Kotak Mahindra Bank Ltd

₹ 420 -0.20%
16 Jan 2:51 p.m.
🔗 Website | BSE: 500247 | NSE: KOTAKBANK
4,17,860
420
460
31.2
126
0.12
7.45
15.4

ABOUT

Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance.[1]

Stock Analysis

Description

Kotak Mahindra Bank is a diversified financial services group providing a wide range of banking and financial services including Retail Banking, Treasury and Corporate Banking, Investment Banking, Stock Broking, Vehicle Finance, Advisory services, Asset Management, Life Insurance and General Insurance.

Key Growth Triggers

Currently no data available for Key Growth Triggers.

Order Book

Currently no data available for Order Book.

Key Red Flags

Currently no data available for Key Red Flags.

Key Dates To Watch

  • Record Date for share sub-division: January 14, 2026.

Peer Comparison

S.No.NameCurrent Price (Rs.)Price to EarningMarket Capitalization (Rs.Cr.)Dividend yield (%)Net Profit latest quarter (Rs.Cr.)YOY Quarterly profit growth (%)Sales latest quarter (Rs.Cr.)YOY Quarterly sales growth (%)Return on capital employed (%)Sales (Rs.Cr.)OPM (%)Profit after tax (Rs.Cr.)Profit after tax latest quarter (Rs.Cr.)Price to book valueReturn on assets (%)Debt to equity
1.HDFC Bank931.7519.791433458.071.1920363.7710.0186993.844.817.51346185.2242.6172360.0719610.672.631.746.30
2.ICICI Bank1416.4019.071013034.940.7814318.153.1648180.914.007.87192684.9128.3053300.2513357.063.022.185.58
3.Kotak Mah. Bank420.1531.16417859.940.123253.33-2.7013649.413.287.4554443.3057.9413391.553253.333.352.544.42
4.Axis Bank1289.8015.38400522.660.085566.56-25.3132309.772.247.11129272.6059.6725988.995527.852.041.787.28
5.IDBI Bank105.5012.09113437.851.973240.7773.567109.01-4.516.7828937.8570.499284.323229.581.681.974.81
6.IndusInd Bank950.3074035.560.00-436.88-132.8211608.63-8.496.4747307.1246.88-759.35-436.881.130.486.70
7.Yes Bank23.5126.0073771.970.00664.3117.257388.75-4.506.3630449.5759.652836.87664.311.490.597.29

Quarterly Results

Figures in Cr.

Sep 2022Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Sales
YOY Sales Growth %
22.69%30.47%38.99%43.08%38.31%31.12%25.31%21.39%18.08%13.8%9.94%8.56%3.28%
Expenses
3,5013,9003,7894,3324,3684,8634,6905,0965,2655,4325,9035,9835,579
Material Cost %
Employee Cost %
17.48%16.42%14.81%15.69%14.6%14.82%14.84%14.68%14.77%14.54%15.57%14.93%14.5%
Operating Profit
OPM %
Other Income
1,8321,9482,1862,6832,3152,2972,9786,4492,6842,6233,1823,0802,589
Exceptional items
00000003,52000000
Other income normal
1,8321,9482,1862,6832,3152,2972,9782,9292,6842,6233,1823,0802,589
Interest
2,9933,3463,7184,2664,8965,2465,3985,9046,1976,2316,2466,5776,339
Depreciation
0000000000000
Profit before tax
3,4313,7014,5004,5854,2443,9875,1988,1964,4394,3874,5634,3564,321
Tax %
25%25%22%25%25%25%20%24%25%25%22%25%25%
Net Profit
2,5812,7923,4963,4523,1913,0054,1336,2503,3443,3053,5523,2823,253
EPS in Rs
2.62.813.523.473.213.024.166.293.363.323.573.33.27

