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TCI Finance Ltd

₹ 28.4-4.99%
16 Jan 3:40 p.m. – close price
🔗tcifl.inâ€ĸBSE: 501242â€ĸNSE: TCIFINANCE
Market Cap₹ 36.5 Cr.
Current Price₹ 28.4
High / Low₹ 38.5
Stock P/E10.4
Book Value₹ -58.2
Dividend Yield0.00 %
ROCEnull %
ROEnull %
Face Value₹ 10.0
Sales₹ 0.00 Cr.
OPMnull %
Mar Cap₹ 36.5 Cr.

ABOUT

Incorporated in 1973, TCI Finance is a NBFC registered with the RBI. It offers various financial services like loan against shares, IP Valuation etc.[1]

KEY POINTS

Services offered[1]Loans against Securities, commercial vehicles finance, Patents Trademark & Copyright, IP valuations, Inter Corporate Deposits, Ecommerce Seller Funding and other financial products.

Also present in buckets:
Credit Rating UpdatesCredit Rating UpdatesRed Flags And Poor PerformanceRed Flags And Poor Performance

Peer Comparision

S.No.NameCurrent Price (Rs.)Price to EarningMarket Capitalization (Rs.Cr.)Dividend yield (%)Net Profit latest quarter (Rs.Cr.)YOY Quarterly profit growth (%)Sales latest quarter (Rs.Cr.)YOY Quarterly sales growth (%)Return on capital employed (%)Sales (Rs.Cr.)OPM (%)Profit after tax (Rs.Cr.)Profit after tax latest quarter (Rs.Cr.)Price to book valueReturn on assets (%)Debt to equity
1.Bajaj Finance950.5032.35591447.060.474947.7621.8920178.9018.0611.3576194.7468.4818301.084875.365.823.993.85
2.Shriram Finance995.5521.41187311.550.992314.1612.2211912.4418.0710.9545601.3072.598760.032314.223.123.043.87
3.Muthoot Finance3936.1021.64158021.960.662411.6590.367282.7947.7613.1924544.4075.967303.692420.634.784.673.76
4.Tata Capital358.7541.33152284.730.001118.972.017737.187.699.5828323.8571.643658.331097.32–1.725.88
5.Cholaman.Inv.&Fn1699.2030.87143415.350.121159.6119.827491.3819.7610.3428536.7369.184645.191159.615.532.387.23
6.SBI Cards839.5541.6979889.620.30444.779.984960.9812.2110.4019130.5427.491918.14444.775.403.103.33
7.L&T Finance Ltd296.4027.6474188.420.93734.885.644335.757.878.7116715.8260.772698.51734.842.902.373.72
8.TCI Finance28.3510.4536.480.00-0.385.000.00––0.00–3.49-0.38–19.78–
–Median: 95 Co.138.3521.76497.820.07.3411.9245.0712.798.81168.0857.6418.086.371.943.040.78

Quarterly Results

Standalone figures in ₹ crores

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Sales
0.000.000.000.230.420.000.000.000.000.000.000.000.00
Expenses
0.300.230.240.320.260.310.380.460.410.272.130.420.38
Operating Profit
-0.30-0.23-0.24-0.090.16-0.31-0.38-0.46-0.41-0.27-2.13-0.42-0.38
Other Income
0.000.000.000.000.000.70-0.04-0.040.200.046.660.000.00
Profit before tax
-0.69-0.86-0.40-0.280.020.27-0.49-0.50-0.21-0.234.53-0.42-0.38
Tax %
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%
Net Profit
-0.69-0.86-0.40-0.280.020.27-0.49-0.50-0.21-0.234.53-0.42-0.38
EPS in Rs
-0.54-0.67-0.31-0.220.020.21-0.38-0.39-0.16-0.183.52-0.33-0.30

