled for April 24 2026 to Approve March 31 2026 Results

16th April 2026, 9:45 pm

Can Fin Homes: Deputy Managing Director Shri Vikram Saha Resigns

15th April 2026, 7:53 pm

Can Fin Homes Announces Special Window for Physical Share Transfer Re-lodgement

7th April 2026, 9:58 pm

Can Fin Homes Submits RTA Confirmation for Q4 FY26 Compliance

7th April 2026, 12:39 am

Can Fin Homes Ltd Submits Utilization Certificate for Commercial Paper Proceeds for Q4 FY26

7th April 2026, 12:27 am

Published by Other Websites

External media mentions & references

Telangana Court Orders CVC Probe into Can Fin Homes Hiring Irregularities

16th April 2026, 11:35 am

Jefferies Bets Big on NBFCs: Top Picks Offer Up to 72% Upside

9th April 2026, 4:12 pm

Axis Securities: Top BFSI Stocks to Watch This Q4 Earnings Season

8th April 2026, 9:52 am

Ambit Picks Tata Capital, SHFL Over Bajaj Finance Amid NBFC Sector Shakeup

12th March 2026, 8:18 am

Brokerage Hikes Can Fin Homes Target to ₹1,130 on Solid Q3

21st January 2026, 6:37 pm

News Articles

Editorial & research coverage

Brokerage Hikes Can Fin Homes Target to ₹1,130 on Solid Q3

21st January 2026, 6:37 pm

Can Fin Homes: Prabhudas Lilladher Sees 12% Upside to ₹1015 Target

20th January 2026, 12:38 pm

Havells India: Brokerage Prabhudas Lilladher Recommends 'Accumulate', Sets ₹1634 Target

20th January 2026, 12:38 pm

Indian Markets Trim Gains Amid Mixed Earnings; Key Companies Report

19th January 2026, 6:21 am

Investors Brace for Dividend Bonanza! Key Companies Announce Record Dates This Week - Don't Miss Out!

17th December 2025, 6:29 pm

Documents

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

1d - Earnings call Jan 19, 2026 03:00 PM IST; access changed to audio/video via link.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

13 Jan - Q3 FY26 earnings conference call on Jan 19, 2026 at 03:00 PM IST with MD and CFO.

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation

13 Jan - An Earnings Conference Call (Group Call) has been arranged by M/s Investec Capital Services (India) Private Ltd on Monday, January 19, 2026 at 03:00 pm …

Board Meeting Intimation for Approval Of Unaudited Financial Results

9 Jan - Board meeting Jan 17, 2026 to approve Q3/9M unaudited results; trading window closed Jan 1–19.

Certificate from CEO/CFO

7 Jan - CFO utilization certificate for CPs: Rs500Cr issue maturing 05-03-2026; YTD CPs Rs8,800Cr.