Profit & Loss

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025TTM
Sales
Sales Growth %
Expenses
2,6823,2266,1026,1657,0638,11010,69510,67611,06213,78218,19820,99022,898
Material Cost %
Raw material cost
Change in inventory
Manufacturing Cost %
Employee Cost %
Other Cost %
Operating Profit
OPM %
Other Income
1,4002,0282,6123,4774,0524,6575,3725,0075,9867,08310,83314,96111,474
Exceptional items
Other income normal
Interest
5,0475,4969,4849,57310,21712,68413,43011,50110,22112,69919,80624,57825,393
Depreciation
1651932872913033673723673814626157290
Profit before tax
2,2722,8333,1245,1486,2187,3867,8059,30311,36114,39118,01421,58417,626
Tax %
34%34%33%34%34%34%24%25%25%24%23%24%
Net Profit
1,5031,8662,0903,4124,0844,8655,9476,9658,57310,93913,78216,45013,392
Exceptional items AT
Profit excl Excep
Profit for PE
Profit for EPS
EPS in Rs
1.952.422.283.714.295.16.227.038.6411.0113.8716.5513.46
Dividend Payout %
4%4%4%3%3%3%0%3%3%3%3%3%

Balance Sheet

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Sep 2025
Equity Capital
385386917920953954957991992993994994994
Reserves
11,89813,75823,04526,69736,53141,44647,56262,23870,99582,02795,7251,16,2461,24,163
Borrowings
Long term Borrowings
Short term Borrowings
Lease Liabilities
Other Borrowings
Other Liabilities
3,3344,8588,6798,4519,65211,14310,42015,99019,28919,83026,31628,99729,122
Trade Payables
7119721,0481,3151,4851,8481,0132,3973,3093,0883,6053,6400
Advance from Customers
Other liability items
2,6233,8867,6317,1368,1679,2959,40613,59415,98116,74222,71125,35729,122
Total Liabilities
87,5851,06,0121,92,2602,14,5902,64,9333,12,1723,60,2523,83,4704,29,4284,89,8626,00,3576,93,7357,06,967
Fixed Assets
1,1071,2071,5521,5381,5271,6521,6231,5351,6441,9202,1552,3592,432
Land
Building
690.57783.621,0741,073.331,067.191,074.221,070.531,058.491,057.11,211.781,057.941,044.86
Plant Machinery
Equipments
Furniture & fittings
Vehicles
Intangible Assets
Other fixed assets
1,186.941,362.192,381.852,619.412,660.852,562.312,605.762,727.633,030.363,254.964,042.34,918.89
Gross Block
1,877.512,145.813,455.853,692.743,728.043,636.533,676.293,786.124,087.464,466.745,100.245,963.75
Accumulated Depreciation
770.57939.111,904.262,155.112,200.881,984.982,053.162,250.852,443.752,546.412,944.943,604.89
CWIP
0000000000000
Investments
25,48528,65951,26045,07464,56271,18975,0521,05,0991,00,5801,21,4041,55,4041,81,9071,72,994
Other Assets
60,99476,1461,39,4481,67,9781,98,8442,39,3312,83,5772,76,8363,27,2043,66,5384,42,7985,09,4685,31,541
Inventories
Trade receivables
Receivables under 6m
Receivables over 6m
Prow for Doubtful
Cash Equivalents
2,5123,4025,9566,4957,7049,6567,78311,03814,28518,08319,21019,77936,610
Loans & Advances
Other Assets items
Total Assets
87,5851,06,0121,92,2602,14,5902,64,9333,12,1723,60,2523,83,4704,29,4284,89,8626,00,3576,93,7357,06,967