Profit & Loss

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales
15.5713.4111.2612.3611.7510.294.234.254.530.000.660.070.00
Expenses
1.130.601.111.231.101.8952.589.7535.400.961.273.273.20
Operating Profit
14.4412.8110.1511.1310.658.40-48.35-5.50-30.87-0.96-0.61-3.20-3.20
Other Income
0.480.320.211.730.031.190.000.000.090.000.656.786.70
Interest
7.894.948.048.568.606.073.922.241.531.530.520.000.00
Depreciation
0.010.010.030.030.020.020.020.030.020.020.000.000.00
Profit before tax
7.028.182.294.272.063.50-52.29-7.77-32.33-2.51-0.483.583.50
Net Profit
5.596.781.983.601.692.47-52.32-7.77-32.97-2.51-0.483.583.50
EPS in Rs
4.345.271.542.801.311.92-40.64-6.04-25.61-1.95-0.372.782.71
Dividend Payout %
0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%–

Compounded Sales Growth

10 Years:-41%
5 Years:-56%
3 Years:-75%
TTM:-89%

Compounded Profit Growth

10 Years:-6%
5 Years:16%
3 Years:28%
TTM:449%

Stock Price CAGR

10 Years:0%
5 Years:42%
3 Years:104%
1 Year:104%

Return on Equity

10 Years:%
5 Years:%
3 Years:%
Last Year:%

Balance Sheet

Standalone figures in ₹ crores

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital
14.2014.2014.2014.2014.2014.2014.2014.2014.2014.2014.2014.2014.20
Reserves
19.1325.9027.8931.4933.1823.32-57.27-44.06-60.94-77.05-77.56-89.37-89.18
Borrowings
24.2352.1159.0154.0149.8734.2627.4925.3522.8211.497.421.591.59
Other Liabilities
0.670.580.922.063.1168.1085.3387.9686.8697.5383.4981.0281.27
Total Liabilities
58.2392.79102.02101.76100.36139.8869.7583.4562.9446.1727.557.447.88
Fixed Assets
0.670.790.730.540.521.281.291.271.251.241.241.261.26
Gross Block
1.471.010.970.650.651.371.411.301.311.311.311.33–
Accumulated Depreciation
0.800.220.250.110.130.100.120.040.050.070.070.07–
CWIP
0.000.000.000.000.000.000.000.000.000.000.000.000.00
Investments
49.3749.5349.4949.5149.47101.0023.5547.2542.8426.0923.865.306.43
Other Assets
8.1942.4751.8051.7150.3737.6044.9134.9318.8518.842.450.880.19
Total Assets
58.2392.79102.02101.76100.36139.8869.7583.4562.9446.1727.557.447.88

Cash Flows

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity
38.17-28.04-12.643.163.2514.41-22.871.69-22.609.803.734.26
Cash from Investing Activity
-8.944.261.511.930.883.1925.430.3825.151.502.23-0.03
Cash from Financing Activity
-29.0227.886.89-4.99-4.14-17.71-2.52-2.14-2.53-11.33-4.07-5.83
Net Cash Flow
0.214.11-4.240.10-0.02-0.110.04-0.070.02-0.021.90-1.60

Ratios

Standalone Figures in ₹ Crores / Yearly

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days
0.000.000.000.000.000.000.000.000.00–0.000.00
Inventory Days
––––––––––––
Days Payable
––––––––––––
Cash Conversion Cycle
0.000.000.000.000.000.000.000.000.00–0.000.00
Working Capital Days
104.55193.80372.13430.26391.71-2,119.41-7,099.81-7,143.69-5,226.03–-45,354.02-421,262.14
ROCE %
21.52%17.44%10.50%11.84%10.83%10.26%-172.14%–––––

Shareholding Pattern

Numbers in percentages

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Promoters
24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%24.72%
FIIs
–––––––––––––
DIIs
–––––––––––––
Public
75.28%75.27%75.28%75.27%75.27%75.26%75.27%75.28%75.27%75.27%75.27%75.27%75.27%

* The classifications might have changed from Sep'2022 onwards.ℹī¸

BSE Announcements AI Summary

Direct from BSE filings, auto-summarised

TCI Finance Confirms SEBI Regulation Compliance for March 2026 Quarter

3rd April 2026, 6:33 pm

TCI Finance Closes Trading Window from April 1 for Q4 & FY Results

25th March 2026, 6:33 pm

TCI Finance Ltd. Publishes Financial Results for Q3 FY26

11th February 2026, 6:29 pm

TCI Finance Q3 FY26 Results: Net Loss Widens YoY, Faces RBI Action Over NBFC Deregistration

10th February 2026, 10:51 pm

TCI Finance intimates Board Meeting on Feb 10, 2026, to approve Q3 FY26 Unaudited Financial Results

4th February 2026, 4:18 pm

Published by Other Websites

External media mentions & references

Explosive Gains! Under ₹100 Stocks Hit Upper Circuit – Buyers Flock In!

