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Stock Analysis

Description

WSFx Global Pay Limited, an RBI Authorized Dealer Category II, operates in the forex and payment solutions sector, offering services like currency exchange, remittances, and prepaid cards through its digital platform and branches.

Key Growth Triggers

Currently no data available for Key Growth Triggers.

Order Book

Currently no data available for Order Book.

Key Red Flags

Currently no data available for Key Red Flags.

Key Dates To Watch

Currently no data available for Key Dates To Watch.

Corporate Announcements

16th Apr 26

Impact Rating: 7

WSFx Global Pay has appointed Ravi Dubey as Sr. Vice President & Head – D2C, effective April 16, 2026. Dubey is a seasoned leader with over 20 years in digital, D2C growth, and e-commerce businesses.

9th Apr 26

Impact Rating: 6/10

WSFx Global Pay Limited announced the launch of its UNI-Z Digital Forex Card, a virtual, multi-currency prepaid solution designed for students to manage pre-admission and pre-travel expenses seamlessly and securely.

25th Mar 26

Impact Rating: 5

WSFx Global Pay Limited will close its trading window from April 1, 2026. This follows SEBI regulations to prevent insider trading, with the window reopening 48 hours post Q4 results declaration.

10th Mar 26

Impact Rating: 6

As per SEBI regulations, WSFx Global Pay Limited is set to expand its operations by opening two new branch offices in Maharashtra. The new offices will be located in Hinjewadi and Thane, with a planned tentative opening date of April 1, 2026.

28th Feb 26

Impact Rating: 5

WSFx Global Pay Limited has informed the stock exchange that Mr. Roshan Dalal, Senior Vice President in charge of Wholesale, Imports & Automation, retired from his services on February 28, 2026.

Peer Comparision

S.No.	Name	Current Price (Rs.)	Price to Earning	Market Capitalization (Rs.Cr.)	Dividend yield (%)	Net Profit latest quarter (Rs.Cr.)	YOY Quarterly profit growth (%)	Sales latest quarter (Rs.Cr.)	YOY Quarterly sales growth (%)	Return on capital employed (%)	Sales (Rs.Cr.)	OPM (%)	Profit after tax (Rs.Cr.)	Profit after tax latest quarter (Rs.Cr.)	Price to book value	Return on assets (%)	Debt to equity
1.	One 97	1342.50	791.74	85919.49	0.00	21.00	149.74	2061.00	24.23	-10.14	7718.30	-1.29	108.52	202.00	5.59	-7.31	0.01
2.	PB Fintech.	1620.00	162.52	75021.57	0.00	134.89	166.15	1613.55	38.24	5.90	5761.03	4.73	461.62	134.86	10.99	4.42	0.05
3.	Pine Labs	236.67	–	27110.31	0.00	5.97	118.65	649.90	17.83	-0.49	2274.27	9.60	-114.13	5.97	–	-1.12	0.23
4.	Infibeam Avenues	15.45	22.61	5351.28	0.00	67.65	50.94	1964.91	93.27	8.65	5475.99	5.74	236.64	66.52	1.04	4.59	0.02
5.	Seshaasai Tech.	268.70	20.17	4339.83	0.00	57.88	-10.91	351.35	-10.98	36.54	1462.21	24.62	222.21	57.88	3.39	20.96	0.26
6.	One Mobikwik	229.75	–	1806.00	0.00	-26.98	-420.62	268.30	-7.34	-13.13	1071.90	-14.94	-163.06	-15.15	3.33	-10.83	0.69
7.	MOS Utility	23.05	38.06	593.40	0.00	9.26	54.33	315.81	2.46	19.20	624.06	4.22	15.59	8.38	6.30	9.41	0.53
8.	WSFX Global	59.29	23.90	74.55	2.53	3.67	16.88	34.96	34.98	18.00	95.27	10.55	3.12	3.67	1.91	4.06	0.26
–	Median: 8 Co.	233.21	31.02	4845.56	0.0	15.13	52.63	500.62	21.03	7.28	1868.24	5.24	62.05	33.13	4.49	4.5	0.24

Quarterly Results

Standalone figures in ₹ crores

	Sep 2022	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025
Sales	13.88	11.20	12.70	12.13	22.59	17.19	18.13	18.74	25.90	20.07	21.80	18.44	34.96
Expenses	12.61	10.48	11.74	11.58	19.87	16.16	17.03	17.34	22.49	18.61	19.87	17.31	29.43
Operating Profit	1.27	0.72	0.96	0.55	2.72	1.03	1.10	1.40	3.41	1.46	1.93	1.13	5.53
Other Income	0.35	0.36	0.37	0.42	0.48	0.44	0.74	0.45	0.55	0.79	0.81	0.61	0.90
Profit before tax	0.94	0.34	0.49	0.12	2.44	0.57	1.00	1.03	3.15	1.16	1.28	0.16	4.87
Tax %	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	246.88%	0.00%	24.44%
Net Profit	0.93	0.34	0.49	0.11	2.44	0.57	1.00	1.03	3.14	1.16	-1.87	0.16	3.67
EPS in Rs	0.80	0.29	0.42	0.10	2.11	0.49	0.84	0.86	2.60	0.95	-1.52	0.13	2.93