Cash Flows

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Cash from Operating Activity
9,0024,4636,13414,412-10,275-3,38830,159-5,2982,161-8,36913,90112,806
Profit from operations
2,8033,2464,4676,4887,6898,92110,63112,94013,67415,83118,79521,071
Receivables
Inventory
Payables
Loans Advances
-4,691-13,327-12,889-18,031-34,261-36,821-15,459-5,760-48,695-49,115-57,701-53,410
Other WC items
1546521,3681098991,744-2,8781,9004,025-4717,059-1,650
Working capital changes
6,8252,1302,9249,356-15,873-9,86521,529-15,906-8,862-20,722-279-3,583
Direct taxes
-626-913-1,257-1,432-2,091-2,444-2,001-2,333-2,651-3,478-4,615-4,682
Cash from Investing Activity
-549-3,454-52-2,976-2,514810-7,426-1,782-1,3205292,031-19,538
Fixed assets purchased
-392-223-249-320-343-420-347-294-507-770-885-938
Fixed assets sold
62011195630354331202858
Investments purchased
-92-3,168-5,911-2,586-6320-7,111-1,510-71700-23,129
Investments sold
000001,2092201,2233,3034,073
Interest received
Redeemp Cnce of Shares
Acquisition of companies
Other investing items
006,311-411228-121539918
Cash from Financing Activity
-6,162-727-1,4642579,8377,6335,883-6,5862,456-2,5424,31419,723
Redemption of debentures
Proceeds from borrowings
000007,6946,90902,4662,2294,95229,583
Repayment of borrowings
0-757000-600-1,164-14,343-150-4,780-500-9,508
Interest paid fin
Dividends paid
-62-69-98-110-136-184-222-40-219-259-337-398
Financial liabilities
Other financing items
-6,10012-1,7301204,020499-0-460000
Net Cash Flow
2,2912824,61711,692-2,9525,05528,617-13,6663,297-10,38220,24612,991

Ratios

Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025
Debtor Days
Inventory Days
Days Payable
Cash Conversion Cycle
Working Capital Days
ROCE %