23rd December 2025, 4:38 pm

Indian Stocks Surge: Sensex & Nifty Hit New Highs Amidst Broad Market Rally!

19th December 2025, 4:03 pm

News Articles

Editorial & research coverage

Explosive Gains! Under ₹100 Stocks Hit Upper Circuit – Buyers Flock In!
Explosive Gains! Under ₹100 Stocks Hit Upper Circuit – Buyers Flock In!

23rd December 2025, 4:38 pm

Indian Stocks Surge: Sensex & Nifty Hit New Highs Amidst Broad Market Rally!
Indian Stocks Surge: Sensex & Nifty Hit New Highs Amidst Broad Market Rally!

19th December 2025, 4:03 pm

Documents

Announcements

Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations, 2018

5 Jan - Certificate confirming dematerialization/rematerialization details furnished for quarter ended 31 Dec 2025.

Closure of Trading Window
Clarification On Price Movement

20 Dec - 20 Dec 2025: TCI Finance says no undisclosed material information; price rise market-driven; SEBI LODR compliant.

Clarification sought from TCI Finance Ltd

19 Dec - Exchange has sought clarification from TCI Finance Ltd on December 19, 2025 with reference to significant movement in price, in order to ensure that investors â€Ļ

Announcement under Regulation 30 (LODR)-Newspaper Publication

30 Oct 2025 - Publication of unaudited financial results for the quarter ended 30 September, 2025

Annual Reports

Financial Year 2024

(from bse)

Financial Year 2023

(from bse)

Financial Year 2022

(from bse)

Financial Year 2021

(from bse)

Financial Year 2020

(from bse)

Financial Year 2019

(from bse)

Financial Year 2018

(from bse)

Financial Year 2017

(from bse)

Financial Year 2016

(from bse)

Financial Year 2015

(from bse)

Financial Year 2014

(from bse)

Financial Year 2013

(from bse)

Financial Year 2012

(from bse)

Financial Year 2011

(from nse)

Financial Year 2011

(from bse)

Credit Ratings

No credit ratings.

Concalls

No concalls.

Stock Analysis

Description

  1. TCI Finance Limited is an NBFC registered with the RBI, offering financial services like loans against securities and IP valuations.

Key Growth Triggers

  1. Currently no data available for Key Growth Triggers.

Order Book

  1. Currently no data available for Order Book.

Key Red Flags

  1. RBI directive to surrender NBFC registration due to insufficient Net Owned Funds.
  2. Statutory auditors' qualified opinion highlighting material uncertainty regarding going concern.
  3. Drastically reduced total assets and substantially negative net worth.
  4. Reported net loss in Q1 FY26 and weak operational performance.

Key Dates To Watch

  1. December 31, 2025: Quarter end for the submitted dematerialization certificate report.
  2. January 5, 2026: Date of the current regulatory filing submission.
  3. October 29, 2025: Board meeting held to approve Q2 FY26 financial results.
  4. August 28, 2025: 51st Annual General Meeting conducted.

Corporate Announcements

3rd Apr 26
Impact Rating: 5
TCI Finance Limited has submitted its compliance certificate for SEBI (Depositories and Participants) Regulations, 2018. This confirms that details of securities dematerialized/rematerialized for the quarter and year ended March 31, 2026, have been provided to all stock exchanges.
25th Mar 26
Impact Rating: 5
TCI Finance Limited has initiated a trading window closure for designated individuals and connected persons from April 1, 2026. This period extends for 48 hours after the announcement of Q4 and annual financial results.
11th Feb 26
Impact Rating: -
No description available.
10th Feb 26
Impact Rating: 6
TCI Finance's un-audited Q3 FY26 results reveal a significant increase in net loss YoY. The company's operations are affected by adverse exposures, raising going concern doubts.
4th Feb 26
Impact Rating: 3
TCI Finance has informed exchanges about a Board Meeting on February 10, 2026, to approve the Q3 FY26 financial results. Trading window closed from January 1, 2026.