Profit & Loss

Standalone Figures in ₹ Crores / Yearly

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	TTM
Sales	38.80	43.36	48.41	44.18	35.68	25.69	38.11	20.99	29.71	47.31	71.66	88.51	95.27
Expenses	32.29	36.58	41.38	39.06	37.73	24.93	36.78	25.98	33.47	43.27	64.47	78.10	85.22
Operating Profit	6.51	6.78	7.03	5.12	-2.05	0.76	1.33	-4.99	-3.76	4.04	7.19	10.41	10.05
Other Income	0.25	0.26	0.04	0.34	41.12	0.97	0.20	-0.30	0.23	0.03	0.46	0.61	3.11
Interest	3.44	4.33	4.70	4.57	3.12	1.27	1.45	0.48	0.88	1.12	0.95	1.25	1.81
Depreciation	0.37	0.62	0.26	0.40	0.61	0.39	0.82	1.20	1.94	2.05	2.58	3.15	3.88
Profit before tax	2.95	2.09	2.11	0.49	35.34	0.07	-0.74	-6.97	-6.35	0.90	4.12	6.62	7.47
Net Profit	3.40	1.52	1.38	0.43	26.81	0.12	-0.52	-5.13	-4.42	1.17	4.12	3.47	3.12
EPS in Rs	2.94	1.31	1.19	0.37	23.17	0.10	-0.45	-4.43	-3.82	1.01	3.47	2.81	2.49
Dividend Payout %	0.00%	0.00%	0.00%	0.00%	18.39%	1,450.00%	-334.62%	0.00%	0.00%	0.00%	28.86%	53.47%	–

Balance Sheet

Standalone figures in ₹ crores

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Sep 2025
Equity Capital	11.60	11.60	11.60	11.60	11.60	11.60	11.60	11.60	11.60	11.60	11.89	12.37	12.56
Reserves	3.33	4.37	5.75	6.05	27.14	27.57	24.91	18.11	13.60	15.86	20.65	23.97	26.34
Borrowings	42.19	24.18	36.02	34.32	15.52	9.75	9.15	10.10	14.71	14.26	4.64	13.94	10.18
Other Liabilities	14.31	12.48	13.27	15.68	9.03	9.62	5.53	6.75	15.35	27.62	37.25	46.43	198.36
Total Liabilities	71.43	52.63	66.64	67.65	63.29	58.54	51.19	46.56	55.26	69.34	74.43	96.71	247.44
Fixed Assets	2.01	1.06	1.25	1.24	1.71	3.27	4.62	6.10	7.75	6.06	6.86	13.39	16.85
Gross Block	5.43	5.01	5.44	2.39	3.11	5.09	7.30	9.63	13.59	11.63	12.71	20.41	–
Accumulated Depreciation	3.43	3.95	4.19	1.15	1.40	1.82	2.67	3.53	5.85	5.57	5.85	7.01	–
CWIP	0.36	0.60	0.83	0.83	2.16	2.82	2.55	0.00	0.00	0.71	1.20	2.78	0.00
Investments	1.27	1.29	5.65	5.43	0.28	0.28	0.27	0.28	0.31	0.35	0.29	0.31	0.21
Other Assets	67.79	49.68	58.91	60.15	59.14	52.17	43.75	40.18	47.20	62.22	66.08	80.23	230.38
Total Assets	71.43	52.63	66.64	67.65	63.29	58.54	51.19	46.56	55.26	69.34	74.43	96.71	247.44

Cash Flows

Standalone Figures in ₹ Crores / Yearly

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Cash from Operating Activity	-5.21	26.76	-0.60	6.07	35.90	3.68	3.13	-8.24	2.98	-4.49	22.21	2.55
Cash from Investing Activity	1.77	-0.85	-4.91	-0.44	3.77	-11.61	0.82	7.32	-2.78	-5.60	-11.56	2.30
Cash from Financing Activity	9.22	-22.22	7.24	-6.27	-27.84	-7.04	-4.14	-1.27	0.68	-0.83	-12.14	-0.88
Net Cash Flow	5.78	3.69	1.73	-0.64	11.84	-14.97	-0.19	-2.19	0.87	-10.91	-1.49	3.97

Ratios

Standalone Figures in ₹ Crores / Yearly

	Mar 2014	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025
Debtor Days	350.42	163.56	177.79	159.95	123.06	156.57	34.38	135.98	129.24	163.71	89.19	98.19
Inventory Days	–	–	–	–	–	–	–	–	–	–	–	–
Days Payable	–	–	–	–	–	–	–	–	–	–	–	–
Cash Conversion Cycle	350.42	163.56	177.79	159.95	123.06	156.57	34.38	135.98	129.24	163.71	89.19	98.19
Working Capital Days	-67.73	-81.99	-108.87	-100.96	-0.31	-7.96	-29.88	118.94	19.66	-1.54	-52.97	-6.85
ROCE %	12.91%	13.20%	14.56%	9.63%	0.56%	2.46%	1.50%	-12.52%	-13.30%	5.15%	12.85%	18.00%

Shareholding Pattern

Numbers in percentages

	Dec 2022	Mar 2023	Jun 2023	Sep 2023	Dec 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025
Promoters	62.43%	62.43%	62.43%	62.43%	62.43%	61.52%	60.11%	59.78%	58.87%	58.55%	58.45%	57.62%	57.45%
FIIs	–	–	–	–	–	–	–	–	–	–	–	–	–
DIIs	–	–	–	–	–	–	–	–	–	–	–	–	–
Public	37.57%	37.57%	37.57%	37.57%	37.57%	38.49%	39.87%	40.22%	41.12%	41.45%	41.55%	42.37%	42.56%