Shareholding Pattern

Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025
Promoters
25.95%25.95%25.94%25.92%25.91%25.9%25.89%25.88%25.88%25.88%25.88%25.87%
Aarti Neal Chandaria
00.040000000000
Aero Agencies Limited
000000000000
Allied Auto Accessories Pvt Ltd
000000000000
Amrit Lila Enterprises Private Limited
000000000000
Asian Machinery & Equipment Pvt Ltd
000000000000
Business Standard Online Private Limited
000000000000
Business Standard Private Limited
000000000000
Cumulus Trading Company Private Limited
000000000000
Dhawal Kotak
000000000000
Doreen Realty Private Limited
0000000
Harisiddha Trading & Finance Private Limited
000000000000
Helena Realty Private Limited
000000000000
Indira Suresh Kotak
0.10.10.10.10.10.10.10.10.10.10.10.1
Infina Finance Private Limited
000000000000
Insurekot Sports Private Limited
000000000000
Janak Dinkarrai Desai
0.0400.040.030.020.01000000
Jay Kotak
000000000000
Komaf Financial Services Private Limited
000000000000
Kotak & Co Pvt Ltd
000000000000
Kotak Chemicals Ltd
000000000000
Kotak Commodity Services Private Limited
000000000000
Kotak Ginning & Pressing Ind Pvt Ltd
000000000000
Kotak Trustee Company Private Limited
0.010.010.010.010.010.010.010.010.010.010.010.01
Kotak Trustee Company Private Limited - 2
000000000000
Kotak Trustee Company Private Limited - 3
000000000000
Kudin Trusteeship Services Private Limited
000000000000
Laburnum Adarsh Trust
000000000000
Meluha Developers Private Limited
0000000
Palko Properties Private Limited
000000000000
Pallavi Kotak
0.060.060.060.060.060.060.060.060.060.060.060.06
Pine Tree Estates Private Limited
0000000
Puma Properties Private Limited
000000000000
Quantyco Realty Private Limited
0000000
Renato Realty Private Limited
0000000
Suresh A Kotak (HUF)
0.010.010.010.010.010.010.010.010.010.010.010.01
Suresh Amritlal Kotak
0.010.010.010.010.010.010.010.010.010.010.010.01
USK Capital Partners
0000000
Uday S Kotak (HUF)
0000000
Uday Suresh Kotak
25.7325.7225.7225.7125.7125.7125.7125.725.725.725.725.7
Xanadu Properties Private Limited
0000000
FIIs
40.9%39.42%41.54%40.97%39.74%37.59%33.16%33.39%32.48%32.65%32.34%29.75%
Canada Pension Plan Investment Board
4.354.342.682.682.682.681.651.09
Capital World Growth And Income Fund
1.91.611.611.611.35
Europacific Growth Fund
3.783.323.323.323.432.891.091.091.081.081.441.21
Government Of Singapore
1.281.251.241.21
Government Pension Fund Global
1.111.231.221.26
Invesco Developing Markets Fund
2.82.952.952.952.822.822.372.1721.521.19
New World Fund Inc
2.131.861.861.71.71
Sumitomo Mitsui Banking Corporation
1.651.651.651.651.651.651.651.651.651.651.65
The New Economy Fund
1.07
DIIs
20.09%21.31%19.57%20%21.38%23.4%27.69%27.88%28.79%29.13%29.61%32.02%
Axis Mutual Fund
1.641.611.05
Hdfc Mutual Fund
1.131.392.312.462.632.62.663.13
Icici Prudential Mutual Fund
1.271.411.541.511.491.061.181.96
Life Insurance Corporation of India
6.256.216.26.26.26.466.997.367.47.366.886.37
National Pension System Trust
1.271.31.371.421.451.481.261.211.341.461.53
Nippon India Mutual Fund
1.04
Parag Parikh Fund
1.06
Parag Parikh Mutual Fund
1.091.3
Sbi Mutual Fund
3.423.843.823.493.253.75.335.275.325.595.865.73
Uti Mutual Fund
1.181.281.211.291.431.461.61.621.611.631.79
Uti Quant Mutual Fund
1.88
Government
Public
13.05%13.3%12.92%13.11%12.98%13.11%13.26%12.84%12.83%12.34%12.18%12.35%
Caladium Investment Pte Ltd
1.311.311.311.311.311.311.241.241.241.020.91
Others
No. of Shareholders
5,43,7365,82,7335,60,8256,35,2996,34,6986,81,3017,82,6807,39,7557,46,6027,05,6166,90,1256,91,413

News & Updates

Documents

Announcements

Board Meeting Intimation for Intimation Of Board Meeting To Be Held During Friday, January 23 - Saturday, January 24, 2026
2d - Board meeting Jan 23-24, 2026 to approve Q3/9M results (Dec 31, 2025) and enable NCD issuance in FY2026-27.
Grant Of Employee Stock Options
12 Jan - Granted 139,170 ESOPs on Jan 12, 2026; vest Jan 15, 2027-2029; one-year exercise period.
Announcement under Regulation 30 (LODR)-Press Release / Media Release
12 Jan - Anup Kumar Saha appointed Whole-time Director (designate) at Kotak from Jan 12, 2026; oversees consumer banking, data analytics.
Intimation Under Regulation 30 Of The SEBI (LODR) Regulations, 2015 - Appointment Of Director / Key Managerial Personnel / Senior Management Personnel
12 Jan - Anup K. Saha appointed Whole-time Director (Executive Director) designate from Jan 12, 2026; three-year term pending regulatory approvals.
Announcement under Regulation 30 (LODR)-Change in Management
12 Jan - Anup Kumar Saha appointed Whole-time Director (Executive Director) designate from Jan 12, 2026; three-year term pending approvals.

Annual Reports

Credit Ratings

Rating update
8 Jul 2025 from crisil
Rating update
13 Jun 2025 from fitch
Rating update
5 Jun 2025 from icra
Rating update
6 Jan 2025 from crisil
Rating update
14 Jun 2024 from fitch
Rating update
6 Jun 2024 from icra

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